Axis Bank Personal Loan in Patna

Last Updated : Jan. 2, 2024, 12:29 p.m.

Axis Bank Patna Main Branch with IFSC Code

• Branch Name: Patna
• Complete Address: 1st Floor, Lok Nayak Jai Prakash Bhawan, Dak Bunglow Crossing, Patna-800001, Bihar, India
• IFSC Code: UTIB0000142
• MICR Details: 800211002
• Customer Care Number: 0612-2207030

Apply Personal Loan @ 10.75%* Rate

Axis Bank Patna Branches with IFSC Codes and Customer Care Number

Axis Bank Personal Loan Interest Rates in Patna

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. This tool takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount and gives you the result of the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from Axis Bank worth ₹10,00,000 for the tenure of 5 years and an interest rate of 15.5% p.a.

Eligibility Criteria

The general eligibility criteria to apply for a personal loan at Axis Bank is as follows:

• Salaried employees working in a public or private sector firms with a stable flow of income can apply for a personal loan.
• You can apply for a personal loan at a minimum age of 21 years.
• The maximum age of the applicant should not be more than 60 years at the time of loan maturity.
• Minimum net monthly income of the applicant should be ₹15,000.

How to Apply

The process of applying for a personal loan is simple and quick. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

1. Personal details of the applicant/s
2. Professional details of the applicant/s
3. Loan details (amount and tenure)

Documents Checklist

Have a look at the documentation required to apply for this loan:

• Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
• Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
• Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
• Signature Verification Proof-PAN Card/Passport/Driving License
• Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
• Processing Fee Cheque
• Post-dated Cheques, ECS Mandate Form Duly Signed
• Photographs
• Application Form

In the search of additional information? Visit Personal Loan Patna here