Bank of Maharashtra Personal Loan Gurugram - Eligibility, Rates March 2024, EMI, IFSC

Bank of Maharashtra Personal Loan in Gurugram

About Bank of Maharashtra Personal Loan in Gurugram

Gurugram, formerly known as Gurgaon, is a recent addition in the list of metropolitan cities of the country. With increasing development, financial needs for personal development has increased manifold for the people of this city. Bank of Maharashtra has been a core reason behind this fast-paced development on such a massive scale. Bank of Maharashtra Personal Loan Gurugram is seen to be one of the leading products to back the dreams of people living in this city. Ranging from personal investments to exotic travel plans, Bank of Maharashtra Personal Loan Gurugram can take care of it all. To know more, read on!

Bank of Maharashtra Personal Loan in Gurugram at a glance

ParticularsDetails
Interest Rate9.50% - 12.80%
Loan AmountUp to ₹1.5 lakhs
tenureup to 36 months
Processing Fee1% of the loan amount
Prepayment ChargesAs per bank's norms

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

  • The applicant must be in the age bracket of 21 years to 60 years.
  • Salaried individuals who are existing housing loan borrowers can apply.
  • Those with a corporate salary account holders and a minimum of 2 years of employment history can apply. They must have completed at least 1year in the current organization and must have a minimum of 1 year long relationship with the bank.
  • Net income of salaried individuals who are existing housing loan borrowers should be at least ₹2.5 lakhs. ITR/Form 16 for the past 2 years from the employer is compulsory.
  • Net income of those holding a corporate salary account should be at least ₹3 lakhs.  ITR/Form 16 for the past 2 years from the employer is required.
  • The employee should have a salary account with the bank.
  • The minimum net salary is expected to be more than 25% or 10,000/- per month, whichever is higher.

Documents Required for Bank of Maharashtra Personal Loan

  • ID Proof – Passport/ Voter ID/ PAN Card.
  • Age Proof– Birth certificate/ passport
  • Residence Proof– Passport/ Utility bill/ Allotment letter.
  • Income Proof– Latest Salary slip/ ITR/ form- 16
  • Signature Verification Proof- Passport/ PAN Card.
  • Bank statement – Last 3 months bank statement/ last 6 months bank passbook.

To know more details, visit Personal Loan Gurugram.

Address of Bank of Maharashtra Branches in Gurugram

Branch NameAddressIFSC CodeMICRContact details
Gurugram (MAIN )Kirti Nagar Sector - 15 Part - 1 , Jharsa Road GurugramMAHB00011891100140190124-2334495
Sushant LokGF - 1 - 2 B Block, Times Square, Sector Road, Sushant Lok, Gurugram - 122109 , HARYANAMAHB00012951800-233-4526
Palam ViharChiranjeev Bharti School, F-Block,Palam Vihar, Gurugram - 122017MAHB00013081100140341800-233-4526
Sector - 40SCO - 73 - 74 HUDA Shopping Complex, Sector - 40 Gurugram - 122001MAHB00013471100140400124-2382041
Sector - 56SCO - 86 District Shopping Centre, Sector - 56 Gurugram - 122001MAHB00013541100140440124-2570620
Sector - 9A108, HUDA Complex, Sector - 9A Gurugram - 122001MAHB00014551100140490124-2251841(F), 2251842
Sohna Road GF - 16, Scottish Mall, Sector- 48, Sohna Road , Gurugram 122001MAHB00014611100140500124-2211441
GarauliBldg No.306, Umang Arcade, Pataudi Road, Ghaurali , Post- Basai, Gurugram -122001MAHB00016551100140550124-2164750

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%