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Axis Bank Personal Loan in Mumbai

Axis Bank Personal Loan in Mumbai

Last Updated : Jan. 2, 2024, 12:30 p.m.

Axis Bank Personal Loan Interest Rates in Mumbai

Interest Rate10.49% - 21.00%
Loan AmountUpto ₹ 15 Lakhs
Tenure1-5 Years
Processing FeeUpto 1.5%-2% of the loan amount+GST
Pre-payment ChargesNil

Apply Personal Loan @ 10.75%* Rate

Axis Bank Mumbai Main Branch with IFSC Code

  • Branch Name: Corporate Banking Branch Mumbai
  • Complete Address: Ground Floor, Axis House, Bombay Dyeing Mill Compound, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Mumbai – Maharashtra
  • IFSC Code: UTIB0001394
  • MICR Details: Non-MICR
  • Customer Car Number: 022-24252525, 43252525

Axis Bank Mumbai Branches with IFSC Codes with Customer Care Number

Branch NameComplete AddressIFSCMICRCustomer Care
Mumbai BranchUniversal Insurance Building, Ground Floor Sir P M Road, Fort, Maharashtra, 400001UTIB0000004400211002022-6610 7336/ 7366/ 7364/ 7365 / 7202/ 7203
Borivali (West)Nandnandan Bhavan , Sodawala Lane, Borivali (West), 400092UTIB0000018400211003022- 67890600
AndheriRoyal Accord Iv, Main Road Lokhandwala Complex, Andheri (West), 400053UTIB0000020400211006022-6604 4747
BandraMangal Mahal Turner Road, Bandra (West), 400050UTIB0000028400211007022-26412960
GhatkoparOF R.B.MEHTA MARG AND VALLABH BAUG LANE, GHATKOPAR (EAST), 400077UTIB0000029400211008022-61712626
Worli264 - 265, Vaswani Chambers Dr.Annie Besant Road, Worli, 400025UTIB0000060400211010022- 61586900
MaladSonimur Apartments, Timber Estate S V Road, Malad, 400064UTIB0000062400211011022-2806 1024/ 1026
ChemburPlot No:229, Sandu Garden, 10Th Road Chembur, 400071UTIB0000063400211012022-2527 5077/5078
Vile Parle - (West) - MumbaiMeghna, Plot No 11, 10Th Road J V P D Scheme, Vile Parle (West), 400049UTIB0000064400211014022-26705852/ 5791/ 5093
VashiVardhaman Chambers Co - Op - So Plot No 84, Sector 17, Vashi, 400705UTIB0000072400211015022-66299800/27660134/27669392
Service BR MumbaiJanmabhoomi Bhavan, Janmabhoomi Marg Fort Mumbai, 400001UTIB0000092400211001
Treasury11Th Floor, Maker Tower - F Cuffe Parade, 400005UTIB0000099400211099
MulundKonark Darshan, New Survey 1000, Cts No.1195, Zaver Road, Mulund(W), 400080UTIB0000108400211016022-25605072/73
Dadar (Mumbai)Kohinoor Building Opp Dadar Central Railway Station, Kohinoor Road, Dadar(E)400014UTIB0000124400211017022-24171479/80/81
Dombivli (Mumbai)Patkar Building , Station Road Opp Bus Stand, Dombivli(E), 421201UTIB00001254002110180251-280 0671
West Zonal Office - WZO3Rd Floor, Rna Corporate Park Near Chetna College, B/H Collector’ S Office, Kalanagar, Bandra (East), Mumbai 400051 , MaharashtraUTIB0000145400211998(022) 66684392, 66684396, 66684397, 66684398,
Napean Sea RoadMonolith Building 7 Napean Sea Road, 400036UTIB0000149400211019022-23698825-28
Nariman Point, MumbaiGround Floor, Atlanta Nariman Point, 400021UTIB0000173400211020022-2283 4296/ 4308/ 5639 0936/ 0937
Vile Parle - East (Mumbai)Matharu Arcade, Ground Floor, Plot: 32 Subhash Road, Vile Parle (East), 400057UTIB0000183400211021022-2684 9561 / 62
Khar - West (Mumbai)Matru Smriti, Plot No.326, Main Linking Road, Khar (West), 400052UTIB0000186400211022022-26007698 / 26007754
Kandivali - West (Mumbai)Shop.8 - 12, Raj Arcade Chs Ltd, 90Ft Road Mahavir Nagar, Kandivali (West), 400067UTIB0000201400211023022-2806 7080/ 90
Goregaon Link Road (Mumbai)Bldgm, Palm Court Complex, New Link Rd (Goregaon - Malad Link Road), Malad(West), 400064UTIB0000219400211024022-61415400/61415420
Bandra Kurla ComplexFortune 2000, Ground Floor, Bandra - Kurla Complex, Bandra(E), 400051UTIB0000230400211025022 -66437900
New Marine Lines (Mumbai)Court Chambers, 35, Sir Vithaldas Thackersey Marg, New Marine Lines, 400020UTIB0000233400211026022-2200 7705/ 2201 0700
Powai (Mumbai)A/G3, Delphi - A Wing Hiranandani Business Park, Powai, 400076UTIB0000246400211027022- 65089384/ 85
Treasury OperationsCentral Office, 111, Maker Towers, F, Cuffe Parade, Colaba, Mumbai - 400005UTIB0000248
Centralised Collection & Paymt3Rd Floor, A Wing, Bezzola Complex, Sion - Trombay Road, Chembur, 400071UTIB0000274400211999
Crawford Market [Mumbai]Shop No. 1, 2 & 3, Ashoka Shopping Cntr Lokmanya Tilak Marg, Crawford Market, 400001UTIB0000294400211028
Rade Finance Centre (Tfc)6Th Floor, A Wing, Bezzola Complex Sion - Trombay Road, Chembur, 400071UTIB0000308
Manpada [Thane - Maharashtra]Survey No.166/1, A Pt., Chitalsar, Manpada, 400607UTIB00003274002110302539 5500/ 2530 4571 /2530 4572
Andheri (East) , MaharashtraCorporate Centre , Gr Floor , Cts No.271, Andheri Kurla Road, Andheri (East), 400059UTIB0000328400211029022-2822 4255 / 56, 6450 3134, 6671 1462
Shivaji Park [Mumbai]81, Dev Kunj, Veer Savarkar Marg, Shivaji Park, Dadar, 400028UTIB0000341400211031022-2446 4951/ 52 /53 /54
BhandupR.R.Reality, Lal Bahadur Shastri Marg, Bhandup (W), 400078UTIB0000349400211032022-2594 5495/2594 4518/ 2594 3283/ 2594 2828
Goregaon (East)Manish Chambers, Commercial Complex Cts. 87/A, Sonawala Road, Goregaon(East), 400063UTIB0000373400211033022-2686 5431/ 32/ 33/ 36
Borivali (East)Lata Apartments, Kulupwadi Western Express Highway, Borivli (East), 400066UTIB0000384400211035022-2846 5010/ 11/13/14

Eligibility Criteria

The general eligibility criteria for a personal loan at Axis Bank is as follows:

  • Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
  • You can apply for a personal loan at a minimum age of 21 years.
  • The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
  • Minimum net monthly income of the applicant should be ₹15,000.

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. This tool takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount. The interest rate used by the calculator is the monthly rate. On the basis of the details as mentioned above, you get to know the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from Axis Bank worth ₹10,00,000 for the tenure of 5 years and an interest rate of 15% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 10,00,00015%1₹ 90,258₹ 83,100₹ 10,83,100
₹ 10,00,00015%2₹ 48,487₹ 1,63,680₹ 11,63,680
₹ 10,00,00015%3₹ 34,665₹ 2,47,952₹ 12,47,952
₹ 10,00,00015%4₹ 27,831₹ 3,35,876₹ 13,35,876
₹ 10,00,00015%5₹ 23,790₹ 4,27,396₹ 14,27,396

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,45,192₹ 1,40,287₹ 8,54,807
2₹ 1,68,532₹ 1,16,946₹ 6,86,274
3₹ 1,95,625₹ 89,854₹ 4,90,649
4₹ 2,27,073₹ 58,406₹ 2,63,576
5₹ 2,63,869₹ 21,903₹ 0

How to Apply

The process of applying for a personal loan is simple and quick. There is easy documentation and instant approval facility available which saves your time. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

  1. Personal details of the applicant/s
  2. Professional details of the applicant/s
  3. Loan details (amount and tenure)


Have a look at the documents checklist required to apply for this loan:

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs
  • Application Form

Visit Personal Loan Mumbai to know more.

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