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HDFC Bank Personal Loan in Lucknow

HDFC Bank Personal Loan in Lucknow

Last Updated : Aug. 30, 2018, 12:12 p.m.

About HDFC Bank Personal Loan in Lucknow

Lucknow is the city of Nawabs and the capital of Uttar Pradesh. The city has an old world charm which can’t be described in words. HDFC bank has a very good presence in the city with over 20 branches located here. The bank offers the product of personal loan to eligible salaried people here so that they can take care of their personal needs. The need may be different but the solution is one- HDFC bank personal loan.

HDFC Bank Personal Loan Lucknow at a glance

The important details about a personal loan offered by HDFC bank in the city have been given below .

Interest rate10.75% - 14.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Apply Personal Loan @ 10.75%* Rate

Eligibility criteria for a HDFC Bank Personal Loan Lucknow

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

Documents Checklist for a HDFC Bank Personal Loan Lucknow

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

For more details, check out Personal Loan Lucknow

Address of HDFC bank branches in Lucknow

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Hazratganj31 / 31 Mg Marg, Hazratganj, Lucknow - 226001, Uttar PradeshHDFC00000782262400029935903333
Faizabad Road11, Raised Ground Floor, Lekhraj Khazana, Faizabad Road, Lucknow - 226016, Uttar PradeshHDFC00002962262400039935903333
AliganjA1 / 15, Sector H, Main Purania Chauraha, Aliganj, Lucknow - 226024, Uttar PradeshHDFC00004122262400049935903333
Alambagh56 & 57 Chander Nagar, Alambagh, Lucknow - 226005, Uttar PradeshHDFC00007222262400089935903333
AminabadA. R. Centre, Opposite Gulmarg Hotel - Aminabad, Lucknow - 226018, Uttar PradeshHDFC00007232262400079935903333
Gomti Nagar5 / 19 Vishal Khand, Gomti Nagar, Lucknow - 226010, Uttar PradeshHDFC00011122262400099935903333
Rajajipuram2Cp 213 - 216 E Block, Main Road, Rajajipuram, Lucknow - 226017, Uttar PradeshHDFC00011362262400119935903333
Tekari Chambers17 / 3 Tekari Chambers, Ashok Marg, Lucknow - 226001, Uttar PradeshHDFC00012672262400109935903333
Usman Road72/2, Usman Road, Near Command Canteen, Cantt Lucknow Uttar PradeshHDFC00019072262400139935903333
JankipuramB - 1 / 294, Jankipuram, Lucknow - 226021, Uttar PradeshHDFC00019082262400129935903333
AashianaA - 849, Sector I, Aashiana, Lucknow - 226012, Uttar PradeshHDFC00019432262400149935903333

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