HDFC Corporate Platinum Credit Cards

About HDFC Corporate Platinum Credit Cards

Now spend as much as you want without worrying about the cash in pocket and earn attractive reward points on spent made via HDFC Corporate Platinum Credit Card. It is a commercial credit card that is specially designed for the people who keep a different attitude towards life. The cardholder can enjoy the privileges of access to the domestic airport lounge and the freedom to fill fuel across all fuel station at discounted rates. Not only this, there are several other offers kept in store for the user. Check the features and benefits provided and get hold of the one for your usage.

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Features of HDFC Corporate Platinum Credit Cards

  • Availability of 24×7 MIS online
  • Interest-free credit period of 50 days
  • Save considerable amount by negotiating with airlines, hotel chains and other service providers booked only for the business purpose
  • Get up to 60 MIS reports that will provide spending analysis by category, expense report, cost allocation details & summary, merchant details & summary and account management for detailed transaction information at employee level
  • Efficient accounting procedures through consolidating transaction data from across the globe
  • Attractive reward programme
  • Win 2 reward points on every spent of ₹150
  • Accident insurance cover of ₹10 lakhs on air travel
  • On rail or road accident get protection cover of ₹3 lakhs

Fees & Charges

  • Joining Fee – As per bank’s norm
  • Annual/ Renewal Fee – Free for lifetime
  • Additional Card Fee – Not applicable
  • Minimum Due Amount – 5% subjected to minimum of ₹200
  • Revolving Credit Charges – 3.49% per month, (41.88% annually)
  • Cash Advance Charges – 2.5% of the amount withdrawn or ₹300 whichever is higher
  • Late Payment Charges – On amount less than ₹100: Nil, for ₹100-500: ₹100, for ₹501-5,000: ₹400, for amount ranging from ₹5,001 – 10,000: ₹500, for ₹10,000 & above: ₹750
  • Charges on Over Limit Account – 2.5% of over limit amount, subject to minimum of ₹500
  • Payment Return Charges – 2% of payment amount, minimum ₹450
  • Cash Processing Fee – ₹100
  • Rewards Redemption Fee – ₹99 on each request of redemption
  • Balance Transfer  Processing Charges – Not applicable
  • Petrol Transaction Surcharge – Fuel Surcharge Waiver capped at ₹500 on the transaction value between ₹400-5000
  • Railway Ticket Purchase Fee – ₹30 + 2.5% of the transaction amount
  • Online Railway Ticket Booking Charges – On HDFC Bank Payment Gateway- 1.8% + service tax, On other Bank’s Payment Gateway – Charges as IRCTC website
  • Reissue of Lost/Stolen/Damaged Card – ₹100
  • Outstation Cheque Processing Charge – Cheque value up to ₹5,000 the fee will be ₹25 and for value above ₹5,000 the fee will be ₹50
  • Foreign Currency Transaction – 3.5%
  • Retrieval Fee – ₹150 per charge slip
  • Service Tax, Swachh Bharat Cess and Krishi Kalyan Cess – Applicable on all fees, interest and other charges
  • Standard 18% GST applicable to fees, charges and interest on revolving credit

Eligibility Criteria

The eligibility of an individual depends on various parameters such as age, income, type of employment etc. The eligibility can be determined using the eligibility calculator available on the bank’s website. It is after the profile evaluation that the bank issues the credit card to the applicant.

Documents Required

  • ID Proof- Copy of Passport/ PAN Card/ UID/ Driving License/ Voter’s ID Card
  • Income Proof- Latest Income Tax Return documents/ Form 16/ Salary Slip (for those who are employed in government offices of PSUs)
  • Address Proof- Copy of Passport/ Fixed Line Bill/ electricity Bill/ UID/ Bank Passbook of a PSU bank
  • Coloured Photographs
  • Copy of PAN Card
  • Bank Statement for the last 3 months

HDFC Corporate Platinum Credit Cards Application Status

The application status can be checked by the customer using the online banking facility. The customer can even call the customer care executive to get the latest update.

HDFC Corporate Platinum Credit Cards Statement

The credit card statement is the list of transaction made by the customer throughout the month. It includes the details of the expenditure made by the cardholder during the billing cycle. It reveals the amount the customer has to repay to the bank. HDFC Bank sends the credit card statement to each of its customers at the registered address. The bank also provides the password protected e-statement to the customers.

Customer Care Number

The customer care executives are present round the clock to help the customers. The customer can ask queries about various card related issues on the toll-free numbers provided below:

  • 1800-22-3310
  • 1800-102-3310

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