HDFC Visa Signature Card

About HDFC Visa Signature Card

HDFC Visa Signature Card is a credit card facility with unmatched benefits and offers. HDFC has always shown its penchant for keeping up with the demands and desires of its customers through its out-of-the-box and highly appreciated products. This credit card comes with a truck load of benefits that will certainly lure you. The card comes with a facility of availability of up to 3 add-on cards which you can give to your loved ones and ensure their financial security and freedom. Also, this card helps you make a great deal of savings my letting you save up to ₹ 8,300 on an yearly basis. Apart from the savings, the card provides you with an exclusive access to the finest airport lounges across the world. This card comes almost free of charge as you can get the fee of first year reversed by making transactions up to ₹ 15,000 during the first 90 days of card setup. You can also get your renewal fee reversed by making transactions worth ₹ 75,000 in the previous year, prior to the renewal date. Know more about this product and decide for yourself!

Apply for Credit Card

Features of HDFC Visa Signature Card

Following are the benefits of HDFC Visa Signature Card:

  • Signature Access
    • This card allows you to ditch the hassle of airport transfers. With HDFC Visa Signature Card, you are directly entitled to a Priority Pass which is the largest and independent airport lounge program in the world. It allows you the access to exclusive airport lounges around the world. With this Priority Pass, you can enjoy an exclusive access to over 600 airport lounges across 300 cities around the world.
    • This Priority Pass would cost you around ₹ 500 on an annual basis.
  • Signature Rewards
    • Make the most with the exclusive Signature Rewards program with your HDFC Visa Signature Card. Draw 2 Reward Points for every purchase worth ₹ 150 with your card and accumulate them for exciting gifts and benefits. Experience the delight never savoured before!
  • Signature Benefits
    • With the exclusive Signature Benefits by HDFC, you are bound to feel the extravagance and delight this card has on offer. Enjoy a brief interest free period of up to 50 days and a Fuel Surcharge Waiver of up to ₹ 250 per billing cycle, along with the applicable Service Tax. The minimum fuel transaction must be ₹ 400 to a maximum of ₹ 5000.
  • Reward points validity
    • Your Reward points would stand valid up to only 2 years from the date of their accumulation. Hence, use them before their expiration.
  • Zero liability on lost card
    • In case you lose your card, do not worry. You can call the 24-hour call centre facility of the bank and file your loss as soon as possible. This will help you shun any responsibility of the fraudulent transactions made through your card.
  • Revolving Credit
    • This Credit Card presents you with a Revolving Credit Limit at economical interest rate. Know more about it on the official website fo HDFC.
  • Credit Card Offers
    • Check out the exclusive Credit Card offers on this card on the official website of the bank.
  • Enjoy the availability of up to 3 Add-on Credit Cards on the HDFC Visa Signature Card and ensure the financial security of your loved ones.
  • By making transactions through this credit card on a regular basis, you can save up to ₹ 8300 every year.
  • Get the fee of first year reversed on an expenditure more than ₹ 45,000 within first 90 days of the card setup. You can also get your renewal fee reversed for an expenditure up to ₹ 75,000 in the year prior to renewal date.

Fees & Charges

The following fee and charges are applicable on the card:

  • Membership Fee- As per Bank’s Norms
  • Renewal Membership Fee- As per Bank’s Norms
  • Revolving credit limit- As per Bank’s Norms
  • Cash Withdrawal Limit- As per Bank’s Norms
  • Interest Rate- As per Bank’s Norms
  • Cheque return charges- As per Bank’s Norms
  • De-blocking charges- As per Bank’s Norms

Eligibility Criteria for HDFC Visa Signature Card

The eligibility criteria followed by HDFC to judge the applicants for the HDFC Visa Signature Card is as follows:

Age limit:

  • For Salaried Professionals: Salaried Professionals can avail this card if they are over the age of 21 years and under the age of 60 years.
  • For Self-Employed Individuals:  Self-Employed Individuals can avail this card if they are over the age of 21 years and under the age of 65 years.

Monthly income: The applicant must have a decent and regular source of income so as to be able to avail this credit card.

Necessary Documents

List of necessary documents required so as to apply for this credit card is:

  • ID Proof- Copy of Passport/ PAN Card/ UID/ Driving License/ Voter’s ID Card
  • Income Proof- Latest Income Tax Return documents/ Form 16/ Salary Slip (for those who are employed in government offices of PSUs)
  • Address Proof- Copy of Passport/ Fixed Line Bill/ Electricity Bill/ UID/ Bank Passbook of a PSU bank
  • Coloured Photographs
  • Copy of PAN Card
  • Bank Statement for the last 3 months

HDFC Visa Signature Card Status

HDFC Visa Signature Card Status is a highly beneficial facility provided by the HDFC which allows the applicants to keep a tab on the progress of their credit card application on a regular basis. This facility keeps all the anxiety and hassle away as the applicant is not required to visit the bank for knowing every small detail about the application. The applicant is provided with a unique Login ID through which he/she can access the status on the customer portal of the bank. This facility saves a great deal of time and effort of the applicant and makes the whole process more transparent and convenient for the customer.

HDFC Visa Signature Card Statement

HDFC Visa Signature Card Statement is the journal that provides all the information about every single transaction made by the customer. This statement allows the customer to keep a tab on all the expenses being made with the card. Also, this statement stands functional since the very first day of the card setup. Hence, it records all the transactions since the setup of the card which allows the customer to use as a document of proof, if required. This facility is highly beneficial if the customer has availed the facility of add-on credit cards.

Customer Care 24X7 Number

HDFC Customer Care is a robust and prompt division of the bank which takes care of the queries and concerns of the customers pertaining to its products. One can get in touch with them through the official website of the bank. The toll free numbers provided by HDFC can also be found on the website of the bank. Alternatively, if you want to sort out certain issues in person, you can always visit the nearest HDFC branch and get in touch with their executive for your concerns.

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator