Oriental Bank of Commerce Personal Loan in Chennai
Last Updated : May 4, 2018, 4:07 p.m.
About Oriental Bank of Commerce Personal Loan in Chennai
Staying in Chennai? In the hunt for an attractive personal loan offer to fulfill your personal aspirations? Apply for Oriental Bank of Commerce Personal Loan. Abbreviated as OBC, Oriental Bank of Commerce is topping the charts in excellent customer service backed up with an extensive line of financial products such as a personal loan to serve the needs of many. It has branches located at various places in Chennai. So, come to the bank branches in Chennai for all your personal needs.
Oriental Bank of Commerce Personal Loan Chennai at a Glance
Particulars | Details |
---|---|
Interest Rate | 11.40% - 16.95% |
Loan Amount | ₹ 5-10 Lakh |
Loan Tenure | Upto 5 Years |
Processing Fee | 0.5% of the loan amount, subject to a minimum of ₹500 |
Prepayment Charges | NIL |
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Chennai
Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Chennai.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Needed to Avail Oriental Bank of Commerce Personal Loan in Chennai
OBC wants the customers to be ready with the below documents to access a personal loan in Chennai.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Chennai
Oriental Bank of Commerce Personal Loan Chennai Branches
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Mount Road | 769, Spencer Plaza, Ground Floor, Mount Road, Chennai, Tamil Nadu-600002 | ORBC0100165 | 600022003 | 044-28494252 |
Armenian Street | Ispahani Begum Complex, 91, Armenian Street, Chennai, Tamil Nadu- 600001 | ORBC0100234 | 600022002 | 044-25228543 |
Nandanam | Padma Complex, 467, Anna, Salai, Nandanam, Chennai, Tamil Nadu-600035 | ORBC0100535 | 600022004 | 044-24321413 |
Moulivakkam | D No 5/88A, Kunrathur, Main Road, Moulivakkam, Chennai, Tamil Nadu | ORBC0100581 | 600022005 | 044-24826038 |
Annanagar | T-94, 3rd Avenue, Annanagar East, Chennai, Tamil Nadu | ORBC0100822 | 600022007 | 044-26289943 |
T Nagar | No1 Dr Singaravelu St, Pondy Bazar T Nagar, Chennai, Tamil Nadu-600017 | ORBC0100928 | 600022008 | 044-24353614 |
Mogappair | 4/PC.1 MMDA, Mogappair West, Chennai, Tamil Nadu | ORBC0101012 | 600022009 | 044-26534252 |
Kotturpuram | No.1, First Main Road, Kotturpuram, Chennai, Tamil Nadu-600085 | ORBC0101024 | 600022010 | 044-24474288 |
Mylapore | Dr Radhakrishna Salai, Mylapore, Chennai, Tamil Nadu-600004 | ORBC0101043 | 600022015 | 044-24998116 |
Adyar | Lattice Bridge Road, Adyar, Chennai, Tamil Nadu-600020 | ORBC0101063 | 600022018 | 044-24421459 |
Kilpauk | 824, Opposite KMC, Ponaml HG Road, Kilpauk, Chennai, Tamil Nadu- 600010 | ORBC0101065 | 600022012 | 044-26427097 |
Porur | 50/1, Old No.222, Trunk Road, Porur, Chennai, Tamil Nadu | ORBC0101102 | 600022014 | 044-24826801 |
Selaiyur | 539-Velachery Road, Selaiyur, Chennai, Tamil Nadu-600073 | ORBC0101113 | 600022016 | 044-22394217 |
Mid Corporate Branch | 121, Kilpauk Garden, Road Kilpauk, Chennai, Tamil Nadu-600010 | ORBC0101213 | 600022019 | 044-26444437 |
Perambur | No. 90, Paper Mills Road, Perambur, Chennai, Tamil Nadu-600011 | ORBC0101676 | 600022024 | 044-28493344 |
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