Oriental Bank of Commerce Home Loan Interest Rates


  • OBC Home Loan Interest Rates as Low as 8.60% - 9.95% p.a.
  • Check Best Home Loan Interest Rates at Wishfin

Oriental Bank of Commerce Home Loan Interest Rates February 2024

Particulars Details
Home Loan Interest Rate 8.60% - 9.95%
Loan Amount Up to 75%-90% of the property value
Loan Tenure Up to 480 months, including the moratorium period of 18 months
Processing Fee 0.50% of the loan amount, with the maximum being INR 20,000 plus applicable GST
Prepayment Charges NIL

Oriental Bank of Commerce Home Loan Balance Transfer Rates

The opportunity for a balance transfer is likely to be maximum in the case of a home loan as it runs for a much longer period than other debts. And if you are already the home loan EMIs at some other lender at a higher interest rate than OBC, the time is ripe to switch the remaining loan balance here to get the benefits of lower EMIs and reduce interest repayments over the remaining period of a debt.

How to Apply for Oriental Bank of Commerce Home Loan?

All you need is to visit the website of the public lender, download the application form and take its printout. You need to fill personal and professional details correctly before submitting the form along with relevant documents to the bank bank branch to get your application processed.