Punjab National Bank (PNB) Home Loan Interest Rates


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Punjab National Bank (PNB) is one of the leading home loan providers in India. The New Delhi-headquartered bank provides a home loan for a maximum tenure of 30 years at attractive rates of interest. But what exactly the rates are? Interested to know that? Take a look below.

Apply Home Loan @ 6.90%* Rate

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PNB Home Loan Interest Rates January 2022

Interest Rate6.75% - 7.80%
Loan Amount75%-80% of the property cost
Loan TenureUp to 30 years
Processing Fee0.50% of the loan amount, subject to a maximum of INR 50,000
Prepayment ChargesNIL

PNB Home Loan Balance Transfer Rates

Since a home loan goes for as long as 30 years, it makes a case for balance transfer which means shifting the outstanding loan balance from lender to another. So if your home loan is running somewhere at a higher interest rate, better you shift the portfolio to PNB and enjoy great savings in the form of reduced EMI and interest outgo over the course of a loan.

PNB Home Loan Documents Required

Here’s a list of the following documents you must submit to get the nod for a home loan.

ProofsSalariedSelf -employed/Professionals
Age ProofPassport/PAN Card or Any Other Certificate from Statutory AuthorityPassport, PAN Card or Any Other Certificate from Statutory Authority
Identity ProofPAN Card/Passport/Voter ID/Driving LicensePAN Card/Passport/Voter ID/Driving License
Residence ProofPassport/Driving License/Voter ID/Ration Card/Telephone BillPassport/Driving License/Voter ID/Ration Card/Telephone Bill
Income ProofSalary Slips for Past 3 Months

Form 16 for Past 2 Years

Last 6-month Bank Statement
ITR for Last 3 Years

CA-certified Profit & Loss Account and Balance Sheet of Last 3 Years

1-year Bank Statement (Both Self & Business)

Processing Fee ChequeApplicableApplicable
Property DocumentsPhotocopy of Property Title DocumentPhotocopy of Property Title Document

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