Andhra Bank Personal Loan in Gurugram
Last Updated : May 16, 2019, 2:27 p.m.
About Andhra Bank Personal Loan Gurugram
Andhra Bank has around 10 branches in Gurugram and all of the branches facilitate the service of personal loan. With the experience of more than 90 years in the banking industry, Andhra Bank understands the financial needs and comfort of the customers in all segments. Having said that, the personal loan offered by Andhra Bank is designed by keeping in mind the affordability and requirements of the people. Read more to know the details.
Apply Personal Loan @ 10.75%* Rate
Andhra Bank Personal Loan in Gurugram at a Glance
Particulars | Details |
---|---|
Interest Rate | 11.80% - 15.50% |
Loan amount | Up to 10 month gross salary (for salaried) or 40% of gross annual income (for non-salaried) or 4 months pension in case of pensioners or 75% cost of the article whichever is less |
Tenure | Up to 5 years |
Processing Fee | As per bank’s norms |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Andhra Bank is as mentioned below:
- Any individual having repayment capacity
- Salaried persons
- Pensioners drawing pension in the branch
Others.
Documents Required
The applicants who want to apply for a personal loan at Andhra Bank must carry the below list of documents:
- Loan application form
- Passport size photos of applicant/s
- Property statement of the applicant or co-obligant (s)
- In the case of an employee drawing salary at the branch- Letter for the recovery of the loan installments by debit to his account
- Post Dated Cheques for at least 12 months
- Last 6 months bank statement
- Letter from the applicant declaring that there is no existing loan with the other branch of the bank or with the other bank
- Latest original quotation from a local dealer for consumer durables proposed to be purchased with full details and description of the articles, etc.
- Stamped receipt/Invoice of the item purchased
- Collateral documents wherever required
- In the case of loan against NSC/KVP certificate (s)- The original Bond (s) with the copy of the latest receipt towards payment of Premium along with the request letter to LIC for assignment of the policy in favor of Bank
- Verification report from other agencies
- CIBIL score details
- Certification of Inspection of Security
- Managers certificate for valuation of property
- Undertaking letter to adjust residual of the loan
- Legal Audit wherever applicable
Proof of Income–
- Salary Slip/ IT Returns/ Assessment Order, Property Statement
- For Non-salaried person – Latest Income Tax Assessment Order, Property statement
- Any other Valid document with last 3 years income proof
- Latest quotation for article proposed to be purchased
Address of Andhra Bank Branches in Gurugram
Have a look at the branch address, IFSC code, MICR details and contact details of Andhra Bank in Gurgaon:
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Palam Vihar | Palam Vihar, Saini Market, Gurugram, Haryana | ANDB0001131 | 110011022 | 0124-2460825 |
Housing Finance Gurugram | SCO 99, 1st Floor, Sec - 14, Gurugram, Haryana | ANDB0001150 | 110011029 | 0124-2223192 |
South City - Haryana | Signature Towers, South City - 1, NH 8 Gurugram, Haryana - 122001 | ANDB0001377 | 110011037 | 0124-2581941 |
Zonal Office, Newdelhi | Signature Towers, NH-8, South City-1, Gurugram, Haryana - 122001 | ANDB0000682 | NON-MICR | |
Sector 46 Gurugram | SCO 129 Huda Market Sector 46 Gurugram Haryana 122002 | ANDB0001874 | 110011061 | 0124 2579863 |
Old Station Road | SCO 5, Jail Land Complex, Old Station Road, Gurugram, 122001 | ANDB0002373 | 110011078 | 9466036373 |
Gurugram Nirvana | Shop No B Gf 008, Vnitech Business Zone, Nirvana Country, Gurugram, Haryana 122018 | ANDB0002667 | NON-MICR | 25713641 |
Gurugram Rosewood City | Shop No 79, 80, Ground Floor, Eros City Square, Rosewood City, Sec 49, Gurugram, Haryana | ANDB0002668 | NON-MICR | 25713641 |
Gurugram Sec Seventy Two | Shop No 2, 3, 4, 5, Spaze Privy, Sector 72, Gurugram, Haryana | ANDB0002895 | NON-MICR | 25713642 |
Gurugram Sec Sixty Nine | Spaze Plazo, Sec 69, Gurugram, Haryana, 122001 | ANDB0003012 | NON-MICR | 7834954710 |
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