Nainital Bank Home Loan Interest Rates

Nainital Bank offers a home loan under the brand name of ‘Apna Ashiana’ for a tenure as long as 20 years. But whether the acquisition of home be cost-friendly or not will depend on the interest rates charged by the bank on a home loan. Matching steps to steps with its competitors, Nainital Bank offers an attractive interest rate of 7.00% - 7.65% per annum.

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Nainital Bank Home Loan Interest Rates September 2022

Home Loan Interest Rate7.00% - 7.65%
Loan AmountAs specified by the bank
Loan TenureUp to 20 years
Processing FeeUp to 0.50% of the loan amount, subject to a minimum and maximum of INR 500 and INR 10,000 respectively

Nainital Bank Home Loan Balance Transfer Rates

The interest rates, as you see, are quite affordable, aren’t they? And if these rates are lower than what’s getting charged to your home loan account at some other lenders, you better then shift your outstanding loan balance to Nainital Bank. This will help ease the repayment burden by curtailing the overall outgo of interest from your pocket. As a home loan repayment goes for as long as 20 years, the balance transfer option helps borrowers save a significant chunk of interest over the tenure.

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