Bank of Baroda Credit Card

Bank of Baroda Credit Card at a glance

Bank of Baroda is an Indian state-owned banking and financial services company. This public sector bank with years of dedicated services is ranked as one of the most trustable banks in the country. However, one thing that needs to be mentioned here is the fact that because it’s a government bank, people easily trust it for offering various unmatched services. When it comes to unmatched services, Bank of Baroda with its plenty of amazing credit cards leaves no stone unturned to make your life much simpler. Yes, this renowned bank with its wide range of credit cards gives you an opportunity, wherein you can live life in a hassle-free manner. With its broad range of amazing credit cards, this bank is here to fulfill your varied needs. Yes, right from signature, platinum, titanium, corporate premium to co-brand cards, this bank has a lot of variety to offer. So, if you are getting confused which credit card to choose, this article is for you.

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    Professional Details

    Personal Details

    Compare & Apply Online Best Bank of Baroda Credit Cards

    If you want to own Bank of Baroda credit cards, you can easily apply online for them. Yes, you just need to visit the site online, fill in few of your details and submit the application. So, you can term the online mode of application an easy as well as a quick one to execute. In order to apply for the right card, it is important that you should pay attention towards prioritizing your needs so that you can select the card which is best for you without any confusion or hassle.

    BOBCARD Signature Visa Credit Card

    Fees & Charges

    • Joining Fees: Rs. 1,000
    • Annual Fees: Rs. 1,000
    • Add-on Fees: Rs. 1,000

    Features & Benefits

    • Loyalty points: 2 on a purchase of Rs. 100
    • 100% Cashback of accumulated Loyalty Points
    • Free Personal Accident Coverage
    • Acceptability: Globally
    • ATM Compatibility
    • Cash withdrawal Limit: 40% of Credit Limit
    • Interest Rate (service charges): 2.6% p.m.
    • Annual fee is waived on spend of 2,00,000 in a year and regular payment
    • Host of inbuilt offers and privileges of Visa

    Eligibility Required

    • Annual income of 12,00,000 & above
    • Age between 18 to 65 years
    • Existing Banking relation with Bank of Baroda (preferred)

    Documents Checklist

    • Identity Proof : Copy of Passport/PAN Card/UID/Driving License/Voter’s Identity Card
    • Income Proof : Latest Income Tax Return/Form -16/ Salary slip (Only in case of Govt. /PSU sector employees)
    • Address Proof : Copy of Passport/Electricity/Fixed Line Bill/UID/Bank passbook of PSU Bank
    • Color Photograph
    • Copy of PAN Card
    • Last 3 months bank Statement

    BOBCARD Platinum Visa Credit Card

    Fees & Charges

    • Joining Fees: Rs. 500
    • Annual Fees: Rs. 1,000
    • Add-on Fees: Nil

    Features & Benefits

    • Loyalty points: 1 on purchase of Rs. 100
    • 100% Cash back of accumulated Loyalty Points
    • Free Personal Accident Coverage
    • Acceptability: Global
    • ATM Compatibility
    • Up to 3 add-on cards free
    • Cash withdrawal Limit: 30% of Credit Limit
    • Interest Rate (service charges): 2.6% p.m.
    • Annual fee is waived on spend of 50,000 in a year and regular payments
    • Host of inbuilt offers and privileges of Visa

    Eligibility Criteria

    • Annual income of Rs. 4,00,000 & above
    • Age between 18 to 65 years
    • Existing Banking relation with Bank of Baroda (preferred)

    Documents Checklist

    • Identity Proof : Copy of Passport/PAN Card/UID/Driving License/Voter’s Identity Card
    • Income Proof : Latest Income Tax Return/Form -16/ Salary slip (Only in case of Govt. /PSU sector employees)
    • Address Proof : Copy of Passport/Electricity/Fixed Line Bill/UID/Bank passbook of PSU Bank
    • Color Photograph
    • Copy of PAN Card
    • Last 3 months bank Statement

    BOBCARD Titanium Master Credit Card

    Fees & Charges

    • Joining Fees: Nil
    • Annual Fees: Rs. 500
    • Add-on Fees: Nil

    Features & Benefits

    • Loyalty points : 1 on purchase of Rs. 100
    • Free Personal Accident Coverage
    • 100% Cash back of accumulated Loyalty Points
    • Joining Fee Waived
    • Acceptability: Global
    • ATM Compatibility
    • Up to 3 add-on cards free
    • Cash withdrawal Limit: 30% of Credit Limit
    • Interest Rate (service charges): 2.5% p.m.
    • Annual fee is waived on spend of 25,000 in a year and regular payment
    • Host of inbuilt offers and privileges of Visa

    Eligibility Criteria

    • Annual income of Rs. 2, 00,000 & above
    • Age between 18 to 65 years
    • Existing Banking relation with Bank of Baroda (preferred)

    Documents Required to Apply

    • Identity Proof : Copy of Passport/PAN Card/UID/Driving License/Voter’s Identity Card
    • Income Proof : Latest Income Tax Return/Form -16/ Salary slip (Only in case of Govt. /PSU sector employees)
    • Address Proof : Copy of Passport/Electricity/Fixed Line Bill/UID/Bank passbook of PSU Bank
    • Color Photograph
    • Copy of PAN Card
    • Last 3 months bank Statement

    BOBCARD Corporate Premium Visa Credit Card

    Fees & Charges

    • Joining Fees: Rs. 2,000
    • Annual Fees: Rs. 2,000
    • Add-on Fees: Nil

    Features & Benefits

    • Loyalty points : 1 on purchase of Rs. 100
    • Revolving credit
    • Cash withdrawal: 30% of credit limit
    • Free personal accidental insurance
    • Acceptability: Global
    • ATM Compatibility
    • Up to 3 add-on cards free
    • Cash withdrawal Limit: 30% of Credit Limit
    • Interest Rate (service charges): 2.6% p.m.
    • Chip Security
    • Host of inbuilt offers and privileges of Visa

    Eligibility Required

    • Constitution: Limited/Government Companies/Partnership Firms
    • Paid-up Capital: Rs.25 Lacs & above
    • Net worth of the Company: 50 Lacs & above
    • Credit Facility with Bank of Baroda : 1 Crore & above and rating more than BOB 6

    Documents Checklist to Apply

    • Board resolution / undertaking letter
    • Memorandum of article & association / Partnership Deed
    • PAN card of company
    • Last 3 years audited Balance sheet and P&L A/c copy
    • IT return of company
    • Photograph of applicants

    Co-Branded Card (BOBCARD Bombay Bullion) Credit Card

    Fees & Charges

    • Joining Fees: Rs. 500
    • Annual Fees: Rs. 1,000
    • Add-on Fees: Nil

    Features & Benefits

    • Loyalty points : 1 on purchase of Rs. 100
    • Revolving credit : up to Rs. 3,00,000
    • Cash withdrawal: 20% of credit limit
    • Free personal accidental insurance of Rs. 1,00,000
    • Acceptability: Global
    • ATM Compatibility
    • Up to 3 add-on cards free
    • Cash withdrawal Limit: 30% of Credit Limit
    • Interest Rate (service charges): 2.6% p.m.
    • Annual fee is waived on spend of 50,000 in a year and regular payment
    • Host of inbuilt offers and privileges of Visa

    Note – A standard 18% GST will be applicable to the fees and charges

    Eligibility Criteria

    • Annual income of Rs.3,00,000 & above
    • Age between 18 to 65 years
    • Existing Banking relation with Bank of Baroda (preferred)

    Documentation Required

    • Identity Proof : Copy of Passport/PAN Card/UID/Driving License/Voter’s Identity Card
    • Income Proof : Latest Income Tax Return/Form -16/ Salary slip (Only in case of Govt. /PSU sector employees)
    • Address Proof : Copy of Passport/Electricity/Fixed Line Bill/UID/Bank passbook of PSU Bank
    • Color Photograph
    • Copy of PAN Card
    • Last 3 months bank Statement

    BoB Credit Card Limit

    You would be given a limit based on your income and credit score. You need to earn more and have a significantly greater credit score to get a higher credit limit on your BoB credit card. A greater limit doesn’t mean you should consume most of that by spending injudiciously. This can lead to late payment, interest and charges in the subsequent billing cycle. So, spend wisely to leave with sufficient balance to ensure the payment on time and boost your credit score.

    Bank of Baroda Credit Card Application Form

    No need to visit the bank branches to access the application form as you can do so online using the internet connection on mobile or desktop. Just visit the official web page of Bank of Baroda, go to the credit card section and then download the form. Fill in the personal & professional details correctly before submitting it to the bank desk to screen your candidature. The bank executives will then check the authenticity of the details by visiting your office and residence. Only after getting satisfied in the profile investigation, the bank will say ‘Yes’ to your application.

    Bank of Baroda Credit Card Status

    After the application is made, you would most likely be concerned about its status, won’t you? And guess what, you can check it online. Yes, you can visit the website of Bank of Baroda, get to ‘Credit Card’ section and then scroll down to Track Application’. Click on the same and get to a page asking you to enter Application Number, Date of Birth and the Verification Code, which would be shown below. After you enter these three, click on ‘Get Details’ button. The status would then be shown on the screen. You can call or visit the bank branch to know the status.

    Bank of Baroda Credit Card Customer Care Number

    Stuck in any query, be it the application status, limit enhancement, PIN or reward point? Just call the toll-free customer care number – 1800223224 and get things sorted out ASAP. The executives can suggest you a few measures to make best use of the credit card. You can thus take their tips to ensure a rewarding credit card experience.

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