Axis Bank Personal Loan in Hyderabad

Last Updated : Jan. 2, 2024, 12:32 p.m.

Axis Bank Personal Loan Hyderabad Interest Rate

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Keep having a close look at the eligibility factors that you are required to meet for accessing a personal loan from Axis Bank in Hyderabad. These factors, if not met properly, could kick out the dreams that you would like to realize. So, give your dream a leg up by conforming to the points below.

• Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
• You can apply for a personal loan at a minimum age of 21 years.
• The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
• Minimum net monthly income of the applicant should be ₹15,000.

EMI Calculator

Your personal loan journey cannot be completed without mentioning about an EMI calculator. This smart and time-saving tool allows you to know the exact amount of EMIs and interest outgo you need to pay while availing the loan. By taking into consideration the loan amount, interest rate and tenure, this tool with it’s simple algorithm functions smoothly and gives you the results within few seconds. It helps you in knowing whether your EMIs and interest outgo are affordable or not so that you can plan your monthly expenses accordingly. In order to have a better understanding of the same, let’s just take a look at the example below.

Suppose, Aman Verma, a 32-year-old, SEO Manager by profession is willing to avail a loan of ₹6 Lakh so as to enjoy a family vacation in the Bahamas. Well, after evaluating his profile, a lender has agreed to offer him the same loan amount at an interest rate of 14% per annum for a tenure of 5 years. But before going for the loan further, Aman wants to know what would be his monthly installments and interest outgo on the loan. Thus, he used an EMI calculator so as to ease his burden.For your reference, below is a table listed showing the calculations of the loan.

Documentation Needed to Apply

It’s often a query among the customers regarding the documents that they are required to submit to obtain a personal loan . You could also be pondering over the issue, right. All you need is to glance at the required documents below.

• Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
• Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
• Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
• Signature Verification Proof-PAN Card/Passport/Driving License
• Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
• Processing Fee Cheque
• Post-dated Cheques, ECS Mandate Form Duly Signed
• Photographs
• Application Form

Check more information by visiting Personal Loan Hyderabad here

Axis Bank Personal Loan Branches with IFSC Codes in Hyderabad

Axis Bank Personal Loan Customer Care Number

1800 209 5577 si the number customer care number you need to dial so as to be in touch with the bank’s executives. You can get in touch with these professionals anytime from anywhere. These experts with their relevant experience and knowledge ensure that you have a hassle-free experience. Be it a complaint, query or concern, these friendly executives are always there to help you in the best way.

About Axis Bank Personal Loan Hyderabad

Axis Bank, a private lender with more than 3,000 branches and 13,000 ATMs, is driving a massive change in people’s life across the country through a myriad of products such as a personal loan. Its services also touch the base of Hyderabad, the IT city. The people down here are fulfilling all their personal loan requirements without having to pinch their pocket that much.