Which are the Top Travel Credit Cards in India ?

With the Summer of 2018 well and truly on, you must be busy making ambitious travel plans, right? From flight costs to a hotel of your budget, you may be googling all that like me. Say thanks to the baggage of attractive travel packages, travelling has become more of a fun these days. And guess what, it’s credit card which many use to book those packages and enjoy the offs that are on offer. To make it more rewarding, banks offer travel credit cards specifically designed for frequent travellers.

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    Loaded with bonus miles, lounge access, travel membership and a host of many other privileges, the travel cards double the convenience for a traveller like you. Apart from that, these cards also yield substantial savings by allowing cardholders to get lucrative discounts on their spends. I have chosen one travel credit card, have you? No! Then, choose from the below list that comprises the best travel credit cards offered in India.

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    Table of Contents

    Best Travel Credit Cards in India August 2018

    Credit CardsBonus & RewardsJoining Fee (In ₹)Annual Fee (In ₹)
    CITI PREMIERMILES CardGet 10,000 Bonus Miles with your first spend of ₹1,000 within the first 60 days of the card issuance date

    Earn 3,000 Bonus Miles on renewal
    As applicable by the BankAs applicable by the Bank
    Air India SBI Signature CardEarn 20,000 reward points on the payment of joining fee

    Get up to 1,00,000 bonus reward points in a year
    49994999
    Air India SBI Platinum CardGet 5,000 reward points on the payment of joining fee

    Earn up to 15,000 bonus reward points in a year
    14991499
    Yatra SBI CardGrab yatra.com vouchers worth ₹8,250

    Get your annual membership fee reversed for the next year after spending ₹90,000 in the current year
    499499
    Jet Privilege HDFC Bank WorldGet a welcome benefit of up to 7,500 Bonus JPMiles. Also, receive a one-way Jet Airways ticket with a base fare waiver.

    Get your renewal fee waived after spending ₹3 lakhs in 12 months prior to renewal
    25002500
    HDFC Superia CardWelcome benefit of 1,000 reward points

    The reward points so accumulated can be redeemed for air miles at over 20 international airlines or any major domestic airline
    As applicable by the BankAs applicable by the Bank
    AllMilesEnjoy double reward points* on all your spends on ALLMILES website

    Redeem reward points for exciting gifts from an exclusive rewards catalog
    10001000
    Jet Airways ICICI Bank Sapphiro Credit CardGet 10,000 welcome bonus JPMiles as well as a complimentary Jet Airways ticket code on joining

    Earn 5,000 bonus JPMiles as well as a complimentary Jet Airways ticket code on renewal
    50005000
    Jet Airways ICICI Rubyx Credit CardGet 5,000 bonus JPMiles as a welcome benefit.

    You will also get a complimentary Jet Airways Economy Class domestic air ticket with a base fare waiver
    25002500
    Jet Airways ICICI Bank Coral Credit CardGet 2,500 bonus JPMiles within 45 days from the payment of joining fee

    Earn 1,250 renewal bonus JPMiles every year on renewal
    12501250
    American Express Platinum Travel Credit CardWelcome gift of 5,000 Milestone Bonus Membership Rewards Points.

    Earn up to 20 membership reward points for every 100 charged to the card at EXTRA Membership Rewards Program Partners
    35005000
    Jet Airways American Express Platinum Credit CardGet a welcome gift of 10,000 Bonus JPMiles along with a complimentary Jet Airways base fare waived on domestic ticket on the first charge

    Earn 16 JPMiles for every ₹150 spent for booking revenue tickets on Jet Airways
    500010000
    Axis Bank Vistara Credit Card1 complimentary Economy Class ticket on joining

    Earn 1,000 CV Points after spending ₹50,000 within the first 90 days of the card issuance date.
    15001500
    Axis Bank Vistara Infinite Credit CardGet a welcome gift of one complimentary Business Class ticket

    Win 10,000 bonus CV Points after spending ₹1,00,000 within the first 60 days of the card issuance date
    1000010000
    Axis Bank Vistara Signature Credit CardGet a welcome gift of one complimentary Premium Economy Class ticket

    Earn 3,000 bonus CV points if you spend ₹75,000 within the first 90 days of the card issuance date
    30003000

    Note – The fees & charges would also include 18% GST.

    CITI PREMIERMILES Card

    You can earn 10,000 bonus miles after making the first spend of ₹1,000 within 60 days of the card issuance date.

    Striking Features at a Glance

    Earn 10 miles for every ₹100 spent on airline transactions and at exclusive websites. You can transfer the miles to any of the hotel and airline partners. These include Air India, British Airways, Cathay Pacific, Etihad Airways, Jet Airways, Club Harson, Taj InnerCircle, among others. Moreover, you can relax and have refreshments at select airport lounges across India.

    Annual Fee – As applicable by the Bank

    Why Should You Go for It?

    The miles so earned never expire as you can redeem them for flights without blackout dates. This card entitles you to grab more than 26,000 offers and privileges on travel, hotels, entertainment, golf, spas and much more in India and over 30 other countries. You can also convert your online travel spends into easy EMI options. The facility is available at more than 2,000 stores.

    Air India SBI Signature Card

    You can earn up to 1,00,000 bonus reward points in a year.

    Striking Features at a Glance

    Earn 4 reward points for every ₹100 spent. You can convert the reward points into Air India Miles. 1 Reward point equals to 1 Air India Mile. The card gives you a membership to the Priority Pass Program, allowing you to enjoy the facilities of international luxury airport lounges.

    Annual Fee – ₹4,999 + 18% GST

    Why Should You Go for It?

    Privileges such as frequent flyer membership, domestic and international lounge access, reward points on travel and other spends add to the glitter of this card. Besides offering travel benefits & privileges, the card is also a delight for those fuelling their vehicle at petrol pumps across India. Using this card to refill your vehicle will waive off the 1% fuel surcharge, which otherwise would apply to the transactions. However, the waiver is subject to fuel purchase worth ₹500-4,000. The complimentary lost card liability cover of ₹1 lakh is also an attention grabber.

    Air India SBI Platinum Card

    As much as 15,000 bonus reward points can be earned in a year.

    Striking Features at a Glance

    Get 15 reward points for every ₹100 spent on booking Air India tickets via airindia.com, airindia mobile app. The reward points can be converted into Air India Miles, with 1 RP equaling to an Air Mile. Also, you can enjoy complimentary VISA lounge access via Air India Frequent Flyer Program.

    Annual Fee – ₹1,499 + 18% GST

    Why Should You Go for It?

    Reward point offers on travel and other spends are an absolute delight for the cardholders. Plus with privileges such as lounge access and fuel surcharge waiver, the platinum card makes it for a convenient experience. The card protection is also ensured with a lost card liability cover of ₹1 lakh.

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    Yatra SBI Card

    Get Yatra.com vouchers worth ₹8,250 as soon as you pay the joining fee.

    Striking Features at a Glance

    You can enjoy a discount of ₹1,000 and ₹4,000 on domestic and international flight bookings, respectively. The discount is, however, subject to the minimum amount to be spent on booking the tickets. For domestic, the minimum transaction has to be ₹5,000. While for international flights, a cardholder has to make a minimum transaction of ₹40,000 to get the discounts. In addition, the exclusive access to MasterCard airport lounges across India gives cardholders a reason to cheer.

    Annual Fee – ₹499 + 18% GST

    Why Should You Go for It?

    Not only the travel benefits are appealing with discounts on both domestic and international flight bookings, but also the reward point offers on dining, groceries, entertainment, departmental stores and international spends. The complimentary air accidental cover of ₹50 lakhs and fuel surcharge waiver only add to the benefits.

    American Express Platinum Travel Credit Card

    A welcome gift of 5,000 milestone bonus membership reward points awaits. These points can be redeemed for travel vouchers worth ₹4,000.

    Striking Features at a Glance

    Get travel vouchers worth more than ₹7,700 after spending ₹1.9 lakh in a year. But if you spend ₹4 lakh, you can receive travel vouchers worth up to ₹11,800. You can even get a voucher worth ₹10,000 from the Taj Hotels, Resorts and Palaces.

    Annual Fee – ₹5,000 + 18% GST

    Why Should You Go for It?

    Milestone reward points, lucrative travel vouchers, a voucher from Taj Group, extensive airport lounge accessibility make it one of the most sought-after travel credit cards in India. The points are redeemable for travel vouchers. However, those not wanting to redeem for travel vouchers can opt from any of the 600 redemption options at their disposal.

    Jet Airways American Express Platinum Credit Card

    The card offers you a welcome gift of 10,000 Bonus JPMiles and one complimentary Jet Airways domestic ticket with a base fare waiver on your first charge. 8 JPMiles on offer for every2 ₹150 spent except for spend on fuel, insurance, utilities and cash transactions.

    Striking Features at a Glance

    Earn 16 JPMiles for every ₹150 spent for booking revenue tickets on the official website of Jet Airways. And not only the Air Miles you earn using this card, you can also gain Priority Pass membership, enabling complimentary visits to 13 domestic airport lounges at 11 Indian cities. Plus, a complimentary iPrefer Elite Tier membership from preferred hotels & resorts make it an exciting travel credit card. Besides, the card gives you the privilege of dedicated check-in and excess baggage waiver of 5kg on Jet Airways flights within India. The dedicated 24X7 concierge service is also a great addition to a long list of privileges.

    Annual Fee – ₹10,000 + 18% GST

    Why Should You Go for it?

    The card is a perfect companion for travellers with a baggage of offers like Air Miles Priority Pass membership, lounge access, baggage waiver, concierge service, etc. In addition, the availability of JPMiles on card spends makes the card even more appealing.

    Jet Privilege HDFC Bank World

    Get a welcome benefit of up to 7,500 bonus JPMiles and a one-way Jet Airways ticket with a base fare waiver. Earn one 1 JP Tier Point for every ₹2 lakh spent.

    Striking Features at a Glance

    The annual fee gets waived when you spend ₹3 lakhs in 12 months prior to renewal. You can earn 6 JPMiles on every ₹150 spent on retail expenses with the card. Get 18 JPMiles on every 150 spent on booking flights through Jet Airways website. Complimentary domestic and international lounge access, along with dedicated check-in and baggage allowance add to a traveller’s delight.

    Annual Fee – ₹2,500 + 18% GST

    Why Should You Go for It?

    Availability of JPMiles on retail & travel spends, coupled with the lounge access at both domestic & international airports keep this card on the list of top travel credit cards in India. JPMiles earned are valid for an extended period of 5 years, unlike many cards having a validity for 2 years from the date of accumulation.

    HDFC Superia Card

    Get 1,000 reward points both at the time of joining and renewal.

    Striking Features at a Glance

    You can enroll for a KrisFlyer membership by registering the details on the website of the frequent flyer program. With this membership, you can redeem the reward points earned on your travel and other spends at more than 20 international airlines. The reward points can also be redeemed for Air Miles at domestic airlines, including Jet Airways, Air India, etc. Redemption can also be made for Air Vouchers of other major domestic airlines.

    Annual Fee – As Applicable by the Bank

    Why Should You Go for It?

    The card strikes a chord with travellers by offering them reward points at the time of joining as well as renewal, besides a wide range of attractive reward redemption options. Apart from the travel benefits, the card also offers 50% more reward points on dining and a surcharge waiver on fuel transactions. To gain the waiver, the transaction amount must be a minimum of ₹400. Moreover, the waiver of first-year membership fee on spending ₹15,000 within the first 90 days of the card set-up date enlists the card among the best travel cards in India.

    AllMiles

    Accumulate 3 reward points for every ₹150 spent using the card. The reward points can be redeemed for Air Miles, as well as exciting gifts from an exclusive catalog.

    Striking Features at a Glance

    The card not only offers exciting reward points but also give you an opportunity to get your first-year membership fee reversed. For that, you need to spend ₹15,000 within the first 90 days of the card set up date. If you go ahead and make a spend of ₹1 lakh in a year, you can even get an annual fee waiver for the next year.

    Annual Fee – ₹1,000 + 18% GST

    Why Should You Go for It?

    Exciting reward point offers, fuel surcharge waiver after making a minimum transaction of ₹400, annual fee waiver after meeting the specified spend limits, etc, make a shopper go for the card. Above all, you have a zero lost card liability if you report the incident immediately to the 24×7 customer care centre in the event of a card loss. So, you can get financial protection against any fraudulent transaction that may take place when the card is lost.

    Jet Airways ICICI Bank Sapphiro Credit Card

    10,000 bonus JPMiles and a complimentary Jet Airways ticket code on joining.

    Striking Features at a Glance

    Not only on joining, you can earn bonus JPMiles and a complimentary Jet Airways ticket code even on renewal. As much as 5,000 bonus JPMiles can be earned on renewal. Every ₹100 spend will give you 7 JPMiles. More so, the card has complimentary lounge access, golf sessions, movie tickets, discounts on your dining, and plenty more to keep you interested.

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    Annual Fee – ₹5,000 + 18% GST

    Why Should You Go for It?

    The card gives you a complimentary membership to DragonPass, enabling you to relax at over 450 comfortable and luxurious airport lounges located in more than 100 countries worldwide. Complimentary baggage allowance of 5 kg for the Economy and 10 kg for Premiere Class travellers are also there. The JPMiles, which you earn on the spends, can be redeemed for flights at Jet Airways and its more than 25 international airline partners. JPMiles can also be redeemed to upgrade the class of your flight, from economy to premiere or premiere to first class.

    Jet Airways ICICI Rubyx Credit Card

    Get 5,000 bonus JPMiles and a complimentary economy class ticket (base fare waived) for a domestic travel, at the time of joining. Upon renewal, you can earn 2,500 bonus JPMiles along with the same air ticket offer that’s applicable for joiners.

    Striking Features at a Glance

    Get 5,000 and 2,500 bonus JPMiles at joining and renewal, respectively, along with a complimentary ticket offer on each of the two occasions. Even a 5% discount on base bare for all domestic and international flight tickets is available when booked on Jet Airways website. However, this discount offer is applicable to only those travelling across all Fare Choices in the economy cabin.

    Annual Fee – ₹2,500 + 18% GST

    Why Should You Go for It?

    Bonus JPMiles on joining and renewal, along with a discount on base fare for all domestic and international flights add to the delight of travellers using this card to travel around the destinations. To add to the customer delight is the redemption of JPMiles for flights across Jet Airways and its more than 25 international partners.

    Jet Airways ICICI Bank Coral Credit Card

    Get a membership to the JetPrivilege Program along with 2,500 bonus JPMiles within 45 days from the payment of joining fee. Also, get 1,250 bonus JPMiles every year on renewal.

    Striking Features at a Glance

    In addition to earning JPMiles on joining and renewal, the card provides an opportunity to earn limitless JPMiles on the spends you make. The miles accelerate when you book tickets on the official website of Jet Airways. Apart from that, you can get an access to complimentary airport lounges in India.

    Annual Fee – ₹1,250 + 18% GST

    Why Should You Go for It?

    Not only you earn Air Miles on travel spends and get lounge access at airports, you also become the beneficiary of a host of other privileges with this card. You can get a VIP Card for an extra 10% saving on shopping at any of the nine luxury Chic Outlet Shopping Villages. 15% discount is available on the Shopping Express, a luxury coach service direct from main central city destinations to the village. Hurry up, as the offer is valid till 30th June, 2018.

    Axis Bank Vistara Credit Card

    Earn 1,000 bonus CV Points after you spend ₹50,000 within the first 90 days of the card issuance date.

    Striking Features at a Glance

    At the very start, you get a complimentary Economy Class ticket as a welcome gift. You can earn 2 CV points for every ₹200 spent and redeem them for flights and upgrades. Complimentary lounge access at select Indian airports is an addition to the exciting travel offers one can get using this card. You can even enjoy 15% discount while dining at partner restaurants in India.

    Annual Fee – ₹1,500 + 18% GST

    Why Should You Go for It?

    From accumulating CV points to letting one enjoy the services of airport lounges, the card is an ally to an avid traveller. Beyond travel privileges, the card has one unique offer to excite you. What’s that, you would be asking, right? Before that, let me ask you one question, do you like experiments in life? If Yes, then you must have this card. You can be a chef for a day in a restaurant or relax in a yacht or even enjoy Extraordinary Weekends using this card. The weekends offer lets you cycle around at Ghati Subramanya, go for a New Delhi-Agra ride via a luxurious car or a flight simulation in a Boeing 737 in Mumbai, among a host of other pleasant experiences.

    Axis Bank Vistara Infinite Credit Card

    Get 10,000 bonus CV Points when you spend ₹1 lakh within the first 90 days of the card issuance date.

    Striking Features at a Glance

    A welcome gift comprising of a complimentary Business Class ticket greets you at the start. The ticket is also available when you achieve different milestone spends in a year. One Business Class ticket is available for each spend of ₹2,50,000, ₹5,00,000 and ₹7,50,000 in a year. Club Vistara Gold membership gives you the privilege of priority check-in, complimentary lounge access, priority baggage handling, excess baggage allowance, etc. Apart from the travel benefits, golf sessions at picturesque locations, 15% discount on dining at partner restaurants in India add to the privileges and savings.

    Annual Fee – ₹10,000 + 18% GST

    Why Should You Go for It?

    If you are a frequent flyer and make extensive trips around a year, this card is for you. Spends made via the card not only gives you the convenience of a Business Class travel but also let you enjoy golf sessions on the grass, become a chef at a restaurant, relax in a yacht, or even entitle you to be a part of Extraordinary Weekends offer.

    Axis Bank Vistara Signature Credit Card

    Accumulate 3,000 bonus CV Points after you spend ₹75,000 within the first 90 days of the card issuance date.

    Striking Features at a Glance

    Get a welcome gift that comes in the form of a complimentary Premium Economy ticket, which is also available when you spend ₹1,50,000, ₹3,00,000 and ₹4,00,000 in a year. Every ₹200 spend fetches you 4 CV Points, which can be redeemed for flights and class upgrades. Complimentary Club Vistara Gold membership entitles you privileges such as priority check-in, extra baggage allowance, etc.

    Annual Fee – ₹3,000 + 18% GST

    Why Should You Go for It?

    Premium Economy ticket, accumulation of CV Points, their redemption for flights and class upgrades add to the convenience you would like to enjoy. Further adding to the convenience is the priority check-in and extra baggage allowance that come with complimentary Club Vistara Gold Membership. And not to forget the golf sessions, relaxation in a yacht and short trips during the weekends you are likely to have with this card. All that and more make your association with this card a truly memorable one.

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