Free CIBIL Credit Score Check

Credit Cards have become a part of the life of many individuals. Now people prefer a credit card to enjoy offers on various brands and get a high credit limit. A high credit limit enables the user to buy more and more items from their credit card.... Read More

Credit Inquiry Credit Inquiry is an inquiry made by you or by the potential lenders/creditors/employers/landlords to review your credit report for understanding your financial behaviour. These inquiries remain on your credit report for 2... Read More

Its never a good feeling to see a dip in your credit score even when you are paying your EMI's, bills or any other payments on time. If you have noticed recently a drop in your credit score, don’t be alarmed. Your credit score can drop because of... Read More

When a loan or credit card application comes, the first thing that the lender sees is your credit history. The history, which consists of your credit score and repayment track, helps lenders decide the eligibility of applicants for different... Read More

CIBIL score is a three-digit number calculated based on your enquiries and account details. Banks and financial institutions provide your financial details to the Credit Information Company to provide you a rating, that is CIBIL Score. It usually... Read More

When a customer pledges gold (jewellery, ornaments or coins issued by the bank) to the bank to take out loan, then it is called as Gold Loan. In India, we as Indians have emotional values attached to gold as it is largely in the form of family... Read More

Yes, you can! Once your CIBIL Score goes past 750, a gold standard in credit scores, lenders will start offering you new loans based on your income and repayment potential. CIBIL assigns credit scores in the range of 300 to 900 in India. Scores... Read More

A person would always like to lend money to someone whom he/she trusts and who always pays back money responsibly. Now zoom out a little bit and see this scenario from the angle of a bank or financial institution. How does a lender trust you when... Read More

The need for a credit enquiry often arises when someone requires a loan or credit card. While some do a credit enquiry just to check their credit score, others take a step further and apply for a fresh credit. Once they apply, lenders will do a... Read More

You must have heard the term ‘Credit Score’ several times in conversation with your friends, family, colleagues, etc. Despite hearing it often, people don’t understand the importance of credit scores in their financial lives. First, what is a... Read More