Federal Bank Personal Loan in Kochi

Last Updated : Aug. 30, 2018, 12:07 p.m.

About Federal Bank Personal loan in Kochi

Kochi and Federal bank share a very special connection and bond with one another. The main journey of the bank began in the same city. It, therefore, offers a very special personal loan product for the people of the city. It is known as FedPremia and can be put into use for taking care of any personal needs. The loan is offered to any customer who can meet the eligibility norms. The product comes with minimal paperwork and doesn’t require any kind of security or collateral. Federal bank has over 40 branches in Kochi which are ensuring that the product is delivered on time to the customer.

Federal Bank Personal loan in Kochi at a glance

The important details of Federal Bank Personal loan Kochi have been given below.

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria

The eligibility criteria for a Federal Bank personal loan Kochi has been given below-

• Federal bank offers a personal loan to only salaried individuals. In order to secure a personal loan from the bank, you must be a salaried employee earning a stable income
• The applicant should earn a net monthly income of at least ₹50,000.
• The maximum age of the applicant can be 55 years old
• He/she should be working in the current job for a period of at least three years
• Only applicants living in the cities selected by the bank are eligible to apply for a personal loan. The cities are Bengaluru, Chennai, New Delhi & NCR, Mumbai, Pune, Kochi and Thiruvananthapuram

Documents required for a Federal Bank Personal loan Kochi

The list of all the important documents required for a smooth disbursal of a personal loan has been given below. Check it out.

• Completely filled application form
• Proof of Identity- PAN card/ Voter ID card/ Driving license/ Passport/ Aadhar card
• Two passport size photographs
• Proof of Address- Passport/Ration card/ Telephone bill/ Electricity bill/ Water bill/Rent or Lease agreement
• Bank statement of the previous six months
• Salary slips of the last three months/ Salary certificate
• Income tax returns of the last two years/Form 16
• A copy of PAN card is very important

For further information, read Personal Loan Kochi .

Address of Federal Bank branches in Kochi

The list of Federal Bank branches in Kochi has been given below with their complete addresses.