Oriental Bank of Commerce Home Loan Interest Rates


  • OBC Home Loan Interest Rates as Low as 6.80% - 7.85% p.a.
  • Check Best Home Loan Interest Rates at Wishfin

All eyes on home loan interest rates charged by Oriental Bank of Commerce (OBC)? As you are already having a bank account at OBC, you want to grow the relationship further to buy a flat by virtue of its home loan offer, right? Since a home loan extends to about 20-30 years, you want to get an idea of the interest rates to plan your repayment journey with OBC. The interest rates range from 6.80% - 7.85% per annum.

Apply Home Loan @ 6.90%* Rate

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Oriental Bank of Commerce Home Loan Interest Rates September 2021

Home Loan Interest Rate6.80% - 7.85%
Loan AmountUp to 75%-90% of the property value
Loan TenureUp to 480 months, including the moratorium period of 18 months
Processing Fee0.50% of the loan amount, with the maximum being INR 20,000 plus applicable GST
Prepayment ChargesNIL

Oriental Bank of Commerce Home Loan Balance Transfer Rates

The opportunity for a balance transfer is likely to be maximum in the case of a home loan as it runs for a much longer period than other debts. And if you are already the home loan EMIs at some other lender at a higher interest rate than OBC, the time is ripe to switch the remaining loan balance here to get the benefits of lower EMIs and reduce interest repayments over the remaining period of a debt.

How to Apply for Oriental Bank of Commerce Home Loan?

All you need is to visit the website of the public lender, download the application form and take its printout. You need to fill personal and professional details correctly before submitting the form along with relevant documents to the bank bank branch to get your application processed.

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