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Dena Bank Personal Loan in Pune

Dena Bank Personal Loan in Pune

Last Updated : March 24, 2017, 3:51 p.m.

About Dena Bank Personal Loan Pune

Dena Bank Personal Loan Pune prompt the salaried class personnel to avail personal loans without disturbing their liqudity position i.e. bank balance. The loans are available at flexible interest rates which suit the pocket of every customer. Personal loans obtained from Dena Bank are charged on the basis of daily reducing balance. The customers are classified by the bank relative to different categories so every customer needs to check in which category they fall into so as to get the best deal on their personal loans.

Dena Bank Personal Loan Pune at a glance

Interest Rate10.90% - 18.25%
Loan AmountMinimum ₹ 15,000/-
Maximum Amount

9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions
TenureUpto 3 years
Processing Fee1% of the loan amount
Pre-payment ChargesNil

Apply Personal Loan @ 10.75%* Rate

Eligibility Criteria

Individuals applying for Dena Bank Personal Loan need to fulfill the following criteria:

  • You should be a permanent employee between 24 to 55 years with a work experience of atleast 2 years in a Govt. or PSU/reputed organization.
  • Your gross monthly income should be atleast ₹ 15,000/-
  • You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Documents Required

Salaried employees need to produce the following documents (Self-attested copies):

  • Two passport sized photographs of applicants along with the co-applicants and the guarantors.
  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age : Copy of a valid PAN card or Passport or Driving License or School Leaving Certificate.
  • Proof of Income and Occupation: Latest salary slip / current dated salary certificate with the latest Form 16 from the employer.
  • Bank statement for 6 months where the salary is credited.
  • Latest 3 months salary slip showing all deductions.
  • Appointment letter/increment letter from employers for annual benefits.
  • Brief profile of the company where employed.
  • Other documents are also required in accordance with the bank’s rules and regulations.

To know more details, visit Personal Loan Pune

Address of Dena Bank Branches in Pune

Branch NameComplete AddressIFSCMICRContact Number
Raviwar PethNew Raviwar Peth, 1557, Shukrawar Peth, Pune - 411002 BKDN0510019411018002020-24482811
Pune (CAMP)31/32, M.G.Road, Pune Camp, Pune, Maharashtra - 411001 BKDN0510022411018003020-26131013/26130307
Baramati242, Main Road, P.B.No.17, Baramati - 413102 , Dist. PuneBKDN0510047411018047952112-224304
Deccan GymkhanaJangli Maharaj Rd., Ashok Chambers, Pune, Maharashtra - 411004BKDN0510106411018008020-25531781/25510306
SwargateLalwani Estate, 396 By 2, Pune Satara Road, Swargatepune 411009 BKDN0510259411018006020-24262476/24272426
Bhavani Peth266, A.T.P.Scheme 3, N.T.Market, Pune - 411002BKDN0510610411018005020-26455660
Bhosari Ind EstDr.Mangudkars Bldg., National Highway, Pune - 411026 BKDN0510628411018012020-27120353/27119266
Sadashiv Peth395 B, Sadashiv Peth, Opp.Mah.Sahitya Parishad, Tilak Road, Pune - 411030 BKDN0510744411018010020-24331660
Kothrud5, CTS.284, S.V.Colony, Paud Fata Kothrud, Pune - 411038BKDN0510866411018009020-25432424/25420365
Pune Shivaji Housing SocietyAnand Bunglow, 64shivaji Coopsoc, Pune 411016BKDN0510956411018007020-25632149

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