IDBI Bank Personal Loan in Pune
Last Updated : Aug. 30, 2018, 3:46 p.m.
About IDBI Bank Personal Loan Pune
Salaried employees and self-employed individuals based in Pune can avail a personal loan from IDBI Bank. The bank has a solid presence in Pune city as it has set up more than 15 branches here. The bank gives a personal loan to every loan seeker who is eligible and can meet the imposed eligibility norms. The rates of interest offered by the bank on a personal loan is affordable and feasible to the customer. So in case you live in Pune and want a personal loan, you can take the same from IDBI Bank. The bank is bound to make life picture perfect for you.
IDBI Bank Personal Loan Pune at a glance
The essential details about the product offered by IDBI Bank have been given below.
Particular | Details |
---|---|
Interest Rate | 10.50% - 13.25% |
Amount | Minimum- ₹50,000 Maximum- ₹ 10 lakh |
Tenure | Up to 5 years |
Processing Fees | 2% of the sanctioned loan amount |
Prepayment Fees | No Prepayment fee is charged after completion of six EMIs 2% of the outstanding loan amount is charged before completion of six months |
Apply Personal Loan @ 10.75%* Rate
Eligibility Criteria for IDBI Bank Personal Loan Pune
The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.
- The age of the applicant should be between 22 – 60 years. This means the applicant should be at least 22 years old when the loan is applied. In case of Pensioners and Family Pensioners, the maximum age is 75 years. This means the loan needs to be fully repaid by the age of 75 years.
- Permanent employees of reputed PSUs and Joint Stock Companies, Confirmed Central / State Government officials, Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities are eligible to apply for the product offered by IDBI bank.
- The salary account of the employee should be maintained with the branch.
- The minimum net salary should not be less than ₹ 20,000 per month or minimum net annual income of ₹1,80,000 per annum for the salaried Individual.
- For the self- employed the minimum annual average balance should be ₹ 25,000 per month and minimum annual business income should be ₹ 2,40,000 per annum for last 2 years.
Documents required for IDBI Bank Personal Loan Pune
The list of important documents required for a personal loan offered by IDBI Bank has been given below.
Salaried employees:
- Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
- Two Photographs of passport size
- Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity bill
- Bank statement of the last three months, where the applicant’s salary is being credited
- Salary slips of the previous three months
Self-employed individuals:
- Proof of Address- Leave and License agreement/ Passport/ Telephone bill/ Water bill/Electricity billAge Proof- Birth certificate/ High school marksheet/ Passport
- Bank statement of the previous six months
- Proof of office address
- Identity Proof- PAN card/ Voter ID card/ Passport/ Driving License/ Aadhar card ( Laminated, Recent, Legible)
- Proof of continuity of the business
- Income tax returns of the last three years
- Proof of ownership of office
- Audited Balance Sheet plus Profit & Loss account
For extra information please have a look at Personal Loan Pune .
Address of IDBI Bank branches in Pune
The complete list of IDBI Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.
Branch Name | Address | IFSC Code | MICR | Contact Details |
---|---|---|---|---|
F. C. Road | Dnyaneshwar Paduka Chowk Fergusson College Road | IBKL0000007 | 411259001 | 020-5678383-484-585 |
Kalyani Nagar | Plot No 128 , Ground Floor, Blue Hills Avenue, Kalyani Nagar, Yerawada | IBKL0000034 | 411259002 | 020-6612036-8 |
Aundh | Rajas Apt, Plot No 13, Abhimanshree Road, Off Baner Road, Aundh, Pune | IBKL0000062 | 411259003 | 020-5893534-36 |
Nigdi | Ground Floor Hotel Ashray , 77, Dewas Road, | IBKL0000087 | 411259004 | 020-27641584, 27653500, 27640359 |
Hadapsar | A - 1 & 2 Prathamesh, Thatte Nagar, Gangapur Road | IBKL0000102 | 411259005 | 020-26824801 / 02 |
Pune - Main Branch | IDBI House, Janpath Unit - Ix, Post Bag No.190 | IBKL0000131 | 411259006 | 020-25677481/82 |
Hinjawadi | Shree Ganesh Plaza Shivaji Chowk Hinjewadi 411021 | IBKL0000250 | 411259028 | (020)22932411 / 12 / 13 |
Koregaon park | Plot No.353, Artha Vishwa Building, Lane No.5, Off North Main Road, Koregaon Park, Pune, Pin 411001 | IBKL0000301 | 411259006 | 020 66486300 |
Pune L R | U W Bank Bldg., , 6/1 Budhwar Peth, , Laxmi Road, Pune, Pin code - 411002 | IBKL0000459 | 411259023 | 020-24452135, 24452697 |
Pune Lokmanyanagar | 5, Laxmi Park, , Dr. Sabane Bungalow, , Lokmanya nagar, Pune, Pincode - 411030 | IBKL0000460 | 411259010 | 020-24537114 |
Pune Tilak Road | 2065, Sadashiv Peth Sane Guruji Marg, Gangavataran Apartment, Near S P College Pune, Pincode - 411030 | IBKL0000490 | 411259024 | 020-24332383 |
Pune Deccan Gymkhana | 1233/A Sai Chhaya Apartment, , , Apte Road, , Deccan Gymkhana, Pincode - 411004 | IBKL0000502 | 411259025 | 020-25513210 |
Pune Sadashiv Peth | 562, Sadashiv Peth, , Chitrashala Building, , Kumthekar Road, , Pincode - 411030 | IBKL0000548 | 411259009 | 020-020-24452170 |
Pune Shivajinagar | CTS NO.1189/3, Modern College Road., Near Dnyaneshwar Paduka Chowk Shivajinagar Pune, , Pune - 411005, , Pincode - 411005 | IBKL0000568 | 411259008 | 020-25533247 |
Ganesh Nagar Pune | 27/1, Yogeshwari Apartment, , Erandwana, , Ganeshnagar, , Pincode - 411051 | IBKL0000588 | 411259026 | 020-25440903 |
Pune Ashok Nagar | 421/A, Gokhale Road, , Near Symbiosis - - Atur Centre, , Ashoknagar, Pincode - 411016 | IBKL0000600 | 411259027 | 020-25655893 |
Pune Swargate | Mitra Mandal Co - Op. Hsg.soc.hall, , First Floor, 484/1 - 31 - 32, Parvati, Swargate, Pincode - 411009 | IBKL0000607 | 411259011 | 020-24442959 |
Pune Camp | Sahajanand Complex, , 2416, East Street, , General Thimayya Road, Camp, Pincode - 411001 | IBKL0000616 | 411259007 | 020-26348064, 26330810, 26363911 |
Pune Service BR | 1548, B. Saiprabha Sadashiv Peth. Off Tilak Road Pune Pune 411009 | IBKL0000636 | 411259022 | 020-24339696 |
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