Aditya Birla Personal Loan Interest Rates

Highlights

  • Avail one of the best rate from a reliable Non-Banking Financial Company (NBFC).
  • Check out some of the ways in which you can get a low interest deal on the Aditya Birla Presonal Loan.

Are you delaying any purchase that you want to make right away? Well, you need not wait for so long with the Aditya Personal Loan. It is the best package personal loan deal for customers to realize their dream as soon as possible. It doesn’t matter whether the dream is impulsive or a long-term one, Aditya Birla Personal Loan helps you get there. The interest rate offered by Aditya Birla is one of the best on the market amongst the Non-Banking Financial Companies. EMI payments do not seem much of a burden with the affordable Aditya Birla Personal Loan Interest Rate.

Aditya Birla Personal Loan Interest Rate Details

Aditya Birla provides personal loans at floating rates. Personal loan interest rate offered by Aditya Birla is of two types – one that is linked to the Long Term Reference Rate (LTRR), and the other, which is linked to the Short Term Reference Rate (STRR). Under the LTRR structure, the effective rate of interest including a spread of 50 bps comes to 17.85% per annum. On the other hand, the interest rate under the STRR comes to 16.85% per annum, including a spread of 25 bps. 

ParticularsDetails    
Interest Rate16.85% - 17.85%
Loan Amount Max. Amount of upto INR 50 lakh
TenureUpto 5 years

What Should You do in Order to Fetch the Lowest Interest Rate from Aditya Birla?

If you keep in mind the below mentioned factors, you have chances of seizing a low interest deal from Aditya Birla:

Credit Score: It is the essence of personal loan. Without checking your credit score, the NBFC or for that fact any lender, wouldn’t take a step further. Reason being, personal loans are unsecured loans, meaning the borrower isn’t asked for any collateral while taking the loan. So, the only way Birla can trust you with the loan amount is going through your credit score report. Having a decent credit score make loan procurement easy. But, having a good one, can help you earn the lowest personal loan interest rate.

Income Details: One other way to gain confidence in you is by going through your bank statements. More than a high income, Aditya Birla looks for a consistent income flowing in your bank account. There’s always a plus point for that. This can also fetch you the lowest possible interest rate.

Employment Details:
If you happen to work for a reputed Multinational Corporation (MNC) or a Government Organization, not only is it easy to get the personal loan but also get a good deal on the interest rate from Aditya Birla.

Aditya Birla Personal Loan Contact Number

A dedicated team has been set up by Aditya Birla to tackle any queries or doubts with regards to personal loans. Whether it is about Aditya Birla Personal Loan interest rate or any other query related to the loan, all your doubts will be resolved in no-time by dialing the toll free number 1-800-270-7000.

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