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Punjab National Bank Personal Loan in Patna

Punjab National Bank Personal Loan in Patna

Last Updated : April 12, 2017, 10:07 a.m.

About Punjab National Bank Personal Loan Patna

Your search for an affordable personal loan ends with Punjab National Bank as the bank is now offering lower interest rate with a higher loan amount. So, if your long pending tasks are stuck due to money, it’s time to convert them into reality with a personal loan from Punjab National Bank with minimal documentation involved. You can check the Patna branch details, interest rates, eligibility criteria and the list of documents that you must match at the time of applying.

Punjab National Bank Personal Loan Patna at a Glance

Interest Rate11.40% - 16.95%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

You can also read Personal Loan Patna

Punjab National Bank Branches in Patna

Branch NameComplete AddressIFSC CodeMICRContact Number
Danapore CanttDanapore Cantt, District Patna BiharPUNB0014200800024012NA
Exhibition RoadExhibition Road, Patna, Bihar 800001PUNB00380008000240040612-2222263, 221598
Patna CityChowk Patna City, Patna - 800008PUNB00381008000240100612-2641180, 2643256
Muradpur, PatnaBlock Patna Sadar, Ashok Rajpath, Patna, Bihar - 800004PUNB00394008000240030612-2667036, 2302051
Kankarbagh, PatnaKankarbagh, Distt Patna, BiharPUNB01499008000240090612-2351087, 2353136
RCC PatnaBank Road, Patna, Bihar - 800001PUNB01984008000240010612-2223929
Boring Road, PatnaBoring Road, District Patna, Bihar 800001PUNB02910008000240060612-2266485/2261422
New Market, PatnaBlock Patna Sadar, Patna, Bihar 800001PUNB0291300800024005612-2221519-2233192
Morcha Road, PatnaMorcha Road Patna City , Patna - 800009PUNB02916008000240110612- 2616447, 2648759
CMO:Budha ColonyEast Boring Road, Awas Apartment, Budha Colony, Patna, Bihar 800001PUNB02920008000240070612-2531215, 2520596
R K Avenue, PatnaAparna Complex, Kadamkuan, Patna, Bihar - 800003PUNB02921008000240130612-2670868/92463
RT Bhawan, PunaichakPump House Road, Punaichak, Bihar - 800023PUNB02968008000240080612-2204561, 2228959
East Gandhi MaidanHotel Tourist Building, East Gandhi Maidan, Patna, BiharPUNB03041008000240020612-2301482, 2301514
Gandhi NagarGandhi Nagar, Patna, BiharPUNB03869008000240140612-2353620, 2350221
SSI, PatnaSPL SSI Branch, Boring Road, Patna, Bihar - 800001PUNB03891008000240150612-2525585, 2522860

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