Oriental Bank of Commerce Home Loan Interest Rates

Highlights

  • OBC Home Loan Interest Rates as Low as 8.35%-8.85% p.a.
  • Check Best Home Loan Interest Rates at Wishfin

Interest Rate Comparison Tool

All that glitters is not gold; the same goes for loans! Have you done your research?

Compare Banks. Estimate EMIs. Enable Wishes on wishfin.com

Oriental Bank of Commerce Home Loan Interest Rates December 2018

All eyes on home loan interest rates charged by Oriental Bank of Commerce (OBC)? As you are already having a bank account at OBC, you want to grow the relationship further to buy a flat by virtue of its home loan offer, right? Since a home loan extends to about 20-30 years, you want to get an idea of the interest rates to plan your repayment journey with OBC. The interest rates range from 8.35%-8.85% per annum.

ParticularsDetails
Interest Rate8.75% - 8.85%
Loan AmountUp to 75%-90% of the property value
Loan TenureUp to 480 months, including the moratorium period of 18 months
Processing Fee0.50% of the loan amount, with the maximum being 20,000, plus applicable GST
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Balance Transfer Rates

The opportunity for a balance transfer is likely to be maximum in the case of a home loan as it runs for a much longer period than other debts. And if you are already the home loan EMIs at some other lender at a higher interest rate than OBC, the time is ripe to switch the remaining loan balance here to get the benefits of lower EMIs and reduce interest repayments over the remaining period of a debt.

How to Apply for Oriental Bank of Commerce Home Loan?

All you need is to visit the website of the public lender, download the application form and take its printout. You need to fill personal and professional details correctly before submitting the form along with relevant documents to the bank bank branch to get your application processed.

People Also Look For

Personal Loan Interest Rates December 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%