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DDA Housing Scheme 2020


  • 5,000 flats to be launched in May under DDA housing scheme 2020.

  • The scheme will have luxury and premium flats as well.

The Delhi Development Authority (DDA) has started planning for the Housing Scheme 2020 slated to launched in May. The scheme will most likely have 5,000 flats of which 1,000 are luxury units. It will also have super Higher Income Group (HIG) flats. A total of 1,114 flats would be constructed that may include 14 penthouses, 168 super HIG and 932 HIG flats, according to the DDA official.

DDA Housing Scheme 2019

The DDA launched 18,000 flats by the end of March 2019. The DDA flats for sale in 2019 are in Dwarka, Kalkaji, Vasant Kunj, Rohini sector 34 and in South Delhi. Most of the flats launched under this first round of allotment of DDA housing scheme 2019 will be one-bedroom sets for economically weaker sections (EWS).

Rescently, the development authority launched first phase of housing scheme online on first come first served basis. As soon as the online window will open, applicants can book a flat by making initial payment. There are total 1250 flats available for booking today and all these flats are 1-BHK apartments.

The scheme is for people from lower income group/expendable houses/middle income group. DDA is offering nearly 21,000 homes through its scheme. The next housing scheme of the Delhi Development Authority is likely to be launched in two phases next year. The new project of DDA would bring in 10,000 flats in the first lot. In the total time span of 6 months, 25,000 flats would be ready for the consumers to book.

DDA Flats Housing Scheme 2020 Online Application

The features of DDA housing scheme 2019 are given below:

  • No offline procedure for DDA Housing Scheme 2019
  • DDA will be offering units on first come first serve basis.
  • No offline application forms for DDA housing scheme 2019.
  • DDA housing scheme 2019 last date is within 72 hours from the commencement date.

When is the online registration for DDA Housing Scheme 2020 begin?

The online registration for DDA housing scheme will commence on March 25, 2019. Till then, youc an check your eligibility for DDA 2019 and then start your online application procedure after the commencement. As mentioned above, there is no offline application form this year and the slot is booked on the basis of firs come first serve basis. So, make sure you do not miss your chance to book a house in this one a year housing scheme – DDA.

DDA Flats Housing Scheme 2020 Registration Fees

Check the registration fees for each category of flats available under DDA housing scheme 2019.

  • Janta Flat- Rs 10,000
  • 1BHK- Rs 15,000
  • EWS- Rs 25,000
  • LIG- Rs 1 lakh
  • MIG/HIG- Rs 2 lakh

DDA Housing Scheme 2020

A total no of 20,980 flats are being offered out of which 3622 are for Janata or EWS (economically weaker sections), 16,298 for LIG (low-income group) flats, 579 for MIG (middle-income group) and 488 for HIG (high-income group) houses. The flats covered under the scheme will be located in areas such as Vasant Kunj, Kalkaji, Dwarka, Rohini Sector- 34, Narela, Siraspur, etc.

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    Where to get DDA Housing Scheme 2020 Application Brochure Online?

    DDA has signed up with 10 lenders namely Axis Bank, Yes Bank, IDBI, Bank of Baroda, Central Bank, SBI, Kotak Mahindra, HDFC, ICICI and Canara Bank. The application brochures are available at Rs 200, inclusive of all taxes at these banks. You can also download the form online through the official website of DDA.

    Who are eligible for DDA 2020?

    Only eligible applicants can apply for DDA Housing Scheme 2019. The eligibility for the same is as follows:

    • The applicant must be citizen of India.
    • The applicant should have attained the age of 18 years.
    • The applicant must not own any residential house or plot in full or in part, on leasehold/freehold basis in New Delhi, Delhi or Delhi cantonment, either in his/her own name or in the name of his/her wife/husband/minor dependent children.
    • If however, the share of the applicant in the jointly owned plot or land under the residential house is less than 66.9 square meters, he/she can apply under any of the schemes.
    • A person who has already been allotted a house/flat constructed by DDA or any other land/owning agency even if it is less then 66.9 sq mtrs, shall not be eligible for allotment under any of the schemes of DDA.

    Price List for DDA flats Housing Scheme 2018

    The prices of the flats under DDA have been kept low so that it is within the reach of the majority. The flats are in the range of Rs 7.5 lakh to Rs 1.44 crore. The first draw of DDA housing scheme 2018 is to be held on 26/06/2018 where registration of 408 houses will take place. Below are the property area and prices for thes flats.

    TypeBuilt-up Area (in sq. ft.)Booking Amount (in ₹)Amount to be paid in 7 days (in ₹)Amount to be paid in 30 days (in ₹)Total cost of apartment (Land cost + construction cost) (in ₹)
    LIG (1 BHK)410150002123502152501845000
    MIG (2 BHK)715250003624753753753217500
    HIG (3 BHK)1024350005147005376004608000
    SHIG (4 BHK)1387450006952757281756241500

    DDA Housing Scheme 2017

    The draw winners have an option to apply for a home loan at the banks mentioned above and others to buy the DDA flats on offer. But before availing a loan, the winners would have gone on to know the prices of the flats. If that is the case, they must know the amount of loan required to buy a house. So if you are a winner of the scheme, you can take advantage of the Pradhan Mantri Awas Yojana scheme to reduce your interest repayment over the course of the loan.

    For HIG Flats Under DDA Housing Scheme 2017

    No of Flats87
    Price₹53.52 lakh-1.26 Cr
    Area72.43-156.61 square meters
    Dimensions1 Drawing Room, 3 Bedrooms, 1 Kitchen, 1 Bathroom and a Toilet
    Prevailing Interest Rate8.35%-9.35%
    Per Lakh EMI₹758 - ₹830

    Distribution of HIG Flats in Different Locations

    LocationPriceNo of Units Available for Sale
    Dwarka₹61.08 Lakhs - ₹1.09 Crore20
    Vasant Kunj₹58.47 Lakhs - ₹93.96 Lakhs20
    Rohini Sector -29₹1 Crore - ₹1.03 Crore14
    Jasola₹85.87 Lakhs - ₹1.26 Crore12
    Kondli Gharoli₹79.62 Lakhs7
    Vikas Puri & Paschim Vihar₹54.24 Lakhs - ₹62.75 Lakhs7
    Pitampura₹65.34 Lakhs - ₹66.15 Lakhs3
    Sarita Vihar &Sukhdev Vihar ₹62.58 Lakhs - ₹84.20 Lakhs2
    Rohini Sector 11 and 18₹53.52 Lakhs - ₹53.54 Lakhs2

    For MIG Flats Under DDA Housing Scheme 2017

    No of Flats404
    Price₹43.11 lakhs-93.95 lakhs
    Area72.28-131.68 square meters
    Dimensions1 Drawing Room, 2 Bedrooms, 1 Kitchen, 1 Bathroom and a Toilet
    Prevailing Interest Rate8.35%-9.35%
    Per Lakh EMI₹758 - ₹830

    Distribution of MIG Flats in Different Locations

    For LIG Flats Under DDA Housing Scheme 2017

    No of Flats11,197
    Price₹14.50 lakhs-30.30 lakhs
    Area28.24-61.05 square meters
    Dimensions1 Drawing Room, 1 Bedroom, 1 Kitchen, 1 Bathroom and a Toilet
    Prevailing Interest Rate8.35%-9.35%
    Per Lakh EMI₹758 - ₹830

    Distribution of LIG Flats in Different Locations

    LocationPriceNo of Units Available for Sale
    Rohini Sector 34-35₹14.83 Lakhs - ₹15.08 Lakhs4349
    Narela G-2 and G-8₹14.50 Lakhs - ₹14.75 Lakhs3612
    Siraspur₹18.40 Lakhs - ₹18.72 Lakhs2059
    Paschim Vihar & Loknayakpuram₹20.33 Lakhs - ₹22.78 Lakhs404
    Dwarka Sector-23B₹20.18 Lakhs - ₹20.50 Lakhs378
    Ramgarh Colony Near Jahangirnagar Police Station ₹19.72 Lakhs - ₹21.79 Lakhs268
    Rohini Sector 16-29₹24.45 Lakhs - ₹30.30 Lakhs77
    Narela ₹15.40 Lakhs - ₹19.61 Lakhs36
    Kondli Gharoli₹16.75 Lakhs - ₹23.55 Lakhs10
    Dwarka and Jasola₹15.63 Lakhs - ₹26.04 Lakhs4

    For Janta Flats Under DDA Housing Scheme 2017

    No of Flats384
    Price₹7.07 lakhs-11.49 lakhs
    Area18.80-41.22 square meters
    Dimensions1 Drawing Room, 1 Bedroom, 1 Kitchen, 1 Bathroom
    Prevailing Interest Rate8.35%-9.35%
    Per Lakh EMI₹758 - ₹830

    Distribution of Janta Flats in Different Locations

    LocationPriceNo of Units Available for Sale
    Rohini Sector-4₹9.24 Lakhs - ₹9.49 Lakhs239
    Rohini, Mangolpuri & Sultanpuri₹9.74 Lakhs - ₹11.72 Lakhs42
    Dwarka & Nasirpur₹9.10 Lakhs - ₹9.65 Lakhs41
    Paschim Vihar, Shivaji Enclave, Vikas Puri, Hastsal & Raghubir Nagar₹8.51 Lakhs - ₹11.49 Lakhs21
    Anand Vihar, Trilokpuri, Kondli Gharoli & Todapur₹8.48 Lakhs - ₹12.76 Lakhs9

    Application Form Money to Be Deposited

    • LIG, Janta/1 Bedroom Flats – ₹1 Lakh
    • MIG/HIG Flats – ₹2 Lakhs

    How to Pay Application Form Money?

    • Online via NEFT/RTGS, Net Banking
    • Cheque
    • Draft-DDA Housing Payable at Delhi/New Delhi

    What’s Different in DDA Housing Scheme 2017?

    In the case of emerging the winner in the lucky draw, you would need need to pay the remaining cost of the house after depositing the application fee. The concerned banks won’t finance the application fee for the flats on a minimum fee of ₹5,000 which was paid by the customers to avail the service the last time around when the scheme was launched. You can get the finance of the application, but on a personal loan basis. If you opt for a personal loan to pay the application fee to the DDA, you should look at the interest rate and the applicable EMI of the tied up banks. You can glance at the table below to find the same.

    BanksPersonal Loan Amount (In ₹)Tenure (In Years)Interest Rate (In % p.a.)EMI Range (In ₹)
    SBI1,00,000-2,00,000510.35% - 14.75%2,219- 4,758
    ICICI Bank1,00,000-2,00,000510.99% - 18.49%2,174-5,132
    HDFC Bank1,00,000-2,00,000510.75% - 21.45%2,174-5,243
    Axis Bank1,00,000-2,00,000512.00% - 24.00%2,405-5,754
    Kotak Mahindra Bank1,00,000-2,00,000510.99% - 20.99%2,174-5,172
    Yes Bank1,00,000-2,00,000510.99% - 16.99%2,327-4,654
    IDBI Bank1,00,000-2,00,00059.65% - 14.00%2,249-4,601
    Central Bank of India1,00,000-2,00,000511.00% - 11.05%2,132-4,489

    What About Charges on Surrender of Application in DDA Flats Housing Scheme 2017?

    In the event of a prospective buyer surrendering the application prior to the date of a lucky draw, nothing would be deducted. But doing so after the draw and before the demand letter will lead to the forfeiture of the application money or the registration fee, whichever you would like to call, to the tune of 25%.

    Go & Check Out the Facilities

    The DDA Housing Scheme 2017 also had a provision allowing the prospective buyers to visit the flats of their choice and check out the facilities available there. The authority had deployed various representatives at project sites to help the applicants visit the flats.

    Who are Eligible to Apply for DDA Flats 2017?

    • Any Indian national with an age of 18 years and above at the time of filing the form.
    • The applicant must not own a flat under his/her, spouse or under children’s name in Delhi.
    • An applicant can submit only one application.
    • Both husband and wife can apply for the scheme individually. But if both of them are named in the lucky draw, only one can retain the flat.
    • An applicant must have a PAN number which he/she must quote in the application form.

    Documents Required to Apply for DDA Flats 2017 in Delhi

    You are required to submit the self-attested copy of the following documents while applying for the said housing scheme.

    • Residence Proof-Government Card, Driving License, Passport, Voter ID, Water Bill Electricity Bill, Telephone Bill, Ration Card, Aadhaar Card, House Tax Receipt, Bank Passbook showing the name and address,
    • PAN Card
    • ITR filed for 2015-16 with 2016-17 as the financial year
    • Relevant documents to identify the people belonging to Scheduled Caste (ST), Scheduled Tribe (ST), Physically Handicapped or other categories which get reservation

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    Personal Loan Interest Rates April 2020
    Bajaj Finserv10.99% - 16.00%
    Fullerton India14.00% - 33.00%
    HDFC Bank10.75% - 21.45%
    ICICI Bank10.99% - 18.40%
    IndusInd Bank10.99% - 16.00%
    Kotak Bank10.99% - 20.99%
    RBL13.00% - 18.00%
    Standard Chartered Bank10.99% - 18.00%
    Tata Capital10.99% - 18.00%

    Home Loan Interest Rates April 2020
    Axis Bank8.55% - 9.40%
    Bank of Baroda7.25% - 8.25%
    HDFC8.00% - 8.85%
    ICICI Bank8.10% - 9.20%
    Indiabulls Housing Finance Limited8.80% - 11.05%
    Kotak Bank8.20% - 9.25%
    LIC Housing8.10% - 8.95%
    Piramal Capital & Housing Finance9.00% - 9.10%
    PNB Housing Finance9.25% - 12.00%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI7.15% - 7.80%
    Tata Capital9.20% - 9.35%