Articles

A credit card enables so many things for individuals from booking their travel tickets to letting them enjoy the meals of restaurants. Besides, it saves for you with rewards, discounts and cashbacks on your transactions. What if we tell you can get... Read More

The lack of credit awareness makes many go for a loan that does not help them much over time. Such loans may help meet their needs but pile on the cost for them in return. As a result, many go on to either default on loan payments or end up paying... Read More

Small things, if done properly, help one accomplish big things in life. If we consider a home loan as the big thing, which actually is, small things would be the banking deposits that could enable the former. A home loan is big considering the... Read More

Achieving financial independence is critical to withstand the challenges posed by inflation and uncertainties we face these days. Having such independence means high income, less to ZERO debt, and adequate insurance cover. But carrying financial... Read More

Refinancing means taking one loan over another, getting the interest rate changed, or paying the bulk of the principal outstanding. Like a fresh loan, it also helps individuals meet their respective financial needs. There are different loan... Read More

The country is recovering slowly from the financial turmoil caused by COVID-19. It’s the month of October and everyone is hoping for good things over the next few months. The reason: Festive Season is around the corner and experts are hoping that... Read More

Banks have started responding to the latest directives issued by the Reserve Bank of India (RBI) asking lenders to restructure loans of borrowers facing loan payment issues due to COVID-related stress. Top banks like SBI, HDFC Bank and ICICI Bank... Read More

A loan or credit card when handled with care brings optimum results for an individual. Not only do you fulfill your needs easily, but you also pay less. It is like a win-win situation for you! But when you go the other way round and commit a credit... Read More

Having a Bank Account is one of the primary needs of people these days. A bank account helps individuals keep the money safely there and carry transactions through the same. There are basically two types of bank accounts that you can open - a... Read More

Sometimes our weak financial conditions make us skip our loan or credit card payments. If you recover quickly, you can control the situation. Else you could go on to default. Defaulting on home loan payments can make you lose your home at worst. But... Read More