Bank of Baroda Credit Card

Bank of Baroda Credit Card at a Glance

Bank of Baroda is an Indian state-owned banking and financial services company. This public sector bank with years of dedicated services is ranked as one of the most trustable banks in the country. However, one thing that needs to be mentioned here is the fact that because it’s a government bank, people easily trust it for offering various unmatched services. When it comes to unmatched services, Bank of Baroda with its plenty of amazing credit cards leaves no stone unturned to make your life much simpler. Yes, this renowned bank with its wide range of credit cards gives you an opportunity, wherein you can live life in a hassle-free manner. With its broad range of amazing credit cards, this bank is here to fulfill your varied needs. Yes, right from signature, platinum, titanium, corporate premium to co-brand cards, this bank has a lot of variety to offer. So, if you are getting confused which Bank of Baroda credit card to choose, this article is for you.

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    Compare & Apply Online Best Bank of Baroda Credit Cards

    If you want to own Bank of Baroda credit cards, you can easily apply online for them. Yes, you just need to visit the site online, fill in few of your details and submit the application. So, you can term the online mode of application an easy as well as a quick one to execute. In order to apply for the right card, it is important that you should pay attention towards prioritizing your needs so that you can select the card which is best for you without any confusion or hassle.

    Bank Of Baroda Credit CardsJoining FeeRenewal FeeAdd-on Fee
    Bank of Baroda Eterna Credit CardINR 2499INR 2499NIL
    Bank of Baroda Premier Credit CardINR 1000INR 1000NIL
    Bank of Baroda Select Credit CardINR 750INR 750NIL
    Bank of Baroda Easy Credit CardINR 500INR 500NIL
    Bank of Baroda Swavlamban Credit CardINR 250INR 250NIL
    Bank of Baroda ConQR Credit CardNILNILNIL
    Bank of Baroda ICAI Exclusive Credit CardNILNILNIL
    Bank of Baroda ICSI Diamond Credit CardNILNILNIL
    Bank of Baroda CMA Credit CardINR 1NILNIL
    Bank of Baroda Prime Credit CardNILNILNIL
    BOBCARD Signature Visa Credit CardINR 1000INR 1000INR 1000
    BOBCARD Platinum Visa Credit CardINR 500INR 1000NIL
    BOBCARD Titanium Master Credit CardNILINR 500NIL
    BOBCARD Corporate Premium Visa Credit CardINR 2000INR 2000NIL

    Features and Benefits of Bank Of Baroda Credit Cards

    There are multiple credit cards offered by the Bank of Baroda and you can explore their features and benefits in detail. On the other hand, you must also see the eligibility criteria before you apply for any credit card.

    Bank of Baroda Eterna Credit Card

    You can earn thousands of reward points through the Eterna Credit Card and can also enjoy unlimited access to the airport lounges. Here are some of the salient features of this credit card:-

    • Get 15 Reward Points per INR 100 done on International and Travel Transactions.
    • Have unlimited visits to the Domestic Airport Lounges through this credit card.
    • Make international transactions at a foreign mark-up fee of 2%.
    • Get 15 Reward Points per INR 100 on online shopping.
    • Enjoy a fuel surcharge waiver of 1% at the refilling stations up to INR 250 per statement cycle.
    • Have a personal accident death cover of up to INR 1 Crore in an Air Accident.
    • Get a personal accident death cover of up to INR 10 Lacs in Non-Air Accident.

    Bank of Baroda Premier Credit Card

    This credit card allows you to earn reward points and has free access to the airport lounges.

    • Multiply your reward point 5 times that is you can earn 10 Reward Points per INR 100 spent on Travel, Dining, and internationally.
    • Earn 2 Reward Points per INR 100 spent on other categories.
    • Have 1 Complimentary Airport Lounge Access per quarter.
    • If you spend INR 10000 within 60 days and INR 120000 in a year then your fee will be waived off.
    • Enjoy a 1% fuel surcharge waiver at all fuel stations across up to INR 250 per month.

    Bank of Baroda Select Credit Card

    The Select Credit Card gives you the privilege to earn many reward points and you can redeem them to buy the vouchers.

    • You can earn 5 Reward Points per INR 100 spent on Dining, Utility bills, Online spending.
    • Enjoy 1 Reward Point per INR 100 spent on other categories.
    • Enjoy a fuel surcharge waiver of 1% at all fuel stations up to INR 250 per month.
    • Waive off the fee by spending INR 7500 within 60 days and INR 70000 in a year.
    • You can easily redeem your reward points in many exclusive options.
    • You can also convert the transaction of above INR 2500 into EMIs.

    Bank of Baroda Easy Credit Card

    You can earn many reward points on grocery and departmental spending through the Bank of Baroda Easy Credit Card. Some other features of these cards are given below:-

    • Spend INR 100 and earn 5 reward points on groceries, Departmental stores, Movie spending.
    • Spend INR 100 on other categories and get 1 reward point.
    • Get a 1% fuel surcharge waiver at the refilling stations.
    • Waive off the Bank of Baroda credit card fee by spending INR 6000 within 60 days and INR 35000 in a year.
    • You can redeem your reward points that are earned through this credit card.
    • You can easily convert a purchase of INR 2500 into EMIs.

    Bank of Baroda Swavlamban Credit Card

    The Swavlamban Credit Card gives you the privilege to spend more than your credit limit. You can spend up to 105% of the credit limit from this credit card.

    • Earn 4 Reward Points per INR 100 on this credit card.
    • You can use up to 105% of your Credit Limit on this card.
    • Get a fuel surcharge waiver of 1% at the refilling pumps.
    • Spend INR 2500 within 60 days INR 12000 in a year to reverse the annual fee.
    • You can easily convert a transaction of INR 2500 and above into easy EMIs of 6 months and 12 months.

    Bank of Baroda ConQR Credit Card

    This credit card is the best to meet the business needs and you can enjoy a free credit period for up to 50 days.

    • Enjoy 5 Reward Points per INR 100 on dining, utility bills, and online transactions.
    • Earn 1 Reward Point per INR 100 on other transactions.
    • Get a Fuel Surcharge waiver of 1% up to INR 250 per statement cycle.
    • You can easily convert a transaction of INR 2500 and above into EMIs from this credit card.
    • Have a personal air accident death cover of INR 15 lacs.
    • There is also a non-air accident death cover of INR 5 lacs.

    Bank of Baroda ICAI Exclusive Credit Card

    This credit is the best for the Chartered Accountants because it gives many benefits to them. You can explore all the features and benefits of this credit card below.

    • Have 12 Free Visits to the Domestic Airport Lounges with a maximum of 3 free accesses per Quarter.
    • The foreign mark-up fee is 2% on this credit card.
    • Do a transaction within 30 Days from the card issuance date and earn 1000 bonus reward points.
    • Spend more than your credit limit and earn 1000 bonus reward points.
    • Get 1 reward point per INR 100 done on any other category through the Bank of Baroda Credit Card.
    • Enjoy 5 Reward Points per INR 100 spend on dining, online, and utility bills.
    • Earn 1000 Reward Points on making 5 transactions of INR 1000 and more in a month.
    • Have a personal accident death cover of up to INR 15 Lacs in Air Accidents.
    • Get Professional Indemnity Insurance Cover of INR 5 Lacs.
    • Have a personal accident death cover of up to INR 5 Lacs in Non-Air Accident.

    Bank of Baroda ICSI Diamond Credit Card

    This BOB Credit Card is loaded with a lot of features and benefits and the Company Secretaries can apply for this credit card. You can explore the features below:-

    • Spend INR 100 on dining, utility bills, and online and earn 5 reward points.
    • Complete 5 transactions of INR 1000 in a month and earn 999 bonus reward points.
    • Enjoy 12 Complimentary accesses with a maximum of 3 accesses per quarter to the airport lounges.
    • The forex markup fee is 2% that saves on international spending.
    • Earn 1000 reward points on doing a transaction within 30 days from card issuance.
    • Get 3999 reward points per quarter by spending more than your credit limit.
    • Get an air accident death cover of INR 15 Lacs and a non-air accident death cover of INR 5 lacs.

    Bank of Baroda CMA Credit Card

    The Cost Accountants can apply for this credit card because it has a lot of privileges for them. You can have free access to the airport lounges and have a luxurious experience.

    • Get 12 Complimentary Visits to the Domestic Airport Lounges in India with a maximum of 3 per quarter.
    • You will get a foreign mark-up fee of 2% on this Bank of Baroda Credit Card.
    • You will get 6 months FitPass pro membership worth INR 15000 as the welcome gift.
    • Enjoy 1000 bonus reward points if you do a transaction within 30 days from the date of Card Issuance.
    • Get 4000 bonus reward points every quarter on spending more than your credit limit.
    • Enjoy a fuel surcharge waiver of 1% at the refilling stations.
    • There is a personal accident death cover of up to INR 15 Lacs in Air Accidents.
    • You will also enjoy a Professional Indemnity Insurance Cover of INR 5 Lacs.
    • There is an accidental death cover of up to INR 5 Lacs in the Non-Air Accident.
    • Enjoy 1 reward point per INR 100 done on any other category.
    • Get 5 Reward Points per INR 100 spend on dining, online, and utility bills.
    • Get 1000 Reward Points by making 5 transactions of INR 1000 and more in a month.

    Bank of Baroda Prime Credit Card

    This Bank of Baroda Credit Card is issued against a fixed deposit and you can enjoy various offers and benefits on this credit card.

    • You can apply for a Bank of Baroda Credit Card against a Fixed Deposit of INR 15000 or more without any income proof.
    • Get a Cashback of 1% on all spending.
    • Enjoy 4 reward points per INR 100 spent from this credit card.
    • Get a fuel surcharge waiver of 1% on fuel transactions INR 250 per month.
    • You can easily redeem your reward points in various options.
    • You can easily convert a transaction of more than INR 2500 into easy EMIs of 6 months and 12 months.

    BOBCARD Signature Visa Credit Card

    You can check all the details of this BOB Credit Card below including fees, benefits, eligibility criteria, and offers.

    Features & Benefits

    • Earn 2 Loyalty Points per INR 100 on this BOB Credit Card.
    • You will get 100% Cashback of accumulated Loyalty Points.
    • There is also a Free Personal Accident Coverage.
    • This credit card is acceptable globally.
    • You can use this credit card at all the ATMs.
    • You will get a cash withdrawal limit of 40% of the Credit Limit.
    • The interest chargeable on this credit card is 2.6% p.m.
    • If you spend INR 200000 in a year and make regular payments then your annual fee will be waived off.
    • You will get all the privileges of a Visa.

    Eligibility Required

    • Annual income of 12,00,000 & above
    • Age between 18 to 65 years
    • Existing Banking relation with Bank of Baroda (preferred)

    BOBCARD Platinum Visa Credit Card

    The BOB Platinum Visa Credit Card allows you to earn loyalty points that are redeemable on the official reward point redemption website.

    Features & Benefits

    • Earn 1 Loyalty point per INR 100 and enjoy 100% Cashback of accumulated Loyalty Points.
    • Have a Free Personal Accident Coverage.
    • Use this credit card globally to make payments.
    • Have the ATM Compatibility.
    • You can have up to 3 add-on cards free.
    • Cash withdrawal Limit: 30% of Credit Limit.
    • Interest Rate (service charges): 2.6% p.m.
    • The annual fee will be waived off on spending INR 50000 in a year and regular payments.
    • This card has all the privileges of a Visa.

    Eligibility Criteria

    • Annual income of Rs. 4,00,000 & above
    • Age between 18 to 65 years
    • Existing Banking relation with Bank of Baroda (preferred)

    BOBCARD Titanium Master Credit Card

    This credit card comes with no joining fees and you can enjoy various offers on it. The annual free will also be waived off if you reach a certain spending limit.

    Features & Benefits

    • Spend INR 100 and earn 1 loyalty point.
    • There is a Free Personal Accident Coverage.
    • Get 100% Cashback of accumulated Loyalty Points
    • You can have up to 3 add-on cards free
    • This Bank of Credit Card has a cash withdrawal limit of 30% of the Credit Limit
    • The interest charged on this card is 2.5% p.m.
    • Spend INR 25000 in a year and make regular payments to waive off the annual fee.
    • This card gives you offers and privileges of Visa.

    Eligibility Criteria

    • Annual income of Rs. 2, 00,000 & above
    • Age between 18 to 65 years
    • Existing Banking relation with Bank of Baroda (preferred)

    BOBCARD Corporate Premium Visa Credit Card

    The Premium Visa Credit Card gives you all the benefits that are available under the Visa Program. It is a corporate card and you can add up to 3 add-on cards for free.

    Features & Benefits

    • There is a loyalty point benefit of 1 point on purchase of INR 100.
    • This card has a Revolving credit.
    • You can withdraw cash up to 30% of the credit limit.
    • You will get free personal accidental insurance
    • This credit card is accepted globally.
    • You can add up to 3 add-on cards for free.
    • You can withdraw cash up to 30% of your Credit Limit.
    • The Interest Rate charged on this card is 2.6% p.m.
    • This card has Chip Security.
    • You will enjoy all the offers and privileges of Visa.

    Eligibility Required

    • Constitution: Limited/Government Companies/Partnership Firms
    • Paid-up Capital: Rs.25 Lacs & above
    • Net worth of the Company: 50 Lacs & above
    • Credit Facility with Bank of Baroda : 1 Crore & above and rating more than BOB 6

    Documents Needed for BOBCARD Corporate Premium Visa Credit Card

    • Board resolution / undertaking letter
    • Memorandum of article & association / Partnership Deed
    • PAN card of company
    • Last 3 years audited Balance sheet and P&L A/c copy
    • IT return of company
    • Photograph of applicants

    Documents Required for BOB Credit Card

    • Identity Proof: Copy of Passport/PAN Card/UID/Driving License/Voter’s Identity Card
    • Income Proof: Latest Income Tax Return/Form -16/ Salary slip (Only in case of Govt. /PSU sector employees)
    • Address Proof: Copy of Passport/Electricity/Fixed Line Bill/UID/Bank passbook of PSU Bank
    • Color Photograph
    • Copy of PAN Card
    • Last 3 months bank Statement

    Payment Options for BOB Credit Card Bill Payment

    You can pay the Bill of your BOB Credit Card through the following methods:-

    • Clear the Credit Card Bill through NEFT.
    • Use the BOB Mobile Application to clear your bills on time.
    • Make use of the internet banking service by Bank of Baroda to make timely payments.
    • Use third-party payment gateways like Paytm, GPay, and many others for making credit card bill payments.
    • Use Billdesk to clear your credit card dues.

    BoB Credit Card Limit

    You would be given a limit based on your income and credit score. You need to earn more and have a significantly greater credit score to get a higher credit limit on your BoB credit card. A greater limit doesn’t mean you should consume most of that by spending injudiciously. This can lead to late payment, interest and charges in the subsequent billing cycle. So, spend wisely to leave with sufficient balance to ensure the payment on time and boost your CIBIL score.

    Bank of Baroda Credit Card Apply Online

    No need to visit the bank branches to access the application form as you can do so online using the internet connection on mobile or desktop. Just visit the official web page of Bank of Baroda, go to the credit card section and then download the form. Fill in the personal & professional details correctly before submitting it to the bank desk to screen your candidature. The bank executives will then check the authenticity of the details by visiting your office and residence. Only after getting satisfied in the profile investigation, the bank will say ‘Yes’ to your application.

    Bank of Baroda Credit Card Status

    After the application is made, you would most likely be concerned about its status, won’t you? And guess what, you can check it online.

    • Visit the website of Bank of Baroda
    • Login using your credentials.
    • Go to the ‘Credit Card’ section.
    • Scroll down to Track Application’.
    • Click on the same and get to a page asking you to enter the Application Number, Date of Birth, and the Verification Code.
    • After you enter these three, click on the ‘Get Details’ button.
    • The status would then be shown on the screen.
    • You can call or visit the bank branch to know the status.

    Bank of Baroda Credit Card Customer Care Number

    Stuck in any query, be it the application status, limit enhancement, PIN or reward point? Just call the toll-free customer care number – 1800223224 and get things sorted out ASAP. The executives can suggest you a few measures to make best use of the credit card. You can thus take their tips to ensure a rewarding credit card experience.

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