IDFC First Bank Personal Loan Interest Rates


  • Check personal loan details before applying for the loan.
  • Know your payments in advance with interest rate, tenure and loan amount.

When you apply for a loan, you expect that you get the rate as per your desire. Similarly, in the case of personal loans, the borrowers have the same expectation. At IDFC First Bank, the rate is offered on the basis of your overall profile which includes your age, income, employer category, relationship with the bank, savings/investments, and credit history. If you match all these as per the requirements of the bank, you are most likely to get a lower rate of interest. Below is the comparison tool wherein you can see the different rates offered by the banks.

Interest Rate Comparison Tool

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IDFC First Bank Personal Loan Interest Rates July 2020

Below is the table representing the personal loan interest rate, tenure and loan amount at IDFC First Bank. You can go through the details properly before applying for the loan.

Interest Rates11.99% Onwards
Loan Amount₹50,000 to ₹20,00,000
Tenure3 to 60 months
Processing Fees1%-2% of the loan amount
Prepayment Charges2.5% on your principal outstanding

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