HDFC Bank Personal Loan in Pune

Last Updated : Aug. 30, 2018, 3:29 p.m.

HDFC Bank Personal Loan Pune Interest Rate

The important details about a personal loan offered by HDFC bank in the city have been given below.

Apply Personal Loan @ 10.75%* Rate

HDFC Bank Branches in Pune with IFSC Codes

The complete list of HDFC bank branches in the city has been given below with the address, contact details and IFSC & MICR codes.

HDFC Personal Loan Customer Care

You just need to dial 1800 22 1006 or 022 6160 6161 from your mobile or landline number in order to be in touch with the highly experienced or talented customer care executives of HDFC. With having rich experience and expert skills, these professionals help and guide you in the best way so that all your complaints or queries can easily be resolved.

Eligibility criteria for a HDFC Bank Personal Loan Pune

The norms of eligibility for a personal loan offered by HDFC bank have been given below. An applicant has to ensure that he/she is able to meet the given criteria.

• The applicant should be a salaried individual who falls in the category of Chartered Accountant, Doctor, an employee of public sector undertakings or private limited companies.
• The applicant must be between the age group of 21 to 60 years.
• A working experience of a minimum of two years is needed
• Must be employed with the current company for at least one year.
• A net monthly income of at least ₹ 15,000 is needed. In the case of applicants living in cities like Mumbai, Bengaluru, Delhi, Cochin, Pune, Kolkata, Hyderabad, Ahmedabad and Chennai, the net monthly income should be at least ₹ 20,000.

HDFC Personal Loan EMI Calculator

With the online availability of an EMI Calculator, it would not be wrong to say that knowing the exact calculations of your EMIs, Interest Outgo and Total Amount Payable on a personal loan is no more a hassle. This smart and dynamic device allows you to know the exact amount of your monthly installments in the most appealing and easy to understand manner. By taking into account, the tenure, interest rate and loan amount, this tool fetches the results for you within few seconds.

Well, to give you more clarity on the same, below is a table showing the calculations on a loan amount of ₹5 Lakh, taken for a tenure of 5 years at an interest rate of 11% per annum.

Documents Checklist for a HDFC Bank Personal Loan Pune

The list of all the essential documents required to avail a personal loan from HDFC bank has been mentioned below. Do check them out.

• Identity Proof- photocopies of Driving License/Voter ID Card/Passport
• Address Proof- photocopies of Passport/Telephone Bill/Ration Card/Rental Agreement/Electricity Bill
• Income Proof- Salary Certificate(current dated) with Form 16/Latest salary slip
• Bank Statement of the past three months/ six months passbook statement

For extra information please have a look at Personal Loan Pune

About HDFC Bank Personal Loan in Pune

A personal loan is one of the most sought after products in the market. HDFC bank also provides a personal loan to salaried customers based in Pune. The applicant has to ensure that he matches the eligibility criteria set by HDFC bank. The bank has a special product for the women borrowers. It is named as HDFC bank Personal Loan Diva. HDFC bank has opened over 100 branches here in Pune.