- Check PNB Home Loan Interest Rates
- Apply Online for a Hassle-free Experience
Punjab National Bank (PNB) is one of the leading home loan providers in India. The New Delhi-headquartered bank provides a home loan for a maximum tenure of 30 years at attractive rates of interest. But what exactly the rates are? Interested to know that? Take a look below.
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Table of Contents
PNB Home Loan Interest Rates September 2021
|Interest Rate||6.80% - 7.85%|
|Loan Amount||75%-80% of the property cost|
|Loan Tenure||Up to 30 years|
|Processing Fee||0.50% of the loan amount, subject to a maximum of INR 50,000|
PNB Home Loan Balance Transfer Rates
Since a home loan goes for as long as 30 years, it makes a case for balance transfer which means shifting the outstanding loan balance from lender to another. So if your home loan is running somewhere at a higher interest rate, better you shift the portfolio to PNB and enjoy great savings in the form of reduced EMI and interest outgo over the course of a loan.
PNB Home Loan Documents Required
Here’s a list of the following documents you must submit to get the nod for a home loan.
|Age Proof||Passport/PAN Card or Any Other Certificate from Statutory Authority||Passport, PAN Card or Any Other Certificate from Statutory Authority|
|Identity Proof||PAN Card/Passport/Voter ID/Driving License||PAN Card/Passport/Voter ID/Driving License|
|Residence Proof||Passport/Driving License/Voter ID/Ration Card/Telephone Bill||Passport/Driving License/Voter ID/Ration Card/Telephone Bill|
|Income Proof||Salary Slips for Past 3 Months|
Form 16 for Past 2 Years
Last 6-month Bank Statement
|ITR for Last 3 Years|
CA-certified Profit & Loss Account and Balance Sheet of Last 3 Years
1-year Bank Statement (Both Self & Business)
|Processing Fee Cheque||Applicable||Applicable|
|Property Documents||Photocopy of Property Title Document||Photocopy of Property Title Document|