Punjab National Bank Personal Loan in Gurugram

Last Updated : May 4, 2018, 4:34 p.m.

About Punjab National Bank Personal Loan Gurugram

Punjab National Bank is one of the first choices of the people of Gurgaon when it comes to personal loans. The reason behind this is that the loan amount is very high so that major financial needs can be managed and the rates are lower to make it affordable for the masses. So, if you are also in need of money, apply for a personal loan at Punjab National Bank at lower EMIs and enjoy a hassle loan journey. Read the details like the eligibility criteria, interest rate and branch contact details below:

Punjab National Bank Personal Loan Gurugram at a Glance

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

• The age of the applicant must be between 21-58 years (65 years for self-employed)
• The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
• Total work experience of 2 years is a must
• Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

• Loan application form with passport size photograph
• Identify proof with unique identification number in case of military/ paramilitary personnel
• Educational qualification proof
• Age proof
• Proof of official address and residential address
• Income proof
• Latest salary slip (IT returns for the last 3 financial years for self-employed)
  Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Gurugram

Address of Punjab National Bank Branches in Gurugram