Embrace a world of exclusive benefits and unparalleled rewards with the HDFC Solitaire Credit Card, meticulously crafted to cater to the discerning tastes of modern shoppers. This premium credit card offers a host of features that enhance your lifestyle, safeguard your finances, and provide seamless financial flexibility. Best shopping card for you everyday need. Check out more on this HDFC Credit Card below:
Rewards – HDFC Solitaire Credit Card
- Earn 3 reward points for every Rs. 150 spent, accumulating points that can be redeemed for exclusive gifts and offers.
- Amplify your rewards with 50% more reward points on dining and grocery expenses, making every meal and purchase more rewarding.
- Enjoy vouchers worth Rs. 1,000 on spends of Rs. 75,000 in six months, earning up to two vouchers annually.
- Convert your reward points into cash back to directly reduce your outstanding balance, maximizing the value of your rewards.
- Save on fuel expenses with a 1% fuel surcharge waiver at all fuel stations across India.
- Protect your card against unauthorized use with advanced EMV Chip technology and enjoy zero liability on lost cards reported promptly.
- Access revolving credit at a nominal interest rate, offering flexibility in managing your finances.
Here are a few points regarding the interest and annual fees of this best credit card –
- Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date.
- Effective September 1, 2020, the interest rate will increase to 3.6% per month (43.2% annually) on any outstanding amount carried beyond the bill due date.
- The annual fee is ₹500 + GST per annum.
- You can waive the annual fee for the next year by spending ₹50,000 in a year.
Please note that these are just the interest and annual fee charges. There are a number of other terms and conditions that apply, so it is important to read the full details before applying for the shopping credit card.