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Kotak Mahindra Bank Personal Loan in Kochi

Kotak Mahindra Bank Personal Loan in Kochi

Last Updated : April 15, 2017, 4:20 p.m.

About Kotak Mahindra Bank Personal Loan in Kochi

Live life up to your expectations and enjoy every bit of it. Let not finance be a barrier in your dreams. You can overcome each hurdle by availing Kotak Mahindra Bank personal loan. It provides a loan to finance all your personal needs. You can apply now as the bank offers loan at fair pricing. Check the details mentioned in the table below.

Kotak Mahindra Bank Personal Loan in Kochi at a Glance

Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Kochi

Address of Kotak Mahindra Bank Branches in Kochi

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kochi are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Pams Palace, Palace Road, MattancherryPams Palace , Palace Road, Mattancherry, Kochi - 682002, KeralaKKBK0009015NON-MICR18602662666
Mamagalam34/2289 D Mathewsons Centre Point, Mamagalam, Palarivattom, Ernakulam, Kochi - 682025, KeralaKKBK0009289
0484 4010509
Palarivattom32/1172, A-1, Ground Floor, Veerath Complex, Palarivattom, Palarivattom, Kochi, Kochi - 682025, KeralaKKBK0009017NON-MICR

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