HDFC Platinum Plus

About HDFC Platinum Plus

HDFC Bank with the plethora of banking products has been helping the citizen of the country. The bank deals in credit card as well. The cards are classified under various categories. The regular cards offered by the bank includes Platinum Plus. On this credit card, the customer get the chance to earn heavy rewards on every spent. The customer can enjoy the interest-free period of up to 50 days. The card comes with EMP Chip and amazing reward proposition. The features of the card are described below:

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Features of HDFC Platinum Plus Credit Card

  • Interest free period up to 50 days
  • Earn 2 reward points on every ₹150 spent
  • 50% extra rewards for incremental spends ₹50,000 in a statement cycle
  • Fuel Surcharge Waiver capped at ₹250 every billing cycle
  • Maximum 3 free add-on cards
  • Save up to ₹1,500 in an year on fuel purchase
  • Earn 1,200 and more reward points yearly
  • Zero lost card liability after reporting card loss to the bank
  • Reward points valid for up to 2 years from the date of accumulation
  • Revolving credit facility available at nominal rates
  • Pay utility bills on time by registering your card with SmartPay
  • Availability of EMV chip card

Fees & Charges

  • Joining Fee – As per bank’s norm
  • Annual/ Renewal Fee – As per bank’s norm
  • Additional Card Fee – Nil up to 3 Add-on cards
  • Revolving Credit Charges – As applicable from time to time
  • Cash Advance Charges – 2.5% of the amount withdrawn or ₹300 whichever is higher
  • Late Payment Charges – On amount less than ₹100: Nil, for ₹100-500: ₹100, for ₹501-5,000: ₹400, for amount ranging from ₹5,001 – 10,000: ₹500, for ₹10,000 & above: ₹700
  • Charges on Over Limit Account – 2.5% of over limit amount, subject to minimum of ₹500
  • Payment Return Charges – 2% of payment amount
  • Cash Processing Fee – ₹100
  • Rewards Redemption Fee – ₹75 per redemption request
  • Balance Transfer Processing Charges – 2% of the BT or ₹250 whichever is higher
  • Petrol Transaction Surcharge – Fuel Surcharge Waiver capped at ₹250
  • Railway Ticket Purchase Fee – ₹30+2.5% of transaction amount. On HDFC Bank Payment Gateway- 1.8% + service tax, On other Bank’s Payment Gateway – Charges as IRCTC website
  • Reissue of Lost/Stolen/Damaged Card – ₹100
  • Outstation Cheque Processing Charge – Cheque value up to ₹5,000 the fee will be ₹25 and for value above ₹5,000 the fee will be ₹50
  • Foreign Currency Transaction – 3.5%
  • Service Tax, Swachh Bharat Cess and Krishi Kalyan Cess – Applicable on all fees, interest and other charges

Eligibility Criteria

The card can be availed by both the salaried and self-employed individual. The age of the salaried applicant should be 21 years and above but less than 60 years. Whereas, the minimum and maximum age of self-employed should be 21 years and 65 years respectively.

Documents Required

  • ID Proof- Copy of Passport/ PAN Card/ UID/ Driving License/ Voter’s ID Card
  • Income Proof- Latest Income Tax Return documents/ Form 16/ Salary Slip (for those who are employed in government offices of PSUs)
  • Address Proof- Copy of Passport/ Fixed Line Bill/ Electricity Bill/ UID/ Bank Passbook of a PSU bank
  • Coloured Photographs
  • Copy of PAN Card
  • Bank Statement for the last 3 months

How to Apply for HDFC Platinum Plus Online at Wishfin?

Interested in applying for the card? Visit the website of Wishfin, an online marketplace that offers the best of credit cards and other financial products. You just need to click on ‘Credit Cards’ and scroll to ‘Best Credit Card Offers’. When you click on the latter, you will get to an application form asking you to enter a few personal and professional details. Afterward, you need to click on ‘Submit’ button at the bottom to get your application processed. Wish experts will then take your application to the bank which would approve only after finding the details to be correct.

HDFC Platinum Plus Status

The customer who has applied for HDFC Platinum Plus can check the application on the official website of HDFC Bank. The customers can even apply for the card online or by visiting the bank branch.

HDFC Platinum Plus Statement

The credit card statement is the list of transaction made by the customer throughout the month. It includes the details of the expenditure made by the cardholder during the billing cycle. It reveals the amount the customer has to repay to the bank. HDFC Bank sends the credit card statement to each of its customers at the registered address. The bank also provides the password protected e-statement to the customers.

Customer Care Number

The customer care executives are present round the clock to help the customers. Customer can ask queries about various card related issues on the toll-free numbers provided below:

  • 1800-22-3310
  • 1800-102-3310

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