Highlights
- Check the home loan rates and calculate your EMI in advance.
- Look at the home loan details of Fullerton India.
At Fullerton India, home loans can be taken for various purposes such as for property purchase, renovation, construction and extension. The rate offered by Fullerton India are one of the lowest in the market today. You also get the option to choose the tenure as per your repayment capacity of EMI. The rate on a loan is directly responsible for EMI you are liable to pay to the lender. Below is the comparison tool wherein you can change the values as per your requirement, compare different rates and then apply for a home loan according to your suitability.
Interest Rate Comparison Tool
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Fullerton India Home Loan Interest Rates March 2023
| Home Loan Particulars | Details |
|---|---|
| Interest Rate | 9.50% - 10.50% |
| Maximum Loan Amount | INR 5 Crores |
| Maximum Loan Tenure | 30 Years |
| Application Processing | 15 days before the submission of documents |
| Tax Benefits | Applicable on both interest and principal component at a limit of INR 2,00,000 under section 24(b) and INR 1,50,000 under section 80C of the Income Tax Act. |
| Interest Rate Options | Both fixed & floating |
| Processing Fee | Upto 3% of the loan amount |
| Application Fee | INR 2,500 - INR 6,000 |
| Prepayment Fee | NIL for individuals on floating rate loan. For non-individual borrowers, a charge of 5%-7% of the prepayment amount. However, there are charges in case of fixed rate of loan. |
| Documentation Fee | INR 1,500 - INR 3,000 |