About Punjab & Sind Bank Personal Loan Ahmedabad
Get personal loans without disturbing your financial position. Avail personal loans from Punjab & Sind Bank Ahmedabad to help you arrange finances for the fulfilment of your various requirements. Be it a marriage in a family, travelling abroad, funding for higher education or simply a vacation. Get your goals get classified in the canopy of personal loans to accommodate your varied interests.
Punjab & Sind Bank Personal Loan Ahmedabad at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.15% - 12.75% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Ahmedabad
Address of Punjab & Sind Bank Branches in Ahmedabad
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Gandhi Road Ahmedabad | Gandhi Road, Ahmedabad - 380001 | PSIB0000240 | 380023002 | 079-2145869 |
| Reid Road, Ahmedabad | P.B.No 1091, Railway Pura, Reid Road Ahmedabad, Gujarat - 380002 | PSIB0000476 | 380023003 | 079 2145878 |
| Ahmedabad, Satellite Area | Shop No 10, 11, 12 Pushpam Complex, Opp Seema Hall, 100 Feet Road, Anand Nagar, Ahmedabad, Gujrat - 380015 | PSIB0000925 | NON-MICR | 079 27556985 |