RBL Bank Credit Card

Highlights

  • Apply for RBL Bank Credit Card & enjoy the luxuries of life

  • Reward points, discounts, lounge access symbolize the beauty of RBL credit cards

About RBL Bank Credit Card

RBL Bank credit cards have been the favourite of many shoppers owing to numerous rewards, cashback and discounts. The best-in-class privileges of lounge access, golf course, etc, make it even more thrilling. Ratnakar Bank Limited (RBL) segments its credit card offerings and ensures you get the product of your choice.

Why Should You Choose RBL Bank Credit Cards?

The answer to the question would be the versatility in the bank’s overall credit card offerings. Besides reward and cashback cards, the bank also offers cards specifically designed for movie goers, avid travellers, etc. All in all, you are welcome to a world of unique offers with RBL Bank Credit Cards.

RBL Bank Credit Card Fees September 2020

Check below the table to know the fees you need to pay to continue your membership with different RBL credit cards.

CardsFees & Charges
Insignia Preferred Banking World CardFirst Year Fee - ₹5,000

Second Year Fee - ₹5,000. However, the fee can be waived off on spending ₹5 lakh or more
RBL Bank Icon CardFirst Year Fee - ₹5,000

Second Year Fee - ₹5,000
Platinum Maxima CardFirst Year Fee - ₹2,000

Second Year Fee - ₹2,000
Blockbuster Credit CardFirst Year Fee - ₹3,000

Second Year Fee - ₹3,000

RBL Bank Credit Card Offers September 2020

RBL Bank offers a variety of cards to suit the unique lifestyle of an individual. You can thus compare the cards from the list below and choose a one that meets your needs.

Insignia Preferred Banking World Card

  • Earn 5 reward points on spending every ₹100 on domestic transactions
  • Get 10 reward points on spending every ₹100 on international spends
  • Choose from exclusive MakeMyTrip vouchers worth ₹5,000 or 20,000 reward points
  • Enjoy complimentary room upgrade and additional room nights
  • Get early check-in or late check-out facility
  • Special last minute access
  • Exclusive experiences
  • Enjoy access to premier golf courses in India
  • Complimentary golf rounds in a year as well as one golf lesson in a month
  • Enjoy 50% discounted green fee access
  • Get golf course referral and reservation assistance
  • Car rental and limousine referral and reservation assistance
  • Gain information on spa, fitness centre and sports centre, as well as Referral assistance
  • Get assistance for delivery of gifts and flowers, as well as hotel referral and reservation
  • Enjoy assistance for dining referral and reservation
  • Exclusive dining program with the best-in-class restaurants at all major cities
    Witness local and global events, such as concerts, award nights, Grand Prix and others, by getting assistance on booking your preferred seats at a preferential rate

RBL Bank Icon Card

  • 20000 bonus reward points as a welcome gift
  • Get 2 reward points for spending every ₹100
  • Earn 20 Reward Points for every Rs.100 spent on international and dining spends on weekends*
  • 10,000 reward points on spending ₹3 lakh in a year
  • Additional 15000 reward points on spending ₹5 lakh in a year
  • Additional 20000 reward points on spending ₹8 lakh in a year
  • Get a maximum of 2000 reward points in each month for international and weekend dining spends
  • Enjoy two complimentary visits to lounges every quarter at major domestic airports
  • Complimentary Priority Pass Membership allows access to over 850 international airport lounges. The facility bears a charge of up to $27 on each visit.
  • Get golf course referral and reservation assistance
  • Car rental and limousine referral and reservation assistance
  • Get information on spa, fitness centre and sports centre, as well as Referral assistance
  • Get assistance for delivery of gifts and flowers, as well as hotel referral and reservation
  • Enjoy assistance on dining referral and reservation
  • Access to select golf courses across India
  • Get complimentary golf rounds & discounts on green fees
  • Be a part of free golf lessons
  • Get 1+1 movie ticket up to ₹200 twice a month at BookMyShow
  • Get complimentary glass of a premium wine or a sumptuous dessert at participating restaurants such as Taj, ITC & Jaypee
  • Enjoy complimentary meals, complimentary room upgrades and other offers at hotels such as Four Seasons, Mandarin Oriental and Oberoi

Platinum Maxima Card

  • Get 8000 reward points as a welcome gift
  • Earn 2 reward points for spending every ₹100
  • Get 10 reward points for every ₹100 spent on dining, utility bill payments, entertainment, fuel and international purchases
  • Earn 10000 reward points for purchases of ₹2 lakh and above in a year
  • Spend more than ₹3.5 lakh a year and get 10,000 bonus reward points
  • Purchasing 2 or more tickets at BookMyShow to bring a gift of one complimentary movie ticket free up to ₹200 in a month
  • Get 2 complimentary visits to all major domestic airport lounges every quarter in a calendar

Blockbuster Credit Card

  • Watch movies and events worth ₹1,000 at BookMyShow
  • Get additional 8,000 reward points
  • Enjoy a discount of ₹1,000 or 4 free movie tickets in 2 transactions worth ₹ 500. A maximum of 2 tickets can be booked per transaction
  • Get 2 reward points for every ₹100 spent
  • 20 reward points for spending every ₹100
  • Earn a maximum of 2,000 reward points
  • Get 10,000 reward points on spending ₹3.5 lakh per annum
  • Earn an additional 15,000 reward points on spending 5 lakh per annum
  • Get a discount of 10% on bookings at BookMyShow for 15 transactions in a year, capped to ₹100 per transaction
  • Get complimentary visits to domestic airport lounges in a year
  • Enjoy fuel surcharge waiver on transactions worth between ₹500-4,000, capped to ₹150 per month

How to Apply for RBL Bank Credit Card via WhatsApp?

So you have picked out an RBL credit card from the list to apply for. Well, you can do so at Wishfin through WhatsApp, a new initiative launched by the Fintech major. There are a few steps involved which you can see below.

Step I – Visit the official website of Wishfin

Step II -Go to Credit Card Section

Step III – Click on Best Credit Card Offers

Step IV – A new page will open with extensive details on credit cards

Step V – Within the details, you can find Apply with the Ease of WhatsApp Chat

Step VI – Just click on it

Step VII – Enter your mobile number and click on Continue with WhatsApp

Step VIII – You will get WhatsApp conversation on the entered mobile number with Wishfin on the other side

Step IX – Just answer a few personal, professional and credit related details before submitting your application

Step X – Your details will be sent to RBL Bank for an approval to your application

How to Apply Online at Wishfin Other Than via WhatsApp?

You can even apply via application form and Wishfin Chat. In both the application modes, you must enter the personal and professional details correctly before submitting the application. The bank would then check the details and give an approval on finding your application genuine.

How to Apply at RBL Bank Website?

  • Visit the official website of RBL Bank
  • Go to ‘Credit Cards’
  • Click on ‘Apply Now
  • Provide the necessary details
  • Submit the application

Check RBL Bank Credit Card Application Status Online

You can check the status of your RBL Bank Credit Card application online. The steps for the same are shown below.

  • Just visit the official website of RBL Bank
  • Go to its credit card section and find the link of ‘Application Status’ in the end.
  • Click on it
  • Enter your application reference number and mobile number
  • The status would flash on the screen
  • The status could be anything from approved, rejected or pending for approval

If the application is rejected, you can see the reasons for the same. And, if you think that can be corrected upon, do so and apply again for an approval.

RBL Bank Credit Card Limit

While choosing a credit card, one often checks with the lender about the credit limit it is going to offer. And you would like to do the same with RBL Bank Credit Card, right? Well, the limit would depend on the income and credit score. Greater income and a good CIBIL score can so easily help you fetch a higher limit. But even if it turns out the other way round, you can get it raised over time by showing a disciplined spending and payment routine. Yes, RBL Bank would keep a close watch on your credit card repayment track, and if it’s found to be good, don’t be surprised to get a hike on the credit limit over time.

RBL Bank Credit Card Bill Payment

You can pay the bills via net banking, mobile banking or by depositing cash or cheque at the nearest bank branch. You can register the card via net banking or mobile banking. All that you need to do is enter the card number and expiry date and get it added online. You’ll receive an SMS upon card addition. Whenever the bill generates, you just need to log in and pay the same from your online banking account, be it through net banking or mobile banking.

RBL Bank Credit Card Statement

A credit card statement provides transactions of a billing cycle. You can also get to know the total dues, minimum due, payment due date, rewards earned so far, etc. You can get the statement on your email ID or you can check it while logging on to RBL Bank net banking. Checking the statements regularly can help you keep a track of the card transactions.

RBL Bank Credit Card Customer Care Number

Dial the customer care number – 1800 121 9050 or 022 6232 7777 – to get the queries pertaining to any of the RBL cards, sorted out. The customer care executives can suggest the right solution to your problem.

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