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HDFC Bank Personal Loan in Patna

HDFC Bank Personal Loan in Patna

Last Updated : April 14, 2017, 6 p.m.

HDFC Bank Patna Main Branch with IFSC Code

  • Branch Name: Patna-Exhibition Road-Bihar
  • Complete Address: Sr-01, Rajendra Ram Plaza, Plot No. 875, Exhibition Road, Patna, Bihar-800001
  • IFSC Code: HDFC0000186
  • MICR Details: 800240002
  • Customer Care Number: 18602666161

Apply Personal Loan @ 10.75%* Rate

HDFC Bank Patna branches with IFSC Codes and Customer Care Number

The complete list of HDFC bank branches in the city has been given below with the address, contact details, and IFSC & MICR codes.

BranchAddressIFSCMICRContact details
Exhibition RoadBimla Sadan, Holding No # 801 / 432, Ward No # 37, Exhibition Road, Patna - 800001, BiharHDFC000018680024000218602666161
Boring RoadAmba Plaza, , Near Lakshmi Complex, , Boring Road, , Patna - 800001, BiharHDFC000023580024000318602666161
Sabzi BazarMaa Shakambari Complex, , Ashok Raj Path, Sabzi Bazar, Patna City, , Patna - 800008, BiharHDFC000033280024000418602666161
Kankar BaghB / 33, BiNodini Sadan, , Patrakar Nagar, , Kankarbagh, Patna - 800020, BiharHDFC000047780024000518602666161
Raja BazarShop No 4, Kesav Place, Khajpura, Bailey Road, Rajabazar, Patna - 800014, BiharHDFC000164980024000618602666161
Barh1st Floor, Sisodiya Complex, Station Road, Barh, Patna - 803213, BiharHDFC000224880324010218602666161
Ashok Rajpath RoadDeep Ganga Complex, Ashok Rajpath Road, Patna Bihar 800002HDFC000253280024000818602666161
AnisabadRadhika Complex, Balami Chak More, Anisabad, Balami Chak More, Anisabad, Patna Bihar 800002HDFC000251480024001118602666161
Rajendra NagarSri Ram Enclave 15 A, Arya Kumar Road, Rajendra Nagar, Patna Bihar 800016HDFC000285180024001018602666161
RamKrishna NagarRamkrishna Nagar, 3C, Bypass Road, Patna, Bihar 800020HDFC000423380024001218602666161
Ashiyana NagarShipra plaza, Ashiyana Nagar Digha road opposite ICICI bank training center Patna Bihar 800025HDFC000423480024001418602666161

HDFC Personal Loan Interest Rates in Patna

The important details about a personal loan offered by HDFC bank in the city have been given below .

Interest rate10.75% - 14.50%
Loan amountUp to ₹ 15 Lakhs
TenureUp to five years
Processing feeUp to 2.50% of the sanctioned loan amount+GST
Pre-payment charge

No prepayment until completion of 12 EMIs

4% of the principal outstanding if between 13-24 months+GST

3% of the principal outstanding if between 25-36 months+GST

2% of the principal outstanding if more than 36 months+GST

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that helps you calculate Equated Monthly Installments. Here is an example showing the payments you will have to do if you take a personal loan from HDFC Bank worth ₹10,00,000 for the tenure of 5 years and an interest rate of 12% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,55,290₹ 1,11,643₹ 8,44,709
2₹ 1,74,984₹ 91,948₹ 6,69,724
3₹ 1,97,177₹ 69,756₹ 4,72,547
4₹ 2,22,184₹ 44,749₹ 2,50,362
5₹ 2,50,583₹ 16,570₹ 0

Eligibility criteria

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

  • The applicant should be a salaried individual who falls into the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
  • The applicant must be between the age group of 21 to 60 years.
  • A working experience of a minimum of two years is needed
  • Must be employed with the current company for at least one year.
  • A net monthly income of at least ₹15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹20,000.

How to Apply

The process of applying for a personal loan is simple and quick. You need to fill the loan application form and submit it along with the documents checklist at your nearest bank branch or online.

Loan Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

  1. Personal details of the applicant/s
  2. Professional details of the applicant/s
  3. Loan details (amount and tenure)

Documents Checklist

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

  • Identity Proof- photocopies of Driving License/Voter ID Card/Passport
  • Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
  • Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
  • Bank Statement of the past three months/ six months passbook statement

For more details, please refer to Personal Loan Patna .

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