Spend with HDFC Infinia Credit Card without having a second thought. Using this credit card you will get exciting benefits that will reduce your spending limit and increase your savings. Also this HDFC Credit Card comes with an unlimited spending power. So get most of it and save some money as well. For the luxury of the cardholder there are exclusive privileges as well. Not only this, the card comes with unmatched services and matches your expectations and desires. The benefits on offer include premium travel privileges, exclusive lifestyle privileges, dining privileges, multiple reward programmes and much more. Know in depth about this card down below!
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Reward Points, Discounts & Lounge Access Offers with HDFC Infinia Credit Card
Add-on Card
HDFC Bank provides you this facility of add-on. So, you family members can also take advantage of this credit card.
Boundless Spending Power
If you are a valued customer, a minimum credit limit of ₹10 Lakh will be provided to you. Also, there is no pre-set limit.
Premium Travel Privileges
- Lounge Access – Priority Pass Membership give access to more than 1,000 airport lounges around the globe.
- Complimentary Club Marriott membership – As a welcome benefit, a 1-year club Marriott membership is provided to the Infinia cardholders. Using this a 20% discount can be availed on luxury hotels across Asia and Pacific regions.
- Lowest foreign currency markup fee – A markup fee of about 2% is charged by the HDFC Bank on all your foreign currency transactions.
- No Interest for a Limited Period – Up to 50 days, the bank won’t charge any interest on your credit card transactions. But once this period is over, the charge applies.
Exclusive Lifestyle Privileges
Under the exclusive lifestyle privileges, HDFC Bank offers exclusive golf programs for the HDFC Infinia card bearers. This includes complimentary Golf Games- domestic and international, complimentary Golf lessons and access to exclusive restaurants at select golf clubs.
Dining Privileges
Good Food Trail program helps you get complimentary Dineout passport membership. This membership is applicable for a year. With this flat 25% off can be availed at 2000+ premium restaurants. You will get the following benefits such as –
- 1+1 on buffet (only at 200+ partner restaurants)
- 1+1 on Food or Drinks at select restaurants
- ₹0 convenience fee
- Access to GIRF and other festivals like it
- Additional 15% off on bill payments with Dineout Pay (at 10,000 + restaurants)
Golf Privileges
- Complimentary Golf Games
- Also green fee waiver for domestic and international golf courses
- Golf lessons will be of minimum 30 minutes. Also this will include driving range, instructor’s fees, 50 golf balls.
- For domestic golf courses, book 4 clear days in advance. So this could be weekday, weekend or holiday. But these 4 days will not include the day of placing such request, and the day of the game.
Unparalleled Reward Programs
With your HDFC Infinia card you can also earn reward points, let’s see how to do it –
- 5 Reward Points on every ₹150 spend
- 10X Reward Points on SmartBuy spend
- 12,500 reward points as welcome benefit upon payment of the joining fee and activation of the card.
Accumulate and redeem Reward Points for:
- At Smartbuy one point is equal to ₹1, so use the points for flight and hotel booking there
- Also, you can redeem them against Apple products, Tanishq vouchers or do Airmiles conversion as well.
- In case of the products and vouchers redemption, one point is equal to up to ₹0.50. So know that before you redeem the points. Otherwise you will have a misconception about the reward point value.
- Cashback at a value of ₹0.30 for one point
Priority Customer Service
Convenience fee waiver: 1% waiver only on fuel transactions including GST. But you should know that the maximum waiver is subject to ₹1,000 per billing cycle.
Zero Cash Withdrawal fee: On up to 40% of your credit limit no cash withdrawal charges
Concierge: Have 24×7 global personal concierge. So using this you can customize your travel.
Infinia Credit Card Security
- Accidental death: A maximum of ₹3 crore air death coverage for the cardholder
- Medical emergency: ₹50 lakhs is the upper limit for your medical coverage. So if you’re hospitalised overseas, you can cover your bill payment.
- Credit shield: Upon death or permanent total disability, the outstanding amount on the card is covered up to ₹9 lakh. So you don’t have to worry about the payments.
- Lost Card Liability: A ₹9 lakh for the primary cardholder in case of the credit card loss. But for this, you need to report the loss or stolen card report. once you do that, the bank maintain this record. Later this will help you get the insurance money.
Note – Also, don’t forget to add/update the nominee for HDFC Credit Card Insurance.
HDFC Infinia Credit Card Fees and Charges
- Membership Fee – ₹12,500+GST
- Revolving credit limit – As per Bank’s Norms
- Cash Withdrawal Limit – 40% of the card limit
HDFC Infinia Status
Check HDFC Infinia Status on the bank official website by following this –
- Click on the ‘Track your Credit Card’ button
- Enter your mobile number
- Also you either enter the reference number, form number or date of birth
- Now enter the captcha
- Click on the ‘Submit’ button
HDFC Infinia Statement
HDFC Infinia Statement is sent to your registered email each month. With this you will know how much you have spend from the card. So, do take a look at the due amount and pay the bill. Also you should know that if you don’t pay this bill, it will accrue interest which will later on make it difficult for you to pay off the bill. So, instead of delaying the bill payment, do it when you can.
HDFC Infinia Credit Card Bill Payment
You can pay HDFC Credit Card Payment via any of these modes –
- Netbanking – Log in to your account, check the credit card due and use your savings or salary account to pay the same.
- HDFC MobileBanking App – Download this app on your smartphone and get done with the credit card payments.
- Standing Instructions – Use this payment facility of the HDFC Bank for automatic debit of the credit card bills as the due date arrives.
Customer Care 24X7 Number
Call the toll-free number or write to infinia.services@hdfcbank.com if you are having issues with your credit card. But, you can also visit the nearest HDFC branch and get in touch with them personally.