Axis Bank MY Zone Credit Card

Personal Details

With the Axis Bank MY ZONE Credit Card, indulging in life’s luxuries is easier than ever, as it offers an array of exclusive perks tailored to elevate your experiences. Delight in the pleasures of dining out, ordering in from Swiggy with enticing discounts, and relish the thrill of the latest blockbusters with its attractive movie benefits. Not just that, this card goes the extra mile by providing access to a world of entertainment with irresistible offers on popular OTT subscriptions. Discover the joys of a well-rounded lifestyle without worrying about your budget, as the Axis Bank MY ZONE Credit Card seamlessly brings the best of both worlds together.

Eye-Catching features of the Axis Bank MY Zone Credit Card

  • Discounts on Swiggy and cashback on movie tickets.
  • Buy-one-get-one-free on BookMyShow movie tickets.
  • Complimentary airport lounge access once per quarter.
  • Earn 4 EDGE REWARD points for every Rs. 200 spent.
  • Minimum 15% discount on partner restaurants through the Dining Delights program.
  • No joining fee, and the first-year annual fee is waived; subsequent annual fee is Rs. 500.
  • Value Chart offers benefits worth up to Rs. 12,999 annually.


  • Enjoy a welcome gift of SonyLiv Membership for 1 year worth Rs. 999 on this credit card.
  • Upto Rs. 1,000 off on AJIO on minimum spends of Rs. 2,999 on select styles.

Cashback Offers on Movie Tickets

  • Get a 100% discount on movie tickets at Paytm.

Terms and Conditions

  • One can get a maximum cashback of ₹200 in a calendar month.
  • There are no reward points on the movie transactions.
  • This offer is only applicable to the categories defined as movie theatres.
  • The transaction must be made only on Paytm App or the official website.
  • There is no limitation for a minimum transaction to get the discount.

Access to the Airport Lounge

  • Enjoy 4 Complimentary Access to the Airport Lounge per quarter using the Axis MY ZONE credit card.

List of Lounge Covered under this offers

  • Plaza Premium Lounge, New Delhi.
  • TFS Lounge, Bangalore.
  • MALS Lounge, Mumbai.
  • TFS Lounge, Mumbai.
  • Bird Lounge Pune.
  • TFS Lounge, Chennai.
  • Plaza Premium Lounge, Hyderabad.
  • TFS Lounge, Kolkata.

Convert Purchases into EMI

You can also convert your purchases into easy EMIs using the Axis Bank MY ZONE Credit Card. This feature will help you to make easy payments and there is no need for any documentation formalities.

Terms and Conditions

  • The Minimum Transaction must be of ₹2,500 for converting the transaction into EMIs.
  • Contact the Axis Bank on 1860-500-5555 or 1860-419-5555 for conversion.
  • You can also use the Axis Bank Internet Banking or Mobile Application for using this offer.
  • The Rate of Interest on the amount would be 1.5% per month on the reducing basis.
  • The options available for the tenure selections are 6, 9, 12, 18, and 24 months.
  • There is a one-time processing fee of 1.5% or ₹250 whichever is higher charged on the credit card account.

Eligibility, Fee and Charges of Axis Bank MY Zone Credit card

Particulars Details
Joining FeeINR 500 and Lifetime Free for selected channels
Annual FeeINR 500

However, it is lifetime free for selected channels
Add-on Card Joining and Renewal FeeNIL
Card Replacement FeeNIL
Fee for Cash Payment₹100
Finance Charges3.6% Per Month or 52.86% per annum
Cash Withdrawal Charges2.5% of the Amount with a minimum of ₹500

Eligibility for Applying for the Credit Card

  • 18 Years is the minimum age required to apply for the card.
  • The Maximum age must not exceed 70 years.
  • The add-on Cardholder must be above 15 years of age.

Documents Required for the Axis Bank MY Zone Credit Card

  • Photocopy of the PAN Card or Form 60.
  • Income Proof- Salary Slips or Form 16 or Income Tax Returns Documents.
  • Residential Proof- Passport or Ration Card or Electricity Bill or Landline Bill.
  • Identity Proof- Passport or Driving License or PAN Card or Aadhar Card.

SMS Facility to Manage Axis Bank MY Zone Credit Card

You can use the SMS facility in order to manage the Axis Bank Credit Cards. The following table will help you to manage the MY ZONE credit card. Send Message to 5676782 and Know the Available Balance, Outstanding Balance, Last Payment and Reward Balance.

Axis Bank MY Zone Credit Card Payment Options

There are various options through which you can make the payment of your Axis Bank Credit Card bills. There are some users who have many credit cards so they make the payment of them using NEFT. You can also use the NEFT option for clearing the dues. There are some other methods as well that are mentioned below.

  • Axis Bank Net Banking
  • Axis Bank Mobile Application.
  • Third-Party Payment Gateway options like Paytm, GPay, and Billdesk.
  • Take the Auto-Debit Facility from the Bank.
  • Cash Mode of Payment at the branch of Axis Bank.