Best Fuel Credit Cards in India
Last Updated : Aug. 3, 2018, 3:08 p.m.
Many of you must be commuting with your personal vehicle such as car, bike, etc. Yes, driving an own vehicle prevents you from the hassles that commuters face in a public transport. But with the fuel prices going skywards, you may not enjoy paying out huge bucks from your pocket, forcing you to join those who are facing the perils of a public transport. However, with fuel credit cards, you can drive your own vehicle and reduce the cost with fuel surcharge waiver and free fuel offers, giving you the much-needed savings to stay afloat in an inflationary world where every penny counts. So drive with a swag on the back of fuel cards that are in plenty to choose from. But not all can suit you, right? And so, the list must be a refined one so that you, by choosing the best one, not only reduce the cost of your travel but also enjoy a greater degree of comfort. Check out the list below that enlists the best of fuel credit cards in India .
Best Fuel Credit Cards in India April 2024
| Credit Cards | Offers on Fuel Spends | Joining Fee (In INR) | Annual Fee (In INR) |
|---|---|---|---|
| ICICI Bank HPCL Coral Visa/MasterCard Credit Card | Enjoy 2.5% Cashback at HPCL Stations. Get a Fuel Surcharge discount of 1% | 199 | 199 |
| BPCL SBI Card | Get 4.25% valueback, equivalent to 13X reward points on fuel purchases | 499 | 499 |
| HDFC Bharat CashBack Card | Enjoy 5% cashback on your fuel spends | 500 | 500 |
| Indian Oil HDFC Credit Card | Earn 5% of your spends as Fuel Points at IndianOil outlets, with a maximum of 250 Fuel Points per mont | 500 | 500 |
| Indian Oil Axis Bank Credit Card | Get 4% Value Back on the Fuel transactions | 500 | 500 |
| Standard Chartered Super Value Titanium Credit Card | Get 5% cashback on fuel purchase | 750 | 750 |
| BPCL SBI Card Octane | Get 7.25% Value back on Fuel purchases from BPCL outlets. | 1,499 | 1,499 |
| Citibank Indian Oil Credit Card | Earn 4 turbo points on a fuel purchase worth INR 150 at authorized Indian Oil retail outlets | As Applicable | As Applicable |
Note – The fees and charges would also include 18% Goods and Services Tax (GST).
BPCL SBI Card
Enjoy 4.25% value back which is equivalent to 13X reward points on vehicle refill at BPCL petrol pumps. The 4.25% value back also includes the 1% fuel surcharge waiver you can get for every transaction up to INR 4,000.
Striking Features at a Glance
After 20 days of paying the joining fee, 2,000 activation bonus reward points worth INR 500 would be credited to your account. You can redeem those points instantly against spends on fuel at BPCL outlets, BPCL vouchers or even at Shop and Smile. The State Bank of India also offers fuel debit card that can save some bucks on fuel purchases.
Annual Fee – INR 499 + Applicable GST
What’s Special About the Card?
Value back offers comprising fuel surcharge waiver, and bonus reward points are truly a delight for shoppers wanting a lucrative fuel card. The reward points are not confined to fuel spends only as you can get those credited even on groceries, dining, movies, etc.
HDFC Bharat CashBack Card
Enjoy 5% cashback on fuel/bill payment/IRCTC spends.
Striking Features at a Glance
Apart from the 5% cashback offer on fuel/bill payment/IRCTC spends, an individual can earn an additional cashback of 5% on Easy EMI/Smart Buy/Payzapp on this prepaid petrol card in India.
Annual Fee – INR 500 + Applicable GST
What’s Special About the Card?
The cashback offers are truly a delight for the shoppers wanting to save on their fuel and travel spends. Also, the renewal fee waiver on spending INR 20,000 in a year would appeal the cardholders.
Citibank Indian Oil Credit Card (Platinum)
Earn 4 turbo points on a fuel purchase worth INR 150 at authorized Indian Oil retail outlets.
Striking Features at a Glance
Get 250 turbo points on your first spend within 30 days of the card issuance date. The points will be credited to the account within 60 days of the date of the transaction. The validity of the offer remains till June 30, 2018. 2 turbo points to be credited to your grocery and supermarket purchase worth INR 150. On the other hand, shopping and dining worth INR 150 will fetch you 1 turbo point and it is one of the best fuel cards in India.
Annual Fee – INR 1,000 + Applicable GST
What’s Special About the Card?
The exciting offer of 250 turbo points on your first spend within 30 days is definitely an eye-opener for the shoppers. Plus, the luxury to redeem these points for free fuel surcharge waiver on vehicle refill at more than 1200 authorized Indian Oil retail outlets only adds to the delight. On spending INR 30,000 from this petrol pump card in a year, the annual fee gets waived off, prompting many to go for the card.
Standard Chartered Super Value Titanium Credit Card
Earn 5% cashback on all your fuel spends and it is one of the best diesel cards.
Striking Features at a Glance
The 5% cashback is not only available on fuel spends, it’s also there on phone and other utility bills. Besides, the 20% cashback offer on your Uber rides on a minimum spend of INR 15,000 wins more brownie points for the card. The offer lasts till September 30, 2018.
Annual Fee – INR 750 + Applicable GST
What’s Special About the Card?
Cashback offers on fuel, utility and phone spends are almost certain to add to the card’s growing membership. Even the limited period cashback offer on Uber rides is appealing for the shoppers around and it is one of the best credit cards in India .
Indian Oil HDFC Credit Card
Earn 5% of the fuel expenses as the redeemable points on this fuel credit card in India. You can earn a maximum of 250 fuel points in 6 months and 150 fuel points after 6 months.
Striking Features at Glance
This credit card allows you to earn 100 fuel points per month on the bill and grocery payments. You can also earn 1 fuel point at every expense of INR 150. All the reward points are redeemable on the products available in the catalogue. You will find the IOCL option after making the HDFC Credit Card Login where you can redeem all the points easily.
Annual Fee – INR 500 + Applicable GST
What’s Special About the Card?
If you spend INR 50000 or above in a year then your renewal fee will be waived off. This credit card is suitable for individuals who have commercial cabs, Lorries, Trucks, Cars, and other commercial vehicles. But if you prefer your own car for travelling outstations then this card would be the best choice
Indian Oil Axis Bank Credit Card
Get 100% cashback of up to INR 250 on the fuel purchases done within 30 days of the card issuance and it is applicable only once. Individuals can also enjoy a 4% value back on the fuel transactions made from this petrol card in India.
Striking Features at Glance
You will earn 20 reward points on spending INR 100 at the Indian Oil Petrol Outlets. This credit card for fuel gives you a discount of 1% on the petrol surcharge. So, it will help you to manage your fuel expenses effectively and for this petrol card apply online.
Annual Fee – INR 500 + Applicable GST
What’s Special About the Card?
You can earn 5 reward points on spending INR 100 on shopping and 1 Reward Point on other transactions. Enjoy discounts on entertainment like a 10% discount on BookMyShow and up to a 20% discount on the dining delights restaurants partnered with the Axis Bank. If you spend more than INR 50000 in a year then no renewal fee will be applicable.
BPCL SBI Card Octane
Enjoy a Value Back of 7.5% on fuel purchases at the BPCL Petrol Pumps. You will also get a Petrol Surcharge Waiver of 6.25% +1% with a minimum transaction of INR 4000 at the BPCL Petrol Pumps on the fuel purchases.
Striking Features at Glance
Multiply your reward points 25 times at the BPCL Stations with maximum reward point of 2500 per statement cycle. You will earn 25 reward points per INR 100 on spending at BPCL Fuels, Lubricants, and Bharat Gas. After making the SBI Credit Card Login , you can see the Reward Point details.
Annual Fee – INR 1499 + Applicable GST
What’s Special About the Card?
This fuel card not only gives you fuel benefits but you can also enjoy complimentary access to the airport lounges. After spending INR 3 Lacs in a year from this credit card, you will earn e-gift vouchers for any brand like Aditya Birla Fashion, Urban Ladder, Bata, Yatra, and Hush Puppies. This card is an overall package for cutting off your travelling expenses.
ICICI Bank HPCL Coral Visa/MasterCard Credit Card
Enjoy a Cashback of 2.5% on fuel purchases at the HPCL Petrol Pumps. Get a Fuel Surcharge Waiver of 1% at the HPCL petrol Pumps on the fuel refilling.
Striking Features at Glance
You can also earn 2 PAYBACK points on every spend of INR 100 except on the fuels using this fuel card. Later on, you can redeem 2000 PAYBACK points for fuel worth INR 500.
Annual Fee – INR 199 + Applicable GST
What’s Special About the Card?
The individual can save a lot of extra bucks on fuel expenses and fulfil travelling needs. On the other hand, if you spend INR 50000 from this credit card then your annual fees will be reversed. You can earn a discount of 25% on the movie tickets booked from the official website or application of BookMyShow.