Punjab National Bank Personal Loan in Kochi

Last Updated : May 4, 2018, 4:36 p.m.

About Punjab National Bank Personal Loan Kochi

When it comes to applying for a personal loan in Kochi, Punjab National Bank is one of the best choices you can make. With the facility to get a loan amount higher at rates that you can afford, this personal loan is all that you need. PNB provides personal loans to self-employed individuals as well as salaried people in all its branches including Kochi. Thus, to get a affordable rate on personal loans, apply at your nearest PNB branch in Kochi and enjoy a stress-free loan journey. Check interest rates, eligibility criteria, branch contact details and other related information below.

Punjab National Bank Personal Loan Kochi at a Glance

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) in Kochi is as follows:

• The age of the applicant must be between 21-58 years (65 years for self-employed)
• The minimum monthly income of the applicant must be ₹15,000-for metro city and ₹12,500-for urban city (₹20,000/- for self-employed)
• Total work experience of 2 years is a must
• Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

• Loan application form with passport size photograph
• Identify proof with unique identification number in case of military/ paramilitary personnel
• Educational qualification proof
• Age proof
• Proof of official address and residential address
• Income proof
• Latest salary slip (IT returns for the last 3 financial years for self-employed)
  Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Kochi

Address of Punjab National Bank Branches in Kochi