LIC HFL Home Loan Interest Rates


  • LIC home loans are now available at starting at 8.10%.
  • LIC home loan interest rates ranging from 8.10% - 8.95%.

LIC has a special place in people’s heart as it has helped them in living their dream by providing them the desirable home loans. The upper limit of the fund is high and most importantly it comes with affordable housing rates. With this combination, LIC home loans have been one of the best home loans in India. If you have also been looking for a lender that can give you the funds you desire at the rate that you can afford, you should check the housing loan details below.

Apply LIC HFL Home Loan @ 8.10%* ROI

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LIC HFL Home Loan Interest Rate April 2020

Interest Rate8.10% - 8.95%
Loan AmountAbove ₹1 lakh
TenureUp to 30 years
Processing FeesUpto ₹1 crore: - 0.25 Paise + GST or ₹10000 + GST which ever is less
More than ₹1 crore - ₹25000 + GST
Prepayment ChargesNIL

LIC HFL Interest Rate for Existing Customers

At LIC Housing Finance Ltd, the rate of interest for old customers or existing customers is reviewed every 6 months as per the terms and conditions they have agreed to at the time of loan agreement.

LIC HFL Home Loan Balance Transfer Interest Rates

If your existing lender is charging higher interest rates, you can transfer your LIC Home Loan. By doing so, you can enjoy lower interest rates which ultimately leads to pocket-friendly EMIs.

Loan Amount
For Salaried & Professional
For Non-Salaried & Non-Professional
Upto 50 lakh

700 & More8.10%8.30%
Above 50 lakh to 5 crore700 & More8.20%8.40%

Important Notes:

  • For customer haiving a low CIBIL score below 700 the rate of interest will be applicable as per the ROI mentioned in the marketing circular 943, dated 20.12.2019
  • For cases above INR 5 crore is referred to corporate office decision
  • Other terms and condition will remain the same on the marketing circular as dated on 02.07.2018

Special Offer:- 

Your 2 EMIs waived off at the closure of loan or at the end of a 5 years tenure, if you has zero deafult and didn’t make prepayment in the initial 5 year repayment period.

LIC HFL Advantage Plus (Top Up Loan) Interest Rates

You can borrow a loan amount from LIC Housing Finance Limited with the current home loan EMI. The Top-up loan interest rates for the loan is mentioned below.

Loan AmountInterest Rate
Upto 50 Lakh9.70%
Above 50 lakh to 5 crore10.00%

People Also Look For

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  • Home Loan Interest Rates April 2020
    Axis Bank8.55% - 9.40%
    Bank of Baroda7.25% - 8.25%
    HDFC8.00% - 8.85%
    ICICI Bank8.10% - 9.20%
    Indiabulls Housing Finance Limited8.80% - 11.05%
    Kotak Bank8.20% - 9.25%
    LIC Housing8.10% - 8.95%
    Piramal Capital & Housing Finance9.00% - 9.10%
    PNB Housing Finance9.25% - 12.00%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI7.15% - 7.80%
    Tata Capital9.20% - 9.35%