- Enjoy lower rate of interest on Vijaya Bank home loans.
- Give yourself a chance to know EMIs in advance.
Home loans generally continue for up to 20 years and managing the same monthly installment could be little challenging. At Vijaya Bank, you get to choose the tenure as per your suitability so that paying your home loan EMIs is not a burden. The interest rate on the loan is, however, is subject to change depending on your income and property value with other factors. The bank would consider your application suitable for a lower rate only when they are satisfied with your repayment capacity. Below is a comparison tool with the help of which you can calculate the EMIs and decide which tenure is suitable to you.
Interest Rate Comparison Tool
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Vijaya Bank Home Loan Interest Rates June 2021
Below is the table showing the rate of interest, tenure and loan amount you get on Vijaya Bank home loans. You may also note that the processing fee mentioned here would attract an additional 18% GST.
|Home Loan Interest Rate||6.75% - 8.25%|
|Tenure||Up to 30 Years|
|Processing Fee||0.25%-0.50% of the loan amount|
Minimum - INR 7,500
Maximum - INR 20,000