Personal Loan Interest Rates 2020327 views
Highlights
- Check personal loan details before applying for the loan.
- Know your payments in advance with interest rate, tenure and loan amount.
When you apply for a loan, you expect that you get the rate as per your desire. Similarly, in the case of personal loans, the borrowers have the same expectation. At IDFC First Bank, the rate is offered on the basis of your overall profile which includes your age, income, employer category, relationship with the bank, savings/investments, and credit history. If you match all these as per the requirements of the bank, you are most likely to get a lower rate of interest. Below is the comparison tool wherein you can see the different rates offered by the banks.
Interest Rate Comparison Tool
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IDFC First Bank Personal Loan Interest Rates July 2020
Below is the table representing the personal loan interest rate, tenure and loan amount at IDFC First Bank. You can go through the details properly before applying for the loan.
| Particulars | Details |
|---|---|
| Interest Rates | 11.99% Onwards |
| Loan Amount | ₹50,000 to ₹20,00,000 |
| Tenure | 3 to 60 months |
| Processing Fees | 1%-2% of the loan amount |
| Prepayment Charges | 2.5% on your principal outstanding |
