Bank of Baroda Personal Loan Interest Rates

If you are someone who is willing to avail Bank of Baroda personal loan from , you need to read the page below. BOB, a renowned bank is worldwide known for offering the best of financial services to one and all. And, if we talk about offering the personal loan, the lender offers the same at an attractive interest rate with flexible tenures. However, if you are interested in knowing more about personal loan interest rates,you simply need to read the page below.

Apply Personal Loan @ 10.25%* Rate

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Bank of Baroda Personal Loan Interest Rates May 2022

ParticularsDetails
Interest Rate10.00% - 15.60%
Loan Amount₹50,000/1 Lakh-₹5 Lakh/10 Lakh
Tenure4 Years/5 Years
Processing Fee2% of the Loan Amount+GST

Bank of Baroda’s Marginal Cost of Funds Based Lending Rates (MCLR)

MCLR BenchmarkMCLR (in %)
Overnight8.15
1 Month8.20
3 Months8.30
6 Months8.50
1 Year8.65

Bank of Baroda Personal Loan Balance Transfer Interest Rates

If your existing personal loan interest rates are higher and you want to reduce your loan burden, transfer your existing personal loan to BOB. The bank offers the lowest rates so that your personal loan EMI burden can easily be reduced.

Frequently Asked Questions

1. What is the current Bank of Baroda personal loan interest rate?

The current Bank of Baroda personal loan interest rate starts from 10.50% and goes up to 12.50%.

2. What is the interest rate of Bank of Baroda personal loan 2022?

The interest rate of Bank of Baroda personal loan 2022 is 10.50%

3. What is the rate of interest of 3 lakh in Bank of Baroda?

The interest rate on a personal loan of 3 lakh from Bank of Baroda starts at 10.50 percent. However, the applicant’s CIBIL score, income, monthly expenses and other financial considerations also play an important role in deciding your personal loan interest rates.

4. What is the interest of 7 lakh in Bank of Baroda?

The interest rate on a personal loan of 7 lakh from Bank of Baroda starts at 10.50 percent. The rest is dependent on the loan amount, your credit score, repayment capacity, and other financial factors that decide your credit health.

5. What is the interest of 5 lakh in Bank of Baroda?

The interest rate on a personal loan of 5 lakh in Bank of Baroda starts from 10.5%. Also, it depends highly on your credit score, monthly expense, debt-to-income ratio and other relevant factors to decide your personal loan interest rates.

6. What is the rate of interest of 10 lakh in Bank of Baroda?

The Bank of Baroda personal loan interest rate starts at 10.50 percent. Furthermore, it is subject to the borrower’s CIBIL score and repayment capacity. If your CIBIL score and your monthly income is higher, the bank will be more confident in your ability to repay your debts on time and will offer you a reduced interest rate.

7. What will be the interest rate of Bank of Baroda personal loan for senior citizens?

The interest rate of Bank of Baroda personal loan for senior citizens is 10.50%

8. What will be the interest rate of Bank of Baroda personal loan for women?

The interest rate of Bank of Baroda personal loan for women starts at 10.50%

9. What is Bank of Baroda Personal Loan Customer Care number?

You can contact Bank of Baroda Personal loan customer service department on the following numbers- 18002584455 & 18001024455

10. How can I negotiate with Bank of Baroda on the personal loan interest rate?

Your personal loan interest rates can be negotiated based on your CIBIL score, your income levels, your associated organization and your repayment capacity. A higher and a stable income is beneficial to the candidate. If you are a perfect fit to the bank in terms of all eligibility criteria, you may obtain a lower interest rate on personal loans.

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