Bank of India Personal Loan in Patna

About Bank of India Personal Loan Patna

Patna, a city that fascinates the travellers around the world with spectacular artefacts, has some medium and small scale businesses running to feed a massive segment of salaried people. These set of people have a lot of things to accomplish in their life, including marriage, education and much more. And it’s Bank of India all geared up to let them sail through in all their ambitions.

Bank of India Personal Loan Patna at a Glance

Interest Rate10.35% - 14.85%
Loan AmountUpto ₹ 5 Lakh-10 Lakh
Loan TenureUpto 3-5 Years
Processing Fee2% of the loan amount
Prepayment ChargesAs Applicable

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Do you know who can apply for a personal loan at BOI? No! It’s the employees working in both public and private sector units. However, the  loan disbursal amount depends on the income and the ability of the borrower to repay the EMI. An individual with a higher income can easily meet the eligibility compared to one with a lower income.

Documents Needed to Avail Personal Loan from Bank of India in Patna

Don’t know which are the documents that the bank asks to submit in the case of a personal loan? Take a look at the below points showcasing documents you need to submit in respect of identity, residence, address, signature verification, etc.

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Get additional information in Personal Loan Patna

Bank of India Personal Loan Patna Branches

Now reach to the nearest branch of BOI in Patna by taking a look at the list shown below. You can know about the address, IFSC Code, MICR Code and contact numbers of the branches located in the city. The moment you find the nearest branch, visit there with your personal loan application.

Branch NameComplete AddressIFSC MICRContact Detail
Patna MainPatna Main, Fraser Road, Post Box No. 166, Patna City-800001, BiharBKID00044008000130020612-2222413, 2231337
Patna CityPatna City, Dashmesh Market 1St Fl, Opp Pital Ka Mahadev, Patna City-800008, BiharBKID00044018000130060612-2642062, 2643967
Rajendranagar ColonyRajendranagar Colony (Patna), 90, Ramkrishna Avenue, Patna-800016, BiharBKID00044078000130040612-2673508, 2688039
Muradpur ChauhattaMuradpur- Chauhatta, Tara Bhavan,1st Floor Ashok Rajpath, Patna-800004, BiharBKID00044088000130050612-2302332
Birchand Patel MargBirchand Patel Marg, Sone Bhawan, Birchand Patel Marg, Patna-800001, BiharBKID00044108000130030612-2230865, 2237996
KarbigahiyaKarbigahiya, Patna-800001, BiharBKID00044138000130070612-2342629, 2354272
SrikrishnanagarSrikrishnanagar(Patna), M-22 Road No 25, Sri Krishna Nagar, Patna City- 800001, BiharBKID00044198000130090612-2525656
Patna ARBC/O Zonal Office, R.Block PatnaBKID0004420800013013
Patna C&PPatna C&P, Raghuvir Place, Boring Road, Patna, 800001, BiharBKID00044218000130100612-2271335, 2275958
KankarbaghKankarbagh, Parmanand Place, Panchmandir Road, Patna- 800001, BiharBKID0004423800013011
Rajiv NagarRajiv Nagar, Main Road, Rajiv Nagar, Keshri Nagar, Patna, 800024, BiharBKID0004424800013014
Patna Service BranchPatna Service Branch, Uday Bhavan, 3rd Floor, Fraser Road, Patna- 800001, BiharBKID00044258000130010612-2222164
Boring RoadBoring Road, Patna, BiharBKID0004428800013015
Patna SecretariatPatna Secretariat, Near Secretariat, Patna, BiharBKID00044298000130160612-2222007, 9431651466
Bailey RoadC/O Jagdeo Path More, Bailey Road Patna, BiharBKID0004458800013019
Patel NagarGandhi Murti Road No- 2, Patel Nagar, Patna, BiharBKID0004459800013017
GulzarbaghHouse Of Shri Parasnath Mehta, Arfabad, Rithital, Sher Shah Road, P.O; Gulzarbagh, Patna-800007BKID0004457800013022
Retail HubScada Building, R -Block, B C P Marg, Patna-800001BKID0004466800013021
Patna Corporate BranchPatna Corporate Branch, Sone Bhawan, B C P Marg District Patna-800001, BiharBKID0004561800013023
Jamal Road336, Jamal Road, Patna Bihar 800001BKID0004415800013024

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%