Kamal Auto Finance Ltd. Personal Loan – Apply Online 2022
Last Updated : Jan. 5, 2022, 1:10 p.m.
Headquartered in Jaipur the KAFL company provides a personal loan to the individuals without any security. The disbursed amount can be used for any purpose. The company doesn’t guide the usage of the loan amount sanctioned. The application process is simple and disbursal is quick. All other information regarding the interest rate, loan amount, application process and EMI calculator are given below:
[no_toc]Kamal Auto Finance Personal Loan Details
| Particulars | Details |
|---|---|
| Interest Rate | 26% p.a. |
| Loan Amount | No specific amount |
| Tenure | Not specified |
| Processing Fee | As per company's guidelines |
How To Apply
To avail the benefit of a personal loan from KAFL contact the customer care on the telephone numbers mentioned below:
- 0141-2363417
- 98281 11152
Kamal Personal Loan EMI Calculator
Tensed what EMI amount (Equated Monthly Installment) you need to pay and how to calculate the same? It’s easy to know how much amount you are liable to pay per month to the lender. Just enter the principal amount, the rate of interest and tenure of the loan in the EMI calculator and it will calculate the EMI amount quickly.
For Example – A customer avails a loan of ₹10,00,000 for the period of 4 years at the rate of 26% p.a. He enters the details in the calculator to know his EMI amount. His computed installment amount is ₹33,717.
Table Showing EMI, Total Interest Amount, and Total Repayment
| Loan Amount (in ₹) | Interest Rate (p.a.) | Tenure (in years) | EMI (in ₹) | Total Interest Amount (in ₹) | Total Repayment Amount (Principal + Interest) (in ₹) |
|---|---|---|---|---|---|
| 10,00,000 | 26% | 1 | 95530 | 1,46,362 | 11,46,362 |
| 10,00,000 | 26% | 2 | 53875 | 2,92,990 | 12,92,990 |
| 10,00,000 | 26% | 3 | 40291 | 4,50,462 | 14,50,462 |
| 10,00,000 | 26% | 4 | 33717 | 6,18,431 | 16,18,431 |
Amortization Table
| Year | Principal (in ₹) | Interest (in ₹) | Balance Amount (in ₹) |
|---|---|---|---|
| 1 | 1,63,142 | 2,41,462 | 8,36,858 |
| 2 | 2,10,997 | 1,93,607 | 6,25,861 |
| 3 | 2,72,890 | 1,31,714 | 3,52,971 |
| 4 | 3,53,687 | 51666 | 0 |
Eligibility Criteria:
The candidates belonging to the following group can apply for the loan:
- Self- employed professional
- Salaried individuals
Documents Required:
| Salaried Individuals | Self Employed Professionals | Businessman |
|---|---|---|
|
|
|
Features and Benefits
- Availability of unsecured loan
- Hassle free processing
- Simple documentation
- Quick sanction and disbursement
Factors Affecting The Loan Eligibility
The factors that affect the loan eligibility are:
- Monthly Income
- Age
- Monthly Expenses
- Any Other Loan
- Credit History
- Job Stability
- Relationship with the Bank
- Category of your Employer
Kamal Auto Finance Ltd. Branches
The company provides service in the following locations:
- Jaipur
- Jodhpur
- Indore
- Kota
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