Axis Bank Personal Loan in Mumbai

Last Updated : Jan. 2, 2024, 12:30 p.m.

Axis Bank Personal Loan Interest Rates in Mumbai

Apply Personal Loan @ 10.75%* Rate

Axis Bank Mumbai Main Branch with IFSC Code

• Branch Name: Corporate Banking Branch Mumbai
• Complete Address: Ground Floor, Axis House, Bombay Dyeing Mill Compound, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Mumbai – Maharashtra
• IFSC Code: UTIB0001394
• MICR Details: Non-MICR
• Customer Car Number: 022-24252525, 43252525

Axis Bank Mumbai Branches with IFSC Codes with Customer Care Number

Eligibility Criteria

The general eligibility criteria for a personal loan at Axis Bank is as follows:

• Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
• You can apply for a personal loan at a minimum age of 21 years.
• The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
• Minimum net monthly income of the applicant should be ₹15,000.

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. This tool takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount. The interest rate used by the calculator is the monthly rate. On the basis of the details as mentioned above, you get to know the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from Axis Bank worth ₹10,00,000 for the tenure of 5 years and an interest rate of 15% p.a.

How to Apply

The process of applying for a personal loan is simple and quick. There is easy documentation and instant approval facility available which saves your time. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

1. Personal details of the applicant/s
2. Professional details of the applicant/s
3. Loan details (amount and tenure)

Documentation

Have a look at the documents checklist required to apply for this loan:

• Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
• Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
• Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
• Signature Verification Proof-PAN Card/Passport/Driving License
• Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
• Processing Fee Cheque
• Post-dated Cheques, ECS Mandate Form Duly Signed
• Photographs
• Application Form

Visit Personal Loan Mumbai to know more.