These Top Dining Credit Cards Are Every Foodie’s Delight

Those who love to dine out frequently are well aware of the problems that come with it. Yes, we are talking about the hefty bills that keep on piling everytime you decide to engage your tastebuds at your favourite restaurants. All that can change, with the best dining credit cards that save money on your food outing at restaurants. To your delight, the market is abuzz with a plethora of dining cards that offer discounts and cashbacks to make foodies around a happy lot. So, if you are one of those foodies seeking a dining credit card, you can choose from the list shown below and taste delicious cuisines at your favourite restaurants.

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Quotes from 11 banks | Best Offers and Rewards

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    Personal Details

    Best Dining Credit Cards of India in November 2018

    Credit CardsDining OffersJoining Fee (In ₹)Annual Fee (In ₹)
    HDFC Regalia CardExclusive dining privileges with a discount of up to 15% on your dining at premium restaurants in India25002500
    HDFC Platinum Times Credit CardUp to 20% discount on dining at participating outlets10001000
    Axis Bank Credit CardUp to 15% discount at participating dining outletsDepends on the card typeDepends on the card type
    ICICI Bank Instant Platinum Credit CardA minimum of 15% savings at more than 800 restaurantsNILNIL
    ICICI Bank Rubyx Credit CardA minimum of 15% savings at more than 2,500 restaurants in India30002000
    SBI Card PRIMEEarn 10 reward points for every 100 spent on dining29992999

    Note – The joining and annual fees would also bear an additional 18% Goods and Services Tax (GST).

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    HDFC Regalia Card

    Get exclusive dining discounts of up to 15% at premium restaurants across India.

    Striking Features at a Glance

    • The 15% (maximum) discount on having meals at premium restaurants in India.
    • Plus, the contactless card is acceptable at a large number of merchant establishments for quick transactions.
    • Earn 15,000 bonus points on spending ₹8 lakh a year, with effect from April 1, 2018.
    • The membership to Priority Pass Program gives you complimentary lounge access at more than 1,000 airports across the globe.
    • You can also sign in to Complimentary Club Vistara Silver Membership and win 9 CV points for every ₹100 spent on booking Vistara flights. You can also get 5 kg baggage allowance, priority check-in and wait clearance.

    Annual Fee – ₹2,500

    What’s Special About the Card?

    • Discounts on dining
    • 15,000 bonus reward points on achieving annual spends of ₹8 lakhs.
    • Exciting redemption options
    • Lounge access to airports around the world, baggage allowance, etc.

    HDFC Platinum Times Credit Card

    Get Up to 20% discount on dining at participating outlets.

    Striking Features at a Glance

    • Enjoy a discount of up to 20% on dining spends made at participating outlets. If you dine at these outlets during weekdays from Monday to Friday, you would earn 10 reward points on every ₹150 spent.
    • Discounts are also there to please the cinema-goers as well. So, whatever the price of the ticket would be, you would get a discount of up to 25%.
    • Also, you can get a welcome gift of discount vouchers. Even fuel spends would yield an annual savings of ₹1,500.
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    Annual Fee – ₹1,000

    What’s Special About the Card?

    • Discounts and reward points on dining spends
    • The entertainment needs are also kept in mind by offering cardholders the discounts on their movie spends.

    ICICI Bank Instant Platinum Credit Card

    Get a minimum discount of 15% on dining at more than 800 restaurants.

    Striking Features at a Glance

    • Membership to Culinary Treats Program.
    • A discount of ₹100 is offered on up to 2 tickets a month at bookmyshow.com. The reward points earned can be redeemed for cash.

    Annual Fee – NIL

    What’s Special About the Card?

    • Discounts on dining and movies
    • Contactless technology to ensure quick and safe transactions

    ICICI Bank Rubyx Credit Card

    A minimum of 15% savings awaits at more than 2,500 restaurants in India

    Striking Features at a Glance

    • Get a minimum 15% discount on your dining at 2,500 restaurants in India
    • Welcome vouchers on shopping and travel worth ₹500 on the payment of joining fee
    • Get 2 complimentary movie tickets at bookmyshow.com a month under the buy 1 get 1 offer. The offer would be available on first come first serve basis.
    • Enjoy 2 complimentary visits each to domestic airport and railway lounges every quarter.
    • All international transactions would give 2X reward points.
    • Enjoy 2 complimentary rounds of golf every month at your preferred golf course. Every anniversary year will give you a maximum of 15,000 PAYBACK points.

    Annual Fee – ₹2,000

    What’s Special About the Card?

    • Lucrative offers on dining, movies, travel and international spends
    • Complimentary golf rounds and the PAYBACK point offers on the anniversary year

    SBI Card PRIME

    Earn 10 reward points for every ₹100 spent on dining.

    Striking Features at a Glance

    • Every ₹100 you spend on groceries, departmental stores and movies to earn you 10 reward points.
    • 15 reward points on every ₹100 spent on Reliance Fresh, Reliance Trends, Reliance Smart, Reliance Footprint, Sahakari Bhandar and Big Basket outlets.
    • As soon you subscribe to the card, a welcome e-gift voucher worth ₹3,000 from any of Marks and Spencer, Shoppers Stop, Pantaloons, Yatra.com and Bata/Hush Puppies would come your way.

    Annual Fee – ₹2,999

    What’s Special About the Card?

    • A perfect shopping card for all those wanting to swipe cards for dining, groceries, movies and other purposes
    • Welcome e-gift voucher from brands such as Pantaloons, Shoppers Stop, Marks and Spencer, etc.
    • Travel privileges with Club Vistara Membership and Trident Privilege Membership. These membership programs give you an opportunity to earn bonus points on travel spends and get lounge access at airports.
    • Annual fee waiver on spending ₹3 lakhs a year

    Personal Loan Interest Rates November 2018
    Bajaj Finserv10.99% - 16.00%
    Fullerton India14.00% - 33.00%
    HDFC Bank11.25% - 21.50%
    ICICI Bank10.99% - 18.40%
    IndusInd Bank10.99% - 16.00%
    Kotak Bank10.99% - 20.99%
    RBL13.00% - 18.00%
    Standard Chartered Bank12.00% - 17.00%
    Tata Capital10.99% - 18.00%
    Home Loan Interest Rates November 2018
    State Bank of India/SBI8.70% - 9.25%
    HDFC8.80% - 9.60%
    Bank of Baroda8.65% - 9.65%
    LIC Housing8.70% - 9.05%
    PNB Housing Finance9.00% - 13.00%
    ICICI Bank8.95% - 9.20%
    Axis Bank8.80% - 9.05%
    Citibank8.90% - 9.65%
    Indiabulls Housing Finance Limited8.80% - 11.05%
    Kotak Bank8.75%
    DHFL9.05% - 9.95%
    Reliance Home Finance8.75% - 14.00%