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Karnataka Bank Personal Loan in Ghaziabad

Karnataka Bank Personal Loan in Ghaziabad

Last Updated : April 27, 2017, 6:13 p.m.

About Karnataka Bank Personal Loan Ghaziabad

Karnataka Bank has a big box full of financial products which it offers to the people living in Ghaziabad. The bank provides all the eligible salaried employees in Ghaziabad a personal loan so that they can realize their personal wishes. The bank has opened one branch in the city of Ghaziabad for delivering all the products on the right time. A personal loan offered by the bank is very much in demand in the market because of minimal documentation and affordable monthly EMIs.

Karnataka Bank Personal Loan Ghaziabad at a glance

The essential details about the product offered by Karnataka Bank have been given below.

Interest Rates13.49%
Loan AmountINR 5 Lakhs
Tenure5 Years
Processing Fees0.50% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria for Karnataka Bank Personal Loan Ghaziabad

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

  • The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
  • The product can only be availed by salaried employees who earn good and stable income from a regular source.
  • Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
  • The applicant should be a resident of India.
  • The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.

Documents required for Karnataka Bank Personal Loan Ghaziabad

The list of important documents required for a personal loan offered by Karnataka Bank has been given below.

  • Loan Application with passport size photographs
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
  • Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)

For more details, have a look at Personal Loan Ghaziabad .

Address of Karnataka Bank branches in Ghaziabad

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICRContact Details
GhaziabadGround Floor, Gaur Gravity Mall, 8, Vaibhav Khand, Indirapuram, Ghaziabad - 201014, U.P.KARB00002661100520221800 425 1444

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