Karnataka Bank Personal Loan Interest Rates Feb 2023 @12.35%*

Karnataka Bank Personal Loan Interest Rates


  • Karnataka Bank Personal Loan @12.50%

Karnataka Bank Personal Loan Interest Rates February 2023

So you want to apply for Karnataka Bank Personal loan, right? But have you checked the rates? No! Do that here to get an idea of the repayment that’s gonna be. Interest rates, to a greater degree, dictate the course of repayment. Higher the rates, greater will be the EMI and vice-versa. Let’s check out Karnataka Bank Personal Loan Interest Rates and other key information below.

Interest Rate12.35%
Loan AmountUp to ₹5 lakh
Loan TenureUp to 5 years
Processing Fee0.50% of the loan amount
Prepayment ChargesNIL

Apply Personal Loan @ 10.25%* Rate

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Karnataka Bank Personal Loan Interest Rates on Balance Transfer

So if you are already availing a personal loan somewhere but your current interest rate is greater than the one offered at Karnataka Bank, you can then transfer the remaining portion of the loan here to repay it at lower rates, resulting in lower EMIs and interest repayments.

Karnataka Bank Loan Application Form

You can apply for a personal loan by going online or visiting the nearest branch of Karnataka Bank to your residence or office. If you ask for a better alternative, the former would be the one to go for. Doesn’t matter whether you are at home, office or out of the city, you can apply online using the internet of a desktop, laptop or a mobile. Just fill the relevant personal and professional details before submitting the application. Not comfortable doing online? You can visit the branch, ask for the application, fill the details and submit it along with necessary documents to the concerned official. In either of the cases, the loan will be disbursed only after the details get verified successfully.

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