Karnataka Bank Home Loan Interest Rates


  • Karnataka Bank Home Loan Starts from 8.08%*
  • Attractive Balance Transfer Options Available

Keen to know the home loan interest rates of Karnataka Bank? Well, the rates would differ based on the purpose for which you want to avail a home loan at the private lender. The purpose can be anything from buying or constructing a flat to getting the house furnished and purchasing a plot for the construction of homes on the same. Let’s check out the interest rates of home loans for all such purposes.

Karnataka Bank Home Loan Interest Rates March 2024

Home Loan Interest Rate
9.08% - 10.35%
Loan Amount
Up to INR 500 Lakh
30 Years
Processing Fee
0.50% of the loan amount

Karnataka Bank Home Loan Interest Rates Scheme Wise

Home Loan Schemes Home Loan Interest Rates
KBL Apna Ghar/Elite (Purchase, Construction, Renovation or Extension of Homes) 9.08% - 10.35%
KBL Home Comfort (For Furnishing House) 11.20%-11.45%
KBL Ghar Niveshan (For Buying a House Site) 13.95%

Karnataka Bank Home Loan Balance Transfer Rates

Since a home loan normally runs for a period as long as 20-30 years, it makes a case to assess the situation from time to time. If you are servicing a home loan at some other lender charging a higher interest rate than Karnataka Bank, you can switch the outstanding balance here to reduce the outflow of interest repayments.

Karnataka Bank Home Loan Apply Online

Set to apply for Karnataka Bank Home Loan? Mulling a convenient way to do the same? Don’t worry, go online and do the needful. All you need to do is to visit the official website of Karnataka Bank, fill the application form by furnishing the details correctly before submitting the same. The bank will investigate the details filled in the form before giving its nod to the application.