Karnataka Bank Personal Loan in Hyderabad
Last Updated : May 4, 2018, 3:44 p.m.
About Karnataka Bank Personal Loan Hyderabad
Making your dreams into reality is possible now with a Karnataka Bank Personal Loan. The bank offers the product to salaried employees at good rates of interest. With the help of this product, a person living in Hyderabad can buy the latest gadget, renovate his/her house, plan a trip or throw a grand wedding party. Karnataka Bank has opened several branches in the capital of Telangana so as to ensure proper delivery of the products.
Karnataka Bank Personal Loan Hyderabad at a glance
The essential details about the product offered by Karnataka Bank have been given below.
Particlulars | Description |
---|---|
Interest Rates | 13.49% |
Loan Amount | INR 5 Lakhs |
Tenure | 5 Years |
Processing Fees | 0.50% of the loan amount |
Pre-payment Charges | Nil |
Eligibility Criteria for Karnataka Bank Personal Loan Hyderabad
The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.
- The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
- The product can only be availed by salaried employees who earn good and stable income from a regular source.
- Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
- The applicant should be a resident of India.
- The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.
Documents required for Karnataka Bank Personal Loan Hyderabad
The list of important documents required for a personal loan offered by Karnataka Bank has been given below.
- Loan Application with passport size photographs
- Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
- Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
- Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
- Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)
For additional details, please refer to Personal Loan Hyderabad .
Address of Karnataka Bank branches in Hyderabad
The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.
Branch Name | Address | IFSC Code | MICR | Contact Details |
---|---|---|---|---|
Hyderabad Main Nampally | 5 4 424, Nampally Station Road, Pb 254, Hyderabad 500001 | KARB0000320 | 500052002 | 1800 425 1444 |
Banjara Hills Hyderabad | Plot No50, Srinagar Colony, Banjara Hills, Hyderabad 500073 | KARB0000329 | 500052004 | 1800 425 1444 |
Dilsukhnagar Hyderabad | 18 BY 89, 1ST Floor, Chaitanyapuri Cross Road, Kamala nagar, Dilsukhnagar, Hyderabad 500060 | KARB0000331 | 500052005 | 1800 425 1444 |
Uma Nagar Hyderabad | 6 3 1219 BY 24, Uma Nagar, Begumpet, Hyderabad 500016 | KARB0000333 | 500052008 | 1800 425 1444 |
Rajbhavan Road Hyderabad | 6 3 1090 BY A, Bhupal Towers, Rajbhavan Road, Somajiguda, Hyderabad 500082 | KARB0000334 | 500052007 | 1800 425 1444 |
Kukatpally | NO 42, Prathima Arcade Phase 6, Kphb Colony, Kukatpally, Hyderabad 500072 | KARB0000336 | 500052009 | 1800 425 1444 |
A S Rao Nagar Hyderabad | 1 19 69 BY 5 BY 1 Dr A S Rao Nagar Sainikpuri Secunderabad Dist Hyderabad Secunderabad 5 | KARB0000733 | 500052006 | 1800 425 1444 |
Serilingampally | Plot No.12, Kruthika Layout, Opp. Image Garden Function Hall, Madhapur, Serilingampally, Hyderabad - 500081. | KARB0000736 | 500052011 | 1800 425 1444 |
Ro Hyderabad | Plot No.50, Ist Floor. Road No.3, Srinagar Colony, Banjara Hills Hyderabad - 500073 | KARB0000350 | NON-MICR | 1800 425 1444 |
Rajendra Nagar | Ground Floor, Beside Pillar No. 210, M Q Splendour, Rajendranagar, Hyderabad - 500048 | KARB0000664 | 500052013 | 1800 425 1444 |
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