Karnataka Bank Personal Loan New Delhi - Rates March 2024, IFSC, Eligibility, EMI

Karnataka Bank Personal Loan in New Delhi

About Karnataka Bank Personal Loan New Delhi

Karnataka Bank is a bank which has always believed in letting its work speak for itself. The bank offers a personal loan to the people living in New Delhi. In case you are a salaried employee and you require quick finance to meet some urgent personal needs, you can avail a personal loan provided by the bank. Karnataka Bank has kept a good presence in the city as it has more than 20 branches here. Don’t let your dreams die when a Karnataka Bank personal loan is there to give wings to them.

Karnataka Bank Personal Loan New Delhi at a glance

The essential details about the product offered by Karnataka Bank have been given below.

Interest Rates13.49%
Loan AmountINR 5 Lakhs
Tenure5 Years
Processing Fees0.50% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria for Karnataka Bank Personal Loan New Delhi

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

  • The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
  • The product can only be availed by salaried employees who earn good and stable income from a regular source.
  • Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
  • The applicant should be a resident of India.
  • The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.

Documents required for Karnataka Bank Personal Loan New Delhi

The list of important documents required for a personal loan offered by Karnataka Bank has been given below.

  • Loan Application with passport size photographs
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
  • Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)

For more details check out Personal Loan New Delhi.

Address of Karnataka Bank branches in New Delhi

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICR Contact Details
Chandni Chowk New Delhi1ST Floor, Ghanta Ghar, Opp Town Hall, Pb 739, Chandni Chowk, Delhi 110006KARB00001891100520031800 425 1444
Laxmi Nagar New DelhiDr Chawla Complex, 1 By 17, Lalita Park, Vikas Marg, Laxminagar, Delhi 110092KARB00001941100520081800 425 1444
New Delhi45, Regal Building, Pb 703, New Delhi 110001KARB00005371100520021800 425 1444
Overseas New DelhiK 2, Choudhary Building, 1st Floor, Middle Circle, Connaught Circus, New Delhi 110001KARB00005421100520041800 425 1444
Savitha Vihar New DelhiNO13, Neelkanth Chambers, Local Shopping Centre, Sarita Vihar, Delhi 110092KARB00005441100520061800 425 1444
West Patel Nagar New Delhi11 BY 8, Upper Ground Floor, West Patel Nagar, New Delhi 110008KARB00005461100520091800 425 1444
Lajpat Nagar New DelhiE 108 BY 109, Lajpat Nagar, New Delhi 110024KARB00005471100520101800 425 1444
Shalimar Bagh New DelhiAggarwal Plaza, 1st Floor, Bn Block West , Shalimar bagh Delhi 110088KARB00005481100520111800 425 1444
Rohini New DelhiPlot No6, Aggarwal Central Plaza, 1st Floor, Community Centre, Dc Chowk, Sector 9, Rohini New DelhiKARB00005491100520121800 425 1444
R K Puram New DelhiDelhi Karnataka Sangha Building, Rao Tularam Marg, Sector 12 RKPuram Delhi City 110022KARB00005501100520141800 425 1444
Dwarka New DelhiPlot No 6 Hl Square Sector 5 Dwarka Delhi City 110075KARB00005511100520151800 425 1444
G T Karnal Road New DelhiNO.6, Ground Floor, Jain Colony Veer Nagar, G.T Karnal RoadKARB00005531100520171800 425 1444
Paschim Vihar New DelhiA - 4 By 45, Paschim Vihar, New DelhiKARB00005541100520161800 425 1444
JanakpuriD/A/A1, Ground Floor, Satguru Ramsingh Marg, Janakpuri D Block, New Delhi 110058KARB00005561100520181800 425 1444
New Delhi Karol BaghPlot No. 5439/71, Ground Floor, Main Arya Samaj Road, Karol Bagh, New Delhi - 110005KARB00005581100520191800 425 1444
Service Branch New Delhi45, Regal Building, Connaught Place, New - Delhi - 110001KARB00005551100520011800 425 1444
East Of KailashD - 59, Sapna Road, East Of Kailash, New Delhi - 110065KARB00005601100520201800 425 1444
Ashok ViharA - 1, Near Satyawati College, Phase Ii, Ground Floor, Ashok Vihar, Delhi - 110052KARB00005611100520211800 425 1444
RO DelhiM13(A) Punj House, 1st Floor, Connaught Circus, New DelhiKARB0000250NON-MICR1800 425 1444
New Delhi - VikaspuriGround Floor, F - 119, Vikaspuri, New Delhi - 110018KARB00005621100520231800 425 1444
Malviya NagarGround Floor, D/NO. B-1/13, Malviya Nagar, New Delhi - 110017KARB00005671100520251800 425 1444
New Delhi Kirti NagarGround Floor H 59 Kirti Nagar New Delhi 110015KARB00005741100520281800 425 1444
New Delhi KalkajiPlot No K 10, Kalkaji Road, New Delhi Kalkaji 110019KARB00005751100520271800 425 1444

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%