Highlights
- Compare, choose and apply for best personal loans at Wishfin
- PNB personal loan rates as low as 12.40% p.a.
Punjab National Bank Personal Loan Interest Rates 2024
Punjab National Bank (PNB) is one of the leading public lenders in the personal loan segment. Offering loans to both general public and pensioners, the bank extends its support towards fulfilling both dreams and instant needs of the borrowers. Making sure the customers don’t feel loan as a burden, the bank has softened the interest rates to make EMI remains affordable to them.
| Particulars | Details |
|---|---|
| Interest Rate | 12.40% - 17.95% |
| Loan Amount | ₹50,000-10 Lakh |
| Loan Tenure | Up to 60 Months |
| Processing Fee | 1% of the loan amount |
| Prepayment Charges | NIL |
Punjab National Bank Personal Loan Balance Transfer Rates
The rates are easing across the banks and thus giving you an opportunity to lower down the cost of your loan. If you have a personal loan running somewhere but at a higher rate compared to PNB, you can switch the remaining balance to enjoy the benefits of lower rates. This will further culminate in reduced EMI.
PNB Personal Loan Application Form Download
You can download the application form visiting the website of PNB. Then, you must take a printout of the form, fill personal, professional and other details before submitting it along with relevant documents to PNB for further processing. The bank will check the details properly before saying ‘Yes’ to the application.
Frequently Asked Questions
1. What is current PNB personal loan interest rate?
The current PNB personal loan interest rate is 12.40%
2. What is the interest rate of PNB personal loan 2024?
The interest rate of PNB personal loan starts from 12.40%
3. What is the rate of interest of 3 lakh in PNB bank?
The interest rate of PNB personal loans starts from 12.40%. However, it depends on the applicant’s CIBIL score, income and other relevant factors.
4. What is the interest of 7 lakh in PNB bank?
The PNB personal loan interest rate starts at 12.40%. Rest, it varies according to the loan amount, CIBIL score, repayment capacity and other financial factors.
5. What is the interest of 5 lakh in PNB bank?
The interest rate remains the same, usually that starts at 12.40%. Moreover, it depends on the borrower’s CIBIL score and your repayment capacity. If you have a higher CIBIL score, the bank will trust you to repay your dues on time and will offer you a lower interest rate.
6. What is the rate of interest of 10 lakh in PNB bank?
The PNB personal loan interest rate is normally kept constant, starting at 12.40 percent. Furthermore, it is subject to the borrower’s CIBIL score and repayment capacity. If your CIBIL score is higher, the bank will be more confident in your ability to repay your debts on time and will offer you a reduced interest rate.
7. What will be the interest rate of PNB personal loan for senior citizen?
The interest rate of PNB personal loan for senior citizen 12.75%
8. What is PNB Personal Loan Customer Care number?
The PNB Personal Loan Customer Care Number is 1800 180 2222 .
9. How can I negotiate with PNB on the personal loan interest rate?
You can negotiate your personal loan interest rates on the basis of your CIBIL score and your repayment capacity. A higher income is a plus for the candidate.