Axis Bank Indian Oil Credit Card - Features, Eligibility, Fee 2023 - Wishfin

Axis Bank Indian Oil Credit Card

Highlights

  • Enjoy Cashback and Discounts on the Fuel Transactions using Axis Bank Indian Oil Credit Card.
  • Earn exciting discounts on the movie tickets booked through BookMyShow.
  • Earn Reward Points on Online Shopping and discounts on Dining Delights.

In the collaboration with the Indian Oil, Axis Bank has introduced a credit card with a lot of offers. Now you can make cashless payments on the Indian Oil Outlets and earn exciting rewards and cashback. The Axis Bank Indian Oil Credit Card also includes benefits on shopping and bookings of movie tickets. Enjoy dining discounts as well on Dining Delight Schemes of the Axis Banks. Let’s explore more features and benefits of this card.

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    Professional Details

    Personal Details

    Features of Indian Oil Axis Bank Credit Card

    • A maximum of 10% off on movie tickets when you book via BookMyShow
    • 1 Edge Reward Points per INR 100 spend
    • 100% back, subject to up to INR 250 on fuel transaction (transaction made within 30 days of the card issuance)
    • Earn 20 Edge Reward Points per INR 100 at IOCL fuel stations (transaction should be between INR 100 and 5,000.
    • Earn 5 Edge Reward Points per INR 100 on all the online transactions.
    • Spend INR 50,000 in a year and waive off the annual renewal fee.
    • Get a discount of 1% on the fuel surcharge.
    • Earn 1 Edge Reward Point on the expenditure of ₹100 through this credit card.
    • Enjoy a Discount of up to 20% on the Dining Delights Restaurants partnered with the Axis Bank.

    Benefits

    • Get a free membership of Amazon Prime worth INR 999 as a welcome benefit.
    • Enjoy a cashback of up to INR 250 on fuel transactions.

    Terms and Conditions

    • For online shopping reward, the card spend should be between INR 100 and 5,000
    • The Cashback offer is for fuel transactions only
    • Also up to INR 250 can be availed only once
    • In order to get the cashback, the transaction must be done within 30 days
    • But the cashback process will take up to 30 days following the date of transaction
    • And you will get discount on movie tickets only if you book through BookMyShow Application or website to get the discount.
    • Surcharge waiver for fuel is applicable for transaction between INR 200 and 500

    Axis Bank Indian Oil Credit Card Fees and Eligibility

    Fee and Charges of the Credit Card

    ParticularsDetails
    Joining Fee₹500 + GST
    Annual Renewal Fee₹500 + GST
    Spend More than ₹50000Renewal Fee- NIL
    Add-on Card Joining ChargesNIL
    Add-on Annual ChargesNIL
    Card Replacement ChargesNIL
    Charge Slip Retrieval FeeNIL
    Statement FeeNIL
    Mobile Alert FeeNIL
    Outstation Cheque FeeNIL
    Cash Payment Charge₹100
    Balance Enquiry FeesNIL
    Finance Charges3.4% Per Month or 49.36% Per annum
    Cash Withdrawal Charges3.4% of the amount subject to a minimum of ₹500
    Overlimit Transaction Fees3% of the amount subject to a minimum of ₹500
    Cheque Dishonour Fees2% of the amount subject to a minimum of ₹450
    Foreign Currency Transaction Charges3% of the transaction

    Late Payment Charges

    • No Charges are implemented when the outstanding amount is less than ₹100.
    • ₹100 when the Outstanding amount is between ₹101-₹300.
    • ₹300 when the Outstanding amount is between ₹301-₹1000.
    • ₹500 when the Outstanding amount is between ₹1001-₹5000.
    • ₹600 when the Outstanding amount is between ₹5001-₹10000.
    • ₹700 when the Outstanding amount is above ₹10001

    Eligibility Norms

    • The Minimum age must be 18 years.
    • The maximum age of the individual must be 70 years.
    • Add-on Cardholders must have a minimum age of 15 years.
    • This credit card is for both resident and non-resident Indians.

    Documents Required for the Axis Bank Indian Oil Credit Card

    • PAN Card of the Individual or Form 60.
    • Coloured Photograph of the Individual.
    • Income Proof- Salary Slip/ ITR/ Form 16.
    • Residential Proof- Passport, Ration Card, Electricity Bill, Landline Bill. (Any One)
    • Identity Proof- Driving License, Passport, PAN Card, Aadhar Card. (Any One)

    Indian Oil Axis Bank Credit Card is available in all the cities across India except Bangalore, Chennai, Delhi, Gurgaon, Mumbai, Pune, Hyderabad, and Secunderabad. You can use this credit card across 27000 Indian Oil Outlets present across the nation.

    Payment Options for Axis Bank Indian Oil Credit Card

    There are a lot of options for making Axis Bank Credit Card Online and Offline Payments. You can choose any method depending upon your feasibility.

    • Axis Bank Net Banking makes credit cards payments easy
    • Also there is Axis Mobile Application for card payments
    • So, clear outstanding bills via online methods or cash payments
    • You can also clear the pending dues via cheques
    • There are also payment available through Billdesk and other UPI-enabled apps
    • Also, implement the auto-debit dacility from the Axis Bank if you are comfortable with the same.

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