LIC HFL Home Loan Interest Rates


  • LIC home loans are now available at starting at 8.35%.
  • LIC home loan interest rates ranging from 8.35% - 8.95%.

LIC has a special place in people’s heart as it has helped them in living their dream by providing them the desirable home loans. The upper limit of the fund is high and most importantly it comes with affordable housing rates. With this combination, LIC home loans have been one of the best home loans in India. If you have also been looking for a lender that can give you the funds you desire at the rate that you can afford, you should check the housing loan details below.

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LIC HFL Home Loan Interest Rate November 2019

Interest Rate8.35% - 8.95%
Loan AmountAbove ₹1 lakh
TenureUp to 30 years
Processing FeesUpto ₹1 crore: - 0.25 Paise + GST or ₹10000 + GST which ever is less
More than ₹1 crore - ₹25000 + GST
Prepayment ChargesNIL

LIC HFL Interest Rate for Existing Customers

At LIC Housing Finance Ltd, the rate of interest for old customers or existing customers is reviewed every 6 months as per the terms and conditions they have agreed to at the time of loan agreement.

LIC HFL Home Loan Balance Transfer Interest Rates

If your existing lender is charging higher interest rates, you can transfer your LIC Home Loan. By doing so, you can enjoy lower interest rates which ultimately leads to pocket-friendly EMIs.

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  • Home Loan Interest Rates November 2019
    Axis Bank8.90% - 9.15%
    Bank of Baroda8.40% - 9.40%
    Citibank9.00% - 9.85%
    DHFL9.05% - 9.95%
    HDFC8.25% - 9.30%
    ICICI Bank9.20% - 9.65%
    Indiabulls Housing Finance Limited8.80% - 11.05%
    Kotak Bank8.90% - 8.75%
    LIC Housing8.35% - 8.95%
    Piramal Capital & Housing Finance9.00% - 9.10%
    PNB Housing Finance9.25% - 12.00%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI8.15% - 8.80%
    Tata Capital9.20% - 9.35%